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Transfer of Equity in Saxmundham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Saxmundham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Saxmundham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Saxmundham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/01/17

Local information:

The nearest station to Saxmundham is Saxmundham, around a mile away and the nearest airport to Saxmundham is Elmsett, Whatfield Rd Airport.

Whitwell House Day Saxmundham hospital is relatively close to Saxmundham.

Q.

What will the overall charge be on the sale of a £109,000 house? We are trying to find a discount conveyancing estimate.

A.

Numerous solicitors claim to offer theoretically cheap conveyancing quotes, but extra costs will be included in small print which property buyers and sellers may have not read carefully Any additional costs found in terms of engagement needs to be reasonable and clear. Third party costs, termed disbursements, to be paid should also be clearly stated on the quote

Q.

Bookshops have a growing number manuals going into great depth on doing your own legal work such as Buy, Sell & Move House: A Complete Guide to Navigating the Property Market by Kate Faulkner . Do I therefore need a Saxmundham property lawyer ?

A.

Hypothetically there is no argument why a home mover shouldn't complete the greater majority of the legal work without assistance. The truth is however that a conveyancing solicitor is in charge of a large number of assignments e.g. chasing outstanding papers or interpreting management accounts most of which really need a qualified solicitor.

However legal practices are made responsible to carry suitable indemnity cover to shield you from any omissions.

Q.

How do I protect my offer from gazumping?

A.

This is common both in Saxmundham, and across Suffolk and describes circumstances where a seller accepts an offer and then

rejects it, opting for a second buyer's offer. Although gazumping is less common in a declining market, there will always be a chance. The first step in reducing the chance that gazumping will effect you is to instruct an efficient solicitor as soon as you can.

Q.

Which of the Saxmundham lender panels are you on?

A.

Of lenders with local offices in Saxmundham, we with the majority. Lenders and mortgage specialists in Saxmundham include S F M Mortgages, 7 Pitcairn Rd, Ipswich, IP1 5BX, Robinson Derek Associates Ltd, Po Box 540, Ipswich, IP2 0ZA, and Shapland, White Hart St, East Harling, Norwich, NR16 2NE. The Saxmundham solicitor handling the work for your sale or purchase can state specific lenders' requirements.

Q.

I am buying soon and have a quote from you. Could there be any additional fees?

A.

No. Our solicitors never charge any additional costs for conveyancing in Saxmundham. Some firms only provide estimates disguised as quotes, which they will not be bound to.

Q.

What amount of time does conveyancing generally need, on average? The house being transacted is also in the area.

A.

The length of time taken to transact a residence may vary, according to a range of issues which may affect the property including when a third party is slow to respond. With our Saxmundham property specialists, your move is handled as fast as possible, without compromising on service.

Q.

We are buying in Saxmundham. Is it significant that searches are undertaken?

A.

Conveyancing searches are a collection of enquiries raised by your solicitor, for example a gypsum search. Conveyancing searches will only cover facets affecting the legal title.

Q.

If I am intending to buy in the parish of Kettlebaston, do we need a chancel search?

A.

A property lawyer may suggest that a chancel search is taken out. In older areas of Saxmundham, chancel repair has the potential to be charged on new owners of a house where Parochial Church Councils (PCCs) have not imposed the same liability on the last owners. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

 
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