What specific searches does the Seascale lawyer apply for a Seascale flat?
Standard legal procedure is to obtain these searches - Local Authority (council), Drainage Search (Con29DW or personal), Environmental and Gypsum Mining and perhaps specific searches e.g. a Cheshire Brine Search.
What specific things do I need to look out for if I’m buying a house on the coast?
With worsening weather and floods now becoming increasingly commonplace, with the media remarking on it in depth, buying a property that has a likelihood of flooding is a difficult decision to make. Not only is there the issue of cleaning up if it does flood, but insurance premiums will be much higher (and perhaps even prohibitive).
For homes in coastal areas, there is also the problem of coastal erosion, where some properties have been seen to literally fall into the sea.
However, the good news is that picking a home in a coastal region doesn’t automatically mean that it’s going to be subject to flooding or that it’s eventually going to slip into the sea. The searches ordered by your conveyancing solicitor will identify the level of risk associated with the property and, based on this, your solicitor may recommend that you take out specialist reports (e.g. from Landmark or other organisations) to get a more in-depth description of the risks and options. These are in addition to the standard set and will be charged to you as a disbursement at cost.
Your surveyor will also be able to identify evidence of previous floods and other problems during their inspection and provide advice in their report. If the problems are considered sufficiently severe, the surveyor may also note the specifics for further investigation by your conveyancing solicitor.
When in the conveyancing process is it appropriate to speak to a solicitor in Seascale?
Whether buying or selling, instructing as early as possible is better, as conveyancing involves several tasks which may be performed immediately. Early instruction of a solicitor to act on your Seascale sale or purchase can reduce the likelihood of the sale or purchase falling though.
What’s the difference between exchange of contracts and completion?
When you exchange contracts, this means that you are agreeing to all the terms drawn up within the contract made between you on one side of the transaction, and the opposite party on the other side. It is from this point that you are legally obliged to go through with the transaction (unless you want to be subject to financial and/or legal penalties).
The completion of contracts is the point where you officially take over ownership of the property, receive the keys and can move in. All monies are transferred between the various parties and the conveyancing solicitor contacts the Land Registry to register the change of ownership to you.
Confused by the jargon in conveyancing? Let Homeward Legal's straightforward and clear service help guide you to as early a completion as possible. Try our online quote generator or call us on 0800 038 6699.
Will my Seascale conveyancer tell me about the cost of the council tax for a Band A house before completion?
Your solicitor will contact the Copeland local authority to ascertain the currently applicable council tax band and rates, which will be set out in the conveyancer's title report. The correct rates for Seascale are set out on the Copeland council website. On, 30 June 2012, the different rates are:
- Band A - £1,042.00
- Band B - £1,216.00
- Band C - £1,390.00
- Band D - £1,563.00
- Band E - £1,911.00
- Band F - £2,258.00
- Band G - £2,606.00
- Band H - £3,127.00
Should we get a property surveyor to check for defects affecting our house purchase?
Homeward Legal heavily advise that you order a RICS survey when you intend to buy in Seascale. There are a wide range of issues which will impact a property, that a lender's valuation survey, for example, will not cover. These can include blocked drains.
What are the benefits of an online solicitor against a high street firm?
Many commentators and bloggers have suggested that you get so much more from online conveyancers because they have access to state-of-the-art applications to manage their cases and use the latest communication technology.
However, there is nothing stopping high street conveyancing firms from adopting such technology. And they will have a wealth of experience and knowledge of the local area that they can bring to bear on your transaction.
It all comes down to what they offer and how they go about their business. You should get a selection of quotes and read through the terms and conditions in detail to understand the comparisons between what they offer and how much they are going to charge you for the service.
If you choose Homeward Legal, you not only get an experienced proactive solicitor but also access to the latest technology and local knowledge. Call us now on 0800 038 6699 to find out more.