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Transfer of Equity in Saundersfoot

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Saundersfoot

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Saundersfoot clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Saundersfoot Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 04/12/16

Local key data:

The nearest airport to Saundersfoot is Haverfordwest Airport Airport (14 miles). and Saundersfoot train station is around a mile from Saundersfoot.

Q.

Local Saundersfoot attractions

A.

Colby Woodland Garden National Trust and Saundersfoot Lighthouse are close at hand to Saundersfoot.

The closest hospital is Tenby Cottage.

Q.

How do I find a cheap solicitor in Saundersfoot to buy a home?

A.

The confusion over what is, and is not, included in a 'cheap' quote leaves many home owners paying out more than they anticipated in the end. Many firms claim to offer 'the cheapest conveyancing quotes'. Unfortunately additional costs are often hiding in the solicitor's terms of engagement. Busy, stressed home owners ignore these terms at their peril. Costs which are listed in the small print ought to be fair and clearly defined. They be applied only where your lawyer must complete work beyond standard conveyancing for you, which could not be anticipated at the start of the process. Our quotes are not estimates, stating all the solicitors fees you will pay for a standard sale or purchase.

Q.

I am buying a £138000 property in Saundersfoot. How is stamp duty tax assessed?

A.

Stamp Duty will depend on several factors, primarily the home's purchase price. It is £1380 on a £138000 house or flat.*

*Accurate as of 01/01/2013

Q.

Can we verify if the property we are buying is in a conservation area?

A.

Areas deemed to be of historic or architectural significance, such as stretches of canals, will be designated as areas of conservation. Your solicitor will be able to advise further and discuss the relevant responsibilities you would be taking on by purchasing in a conservation area.

Q.

What length of time may conveyancing to sell a house generally need?

A.

The amount of time needed to buy or sell a residence may vary, influenced by a number of legal considerations which can include if you plan to take out a mortgage. For most firms in England and Wales, the average is between 8 to 12 weeks, whereas our solicitors will, wherever feasible, work towards a six-week timescale.

Q.

Is an environmental search a fee or disbursement?

A.

Unfortunately, some firms attempt to pass off fees which should be included as disbursements. It is not always obvious whether a cost is a fee or disbursement, and whether it should be included. This charge is a disbursement not a fee, and is passed on at cost.

Q.

Would you advise that we get a chancel search? I am purchasing in Saundersfoot.

A.

The outcome of a landmark case in 2003 confirmed that chancel repair liability could be enforced. A chancel search is used to confirm whether such a liability exists. Your conveyancing lawyer can provide more details.

Q.

We are concerned about the council tax charges on a residential mid-terrace house in Saundersfoot, what are they?

A.

Frequently a title report will cover the Pembrokeshire council tax band. The correct charges for residents of Saundersfoot are published online at the Pembrokeshire council website. On, 10 September 2012, the rates are:

  • Band A - £629.73
  • Band B - £734.69
  • Band C - £839.64
  • Band D - £944.60
  • Band E - £1,154.51
  • Band F - £1,364.42
  • Band G - £1,574.33
  • Band H - £1,889.20

Q.

Saundersfoot conveyancing solicitors conduct a variety of property conveyancing searches if instructed to act for a home purchase client but what particular ones?

A.

If buying and obtaining a mortgage lender mandates these searches - Local Authority (personal or official), Drainage Search (Con29DW or personal) and Environment Search as well as any special local Saundersfoot searches, like a CON340.

 
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