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Transfer of Equity in Saxmundham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Saxmundham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Saxmundham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Saxmundham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 29/11/16

Local information:

The nearest station to Saxmundham is Saxmundham, around a mile away and the nearest airport to Saxmundham is Elmsett, Whatfield Rd Airport.

Whitwell House Day Saxmundham hospital is relatively close to Saxmundham.

Q.

What will the overall charge be on the sale of a £109,000 house? We are trying to find a discount conveyancing estimate.

A.

Numerous solicitors claim to offer theoretically cheap conveyancing quotes, but extra costs will be included in small print which property buyers and sellers may have not read carefully Any additional costs found in terms of engagement needs to be reasonable and clear. Third party costs, termed disbursements, to be paid should also be clearly stated on the quote

Q.

If I am intending to buy in the parish of Kettlebaston, do we need a chancel search?

A.

A property lawyer may suggest that a chancel search is taken out. In older areas of Saxmundham, chancel repair has the potential to be charged on new owners of a house where Parochial Church Councils (PCCs) have not imposed the same liability on the last owners. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

We need to complete this house purchase as soon as possible, how can we aim for a fast completion?

A.

It is a truism that finding a communicative solicitor is essential to fast conveyancing. There are, in addition, numerous tasks you, as the purchaser, could do to accelerate your conveyancing. These include:

  • keeping in regular contact with the solicitor
  • answering any queries raised by your solicitor as soon as possible
  • confirming your mortgage offer

Q.

How do I protect my offer from gazumping?

A.

This is common both in Saxmundham, and across Suffolk and describes circumstances where a seller accepts an offer and then rejects it, opting for a second buyer's offer. Although gazumping is less common in a declining market, there will always be a chance. The first step in reducing the chance that gazumping will effect you is to instruct an efficient solicitor as soon as you can.

Q.

Can Saxmundham brownfield site soil still be contaminated?

A.

Most soils in Saxmundham have some degree of contamination, from industry, agriculture and the natural environment . Land may also be contaminated by other sources, including water contaminants such as sewage and perchlorate.

Q.

If you are buying in Saxmundham by a 1400s church, is it advisable to get a chancel search?

A.

In Saxmundham, where land was once owned by a lay impropriators, new owners of that property may be obliged to contribute towards repairs to church property in the locality. A number of sources are used to identify liability, including the Title Register database. Saxmundham Church of England properties include St John the Baptist.

Q.

Are costs for obtaining landlord's consent to alterations fees or disbursements?

A.

Some firms may attempt to pass off additional costs as disbursements. It may be unclear if a cost is a disbursement or not, and if it ought to be included. These costs are fees not disbursements. Consent can be difficult to arrange, but the fee may be included in your quote.

Q.

I am buying soon and have a quote from you. Could there be any additional fees?

A.

No. Our solicitors never charge any additional costs for conveyancing in Saxmundham. Some firms only provide estimates disguised as quotes, which they will not be bound to.

 
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