Are there any mortgage lenders with Sawston branches?
Most lenders in Sawston are on our Sawston solicitors' panel. Local mortgage lenders and brokers include Cambridge Mortgage Line, 268 Milton Rd, Cambridge, CB4 1LQ, Mortgage Solutions Centre, 64 Church End, Cambridge, CB1 3LB, and Limetree Financial Services, Unit 2 Pioneer Court/Chivers Way, Histon, Cambridge, CB24 9PT.
What will the council tax cost me for a Fifties Band H apartment in Sawston?
The relevant council tax band will typically be detailed as part of the conveyancing report on title along with the local council
The correct rates for homes in Sawston are set out at the South Cambridgeshire local authority site. At the time of writing on 15 December 2012 the different rates are:
- Band A - £996.00
- Band B - £1,162.00
- Band C - £1,328.00
- Band D - £1,494.00
- Band E - £1,826.00
- Band F - £2,159.00
- Band G - £2,491.00
- Band H - £2,989.00
Which local authority is responsible for Sawston?
Sawston is located in Uttlesford District Council, Council Offices, London Road, Saffron Walden, Essex, CB11 4ER, Tel: 01799 510 510
Which environmental factors will contaminate land in Sawston, and should they be an issue?
Land may be contaminated by a wide range of natural causes and human activities, and factors like overhead transmission lines and infilled land will be reported on in environmental search results.
How long will I allow for conveyancing to buy residential property take?
The time required to transact a residence varies. This is influenced by a handful of legal considerations including if third parties fail to promptly answer queries. Homeward Legal solicitors work hard to ensure the matter is undertaken with the utmost care and speed.
Is there a checklist for buyers or sellers helping to decide what’s most important?
The process of buying and selling is a complex one, so it’s helpful for your research to have checklists to ensure nothing is forgotten. There are several online resources with checklists for individual aspects of the moving process, including what to consider as a first-time buyer, help to buy schemes, removals, speeding up conveyancing and so on.
When it comes to deciding what you want for your new home to help you narrow down the choice of locations and types of property available, this is largely down to personal choice, so a standardised checklist might limit your requirements. You can talk to an estate agent about what you want as they will have the experience to narrow down your options. However, you need to consider the size of the property (number of rooms, bathroom facilities, bedrooms, etc.), size of garden, proximity to public transport links, noise, entertainment options (e.g. cinema, pub, eateries, etc.), access to off-road parking, schools, speed of broadband, and so on. Consider making a list of what the property must have and an associated wish list so that likely compromises can be made.
Why is it silly to buy a leasehold with less than 99 years to run?
In large part, if a leasehold drops below 90 years, it’s because mortgage companies will not be willing to lend money to purchase the leasehold. They will almost certainly have a stipulation on the length of the leasehold as part of their criteria for lending.
Most buyers are very aware of this and the trend is for an insistence of the sellers to provide an extension back up to the 99-year or 125-year thresholds before considering its purchase. Otherwise, even if you can finance it, eventually you’ll have to consider the legal cost of extending the lease yourself.