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Transfer of Equity in Seahouses

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Seahouses

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Seahouses clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Seahouses Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 30/11/16

Local Seahouses attractions

Farne Lighthouse, Bamburgh Castle Historic Houses Association and Bamburgh Castle Castle are close at hand to Seahouses.

The closest airport to Seahouses is Newcastle Airport (38 miles). Seahouses's closest station is Chathill at 4 miles.

The neighbouring hospital for Seahouses is Alnwick Infirmary.

Q.

How do we get the cheapest conveyancing solicitors?

A.

Lack of clarity over this point catches out many homeowners, and can leave them paying far more in conveyancing fees than they budgeted. Many firms claim to offer 'the cheapest conveyancing quotes'. Unfortunately extra costs are often hiding in the solicitor's terms of engagement. Busy, stressed homeowners ignore these terms at their peril. A quote should also state third party costs, termed disbursements, to be paid.

Q.

Seahouses lawyers conduct formal searches when they are acting for a home buyer - which specific ones?

A.

If taking out a mortgage the building society of bank mandates at least a specified set of searches, including the following Local Authority, Drainage and Water Search (CON29DW or personal) and Environment Search, and occasionally specific local searches such as Anti Money Laundering Search.

Q.

Can you confirm how I get out of paying SDLT?

A.

Stamp Duty Land Tax is generally payable on property over one hundred and twenty-five thousand pounds. We do not recommend conveyancing clients risk any stamp duty mitigation scheme. Such schemes are expensive and very risky.

Q.

We plan to complete on around 5th November, how is stamp duty calculated?

A.

The SDLT payable depends on the property's value. On a £1025000 property in Seahouses, stamp duty will be £51250.

Q.

Does Seahouses include any conservation areas?

A.

These areas denote streets and neighbourhoods designated as being of architectural or historic interest. Your solicitor will offer more information and discuss what specific restrictions are in place, regarding specific conservation areas in Seahouses.

Q.

Do you have good solicitors that specialise the conveyancing for auction properties in Seahouses?

A.

Our property solicitors commonly get instructed by sellers at auction. We always suggest auction buyers to appoint a SRA regulated property conveyancing lawyer well before the day of the auction to allow for a thorough review of the legal pack.

After the property auction date, your lawyer has to be geared up to get through the legal process inside 28 days as conventionally required by the auction conditions.

Q.

How much would conveyancing searches generally cost?

A.

Searches range in cost. These searches are charged 'at cost'.

Q.

Should we get a chancel search if we plan to buy in the parish of Dinnington, near Seahouses?

A.

A conveyancing solicitor could advise a chancel search. Although some Parochial Church Councils have exercised their right to charge chancel repairs on the current owners of land subject to chancel liability, there is no way to be certain that a parish in which lay rectors have not been expected to pay chancel repair dues recently will remain liability-free for new owners.

 
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