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Conveyancing in Seahouses Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/07/17

Local Seahouses attractions

Farne Lighthouse, Bamburgh Castle Historic Houses Association and Bamburgh Castle Castle are close at hand to Seahouses.

The closest airport to Seahouses is Newcastle Airport (38 miles). Seahouses's closest station is Chathill at 4 miles.

The neighbouring hospital for Seahouses is Alnwick Infirmary.

Q.

How do we get the cheapest conveyancing solicitors?

A.

Lack of clarity over this point catches out many homeowners, and can leave them paying far more in conveyancing fees than they budgeted. Many firms claim to offer 'the cheapest conveyancing quotes'. Unfortunately extra costs are often hiding in the solicitor's terms of engagement. Busy, stressed homeowners ignore these terms at their peril. A quote should also state third party costs, termed disbursements, to be paid.

Q.

The owner appears to have added unfitting roof aerials to the property in Seahouses which I think might possibly exclude local conservation area guidelines

A.

The solicitor will determine whether your new home is located within a designated conservation area, and if so whether any modifications have the essential consents from the local planning authority.

Q.

How soon is it wise to instruct a conveyancing solicitor in Seahouses?

A.

In the vast majority of cases, the sooner the better. Prompt instruction of a solicitor can reduce any chance of the transaction aborting.

Q.

What can impact land in Seahouses, and should they be a problem?

A.

A range of contaminants caused by human activities may spoil property. Contaminants such as pollution incidents should be reported on during conveyancing searches.

Q.

We are buying in Seahouses with Lloyds TSB - what will I need to consider?

A.

When arranging a mortgage, the lender will require legal work to be carried out. Purchasers should be aware that, over the last two years, some lenders have limited the firms who can act for them. This can mean greater conveyancing costs for buyers. Homeward Legal are able to act for all large UK mortgage lenders.

Q.

Is it advisable to get a chancel liability search? We are purchasing a property in Seahouses.

A.

The Law Lords decision in a landmark case in 2003 reaffirmed that 'lay rectors' of property must fund church repairs. Following the Land Registration Act 2002, interest over any affected land must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Ecclesiastical properties in Seahouses include St Paul.

Q.

Are buyers often gazumped in Seahouses?

A.

This arises when a house seller acknowledges an offer and then rejects it in favour of a higher offer. The risk of gazumping exists for almost any purchase. The first step in reducing the chance that gazumping will effect you is to instruct your conveyancing solicitor as soon as you can.

Q.

I am buying a renovated flat in a designated conservation areas. Where can I find details in relation to the state of upkeep of the area?

A.

Local Seahouses conservation areas are specified by the local Northumberland planning authority, who maintain conservation area concerns from paths to the deterrence of excessive road signs. English Heritage administer a detailed list on the state of conservation areas in addition to the vulnerability to deterioration or improvement.

 
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