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Conveyancing in Sandbanks Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/01/18

Local information:

The closest station to Sandbanks is Parkstone, almost 3 miles away. Sandbanks's closest airport is Bournemouth International Airport (8 miles).

Q.

Sandbanks area information

A.

Brownsea Island National Trust Poole Compton Acres (Historic Gardens) Country Park and Oceanarium Aquarium are situated in Sandbanks.

The closest hospital for Sandbanks is St Anns Poole.

Q.

We are trying to find an affordable Sandbanks conveyancing quote. How do we get a quote?

A.

This issue catches out many home owners, and can leave them paying far more in conveyancing fees than they budgeted. Many firms promote supposedly 'the cheapest conveyancing'. However extra fees are often hiding in the small print. These terms are often ignored by excited home owners, eager to get underway. Any fees included in terms and conditions should be reasonable. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

Should we get a house survey for this property purchase?

A.

It is strongly recommended that purchasers arrange a home surveyor. Buyers should be aware that there are a wide range of defects which have a negative impact on a property, for example cracked roof tiles. These will not be reported on by a solicitor.

Q.

What do searches apply to?

A.

Conveyancing searches are questions requested by your property solicitor. Searches will only cover the legal condition of the property's title.

Q.

How is stamp duty assessed, and how much should we pay on a £786k Sandbanks residence?

A.

The Stamp Duty rate that will be due is dependent on the valuation. On a £786k house or flat, stamp duty will be £31440 (correct March 2013).

Q.

Which lenders in Sandbanks do you work with?

A.

Most lenders in Sandbanks are on our Sandbanks solicitors' panel. Sandbanks lenders and mortgage specialists include Finance Plus, 152 Westborough Rd, Westcliff-On-Sea, SS0 9JF, Onecall, 386 High Rd, Benfleet, SS7 5HL, and Bradon John Associates, Thames House/1528 London Rd, Leigh-On-Sea, SS9 2QQ.

Q.

Should we get a chancel search if I am purchasing in the parish of Piddlehinton, near Sandbanks?

A.

Whichever Sandbanks parish in which you are buying, a solicitor is likely to recommend a chancel search. Chancel repair dues can be collected on the owners of a property where church councils may have spared previous owners or tenants. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

I am purchasing in Sandbanks. How do I find out if the property is in a conservation area?

A.

Conservation areas define streets and neighbourhoods of historic or architectural significance. Living in a conservation area can mean preservation of an area's historic charm, but the restrictions create additional maintenance and repair responsibilities. A lawyer will confirm potential liability for unauthorised works.

Q.

What length of time should the conveyancing process usually take, according to your estimates? I am purchasing a flat in Sandbanks.

A.

The amount of time required to buy or sell a home will vary. This is based on a number of legal considerations including whether a mortgage lender requires particular searches. Nationwide, the average is around ten weeks, we however take a proactive approach, driving the sale or purchase to complete sooner.