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Conveyancing in Sawbridgeworth Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/10/17

Local data:

The nearest train station to Sawbridgeworth is Sawbridgeworth, almost 1 mile away. Sawbridgeworth's nearest airport is Stansted Airport. Luton Airport is 23 miles, London City Airport is 22 miles, Elstree Airport is 23 miles and away.

The most convenient hospital is Sawbridgeworth, Rivers Private.

Q.

What are the best conveyancing rates for a £102,000 property?

A.

Both high-street and online solicitors purport to offer 'the cheapest conveyancing'. Often additional charges are frequently hidden in the terms and conditions. Additional charges listed in terms and conditions should be reasonable. They only apply to matters if your solicitor must complete additional work on your behalf, which could not be anticipated at the start of the process. Our online calculator will create an accurate quote for your buy.

Q.

Should I get a chancel liability search? I am buying next to a 1700s 'parson's close' in Sawbridgeworth.

A.

Where land in Sawbridgeworth was once owned by a lay-rector, new owners of that property may be obliged to pay for maintenance of specific local church buildings. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Church of England properties in the area include Great St Mary.

Q.

Doing your own conveyancing without using a conveyancing solicitor in Sawbridgeworth is becoming possible as a buyer and seller of a maisonette. However, would it actually be a false economy ?

Legally speaking there is absolutely no reason at all why a home buyer cant go down that route and handle the majority of the legal process on your own. However, a conveyancing solicitor in Sawbridgeworth juggles a large number of skilled tasks including approving completion statements or checking the lease which really need a skilled professional.

Q.

For a house valued at £829k, how is stamp duty rates calculated?

A.

The Stamp Duty owed is calculated based on the property's value. On a £829k house or flat, stamp duty will be £33160 (accurate March 2013).

Q.

Of main Sawbridgeworth lenders, who have joined your panel?

A.

Homeward Legal are able to work with the majority of lenders assisting Sawbridgeworth buyers. Sawbridgeworth lenders and mortgage specialists include Lloyds TSB Bank PLC, 37 Bell St, Sawbridgeworth, CM21 9AR, Bye Peter, 29 Rowney Gdns, Sawbridgeworth, CM21 0AT, and Mortgage Advice Services, Cambridge Rd, Sawbridgeworth, CM21 9BS.

Q.

The lender will be Scottish Building Society - is there anything I need to consider?

A.

House buyers need to be aware that a small number of lenders have reduced the number of firms on their approved panel, resulting in increased conveyancing costs for buyers if a second solicitor is required by their lender. Homeward Legal, however, can act for all major lenders in the UK.

Q.

What can searches cost?

A.

With a Homeward Legal solicitor, you will be charged at most £249 for searches. Searches are disbursements paid to a third party, and are charged 'at cost'.

Q.

What can a Sawbridgeworth conveyancing lawyer do if the maisonette we are intending to buy is located in a conservation area and has inappropriate cladding added?

A.

A solicitor will always ascertain whether the property is affected by a conservation area, and if so whether any alterations have the essential consents from the Epping Forest planning authority.