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Transfer of Equity in Sefton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Sefton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Sefton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Sefton Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 14/01/17

Local travel information:

Sefton's nearest airport is Liverpool John Lennon Airport (12 miles). Blackpool International Airport is 20 miles, Howarden Airport is 23 miles and Eccles Airport is 25 miles away and Sefton's closest train station is Old Roan.

Drivers are well served with Sefton enjoying good road access nearby at very close at 1 mile off the M58.

Ashworth Liverpool is the closest hospital to Sefton.

Q.

Although there are lots of £99 fixed quotes online, how do we find a reputable one? We need to find a discount conveyancing quote in Sefton.

A.

Several conveyancers purport to offer theoretically 'the cheapest conveyancing', but additional fees may inflate your solicitor's invoice. Extra costs found in the terms should be fair and clearly defined and come into force only if your lawyer is required to complete unexpected extra work for you, which could not be anticipated at the start of the process. We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

Which of the lender panels in Sefton are you on?

A.

Most lenders in Sefton are on our panels. Local mortgage lenders and brokers include Kemp & Co, 498 Rice La, Liverpool, L9 2BW, Mountbatten Financial Management, 57-61 Liverpool Rd South, Liverpool, L31 7BN, and Mortgage Advice Bureau, 74 Mill La, West Derby, Liverpool, L12 7JB. The solicitor handling your conveyancing transaction can carry out any relevant lender-imposed searches or checks.

Q.

How early is it wise to speak to a conveyancer to handle our purchase?

A.

If you use a solicitor offering a 'no move, no fee' guarantee, the earlier, the better, as there are several tasks that can be performed very early in the process. A number of sources suggest waiting before instruction until an offer has been firmly agreed, but doing so will put you at a disadvantage compared to better prepared buyers, or if your buyer decides to pull out due to delays.

Q.

What type of local conveyancing searches in relation to the risk and history of floods in the Merseyside region will the lawyer in Sefton carry out on a residential property I am wanting to purchase?

A.

A property conveyancing lawyer conducts official environmental searches that will include Sefton historical flood risk data. An inexpensive (around twenty pounds) and more in-depth flood search, for instance the Landmark search, might be recommended by your lawyer in Sefton if the results of the initial searches reveal flood risk to the property.

Q.

How can I find if any of the Sefton conservation areas are in an unacceptable state?

A.

The directory of the condition of conservation areas is surveyed by English Heritage, and the following information is viewable at the English Heritage website: West Birkdale registered as very bad with medium vulnerability and condition improving.

Q.

Will we need a chancel search if I am buying in the parish of Flixton, near Sefton?

A.

Your conveyancing lawyer should confirm that a chancel search is ordered. Although some parish councils have decided to exact chancel repairs on the owners, it is not possible to be certain that a parish where chancel repair fees have not been paid previously will remain liability-free for new owners, so the solicitor will be unable to make any guarantees, and will recommend insurance.

Q.

Do I need to get a property survey?

A.

Homeward Legal strongly advise that home buyers in Sefton order a RICS survey. Many problems have a negative impact on a property. These can include blocked drains. These will not be reported on by a solicitor.

Q.

Conveyancing solicitors in Sefton get necessary searches when they are instructed to act for a home purchaser - which specific ones?

A.

If buying and applying for a mortgage the lender mandates specific searches, including - Local Authority, Drainage Search and Environment Search and perhaps specific searches, which might include Planning.

 
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