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Transfer of Equity in Sawtry

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Sawtry

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Sawtry clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Sawtry Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 05/12/16

Sawtry data:

The closest airport to Sawtry is Cambridge City Airport. The closest station to Sawtry is Huntingdon, about 8 miles away.

Sawtry is very close at roughly half a mile of junction entry 15 Northbound of the A1M.

The nearest hospital for Sawtry is Hinchingbrooke Huntingdon.

Q.

What will the overall charge be on the sale of a £665,000 property? We need to find a fixed rate conveyancing quote.

A.

Various firms promote cheap conveyancing quotes, however extra fees will be included in the terms and conditions. Additional fees ought to be reasonable and clear.

Q.

Does Sawtry include any areas of conservation?

A.

Areas considered to be of architectural or historic interest, like picturesque villages, may be designated as areas of conservation. Your solicitor will provide more details.

Q.

I am intending to purchase a medieval barn conversion in the parish of Horseheath. Is a chancel search required?

A.

The solicitor may suggest that a chancel search is taken out. In older areas of Sawtry, chancel repair can be imposed on the owners of a house where Parochial Church Councils (PCCs) have previously chosen not to do so. For property in the parish of Horseheath, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Is contaminated land in Sawtry a problem?

A.

Numerous of contaminants caused by environmental factors can harm the resale value of Sawtry property, such as proximity to waste sites. An environmental search will give more information.

Q.

For our lender, we have chosen Godiva Mortgages, what do I need to know?

A.

When taking out a mortgage to buy a property, your lender will require legal work to be carried out on their behalf. Purchasers should be aware that, over the last two years, some lenders have opted to reduce the size of their 'solicitor panel'. This can mean increased legal costs for home buyers. Homeward Legal will act for the vast majority of lenders.

Q.

What precautions can I take to avoid paying HMRC stamp duty?

A.

Stamp Duty Land Tax is generally due for homes sold for over £125,000. Homeward Legal do not recommend any form of stamp duty reduction scheme, because these schemes are highly expensive and the HMRC can review a scheme up to 6 years after a sale is completed .

Q.

Do we need to get a building surveyor to inspect the Sawtry property purchase?

A.

The Royal Institution of Chartered Surveyors firmly suggest that Sawtry property purchasers book a property surveyor. There are a range of defects that have a negative impact on a property, which are not included in your mortgage lender's valuation, for example roof damage or cracks around door frames.

Q.

Which actual property conveyancing searches should the Sawtry conveyancing solicitor carry out on a Sawtry house?

A.

Standard legal procedure will be to get the following Local Authority (personal or official), Drainage and Water Search and Environmental and, depending on certain criteria, less common searches, which may include a Subsidence report.

 
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