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Transfer of Equity in Shepshed

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Shepshed.

Remortgage Solicitors Shepshed

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Shepshed clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Shepshed Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 19/01/17

The nearest airport to Shepshed is East Midlands Airport (4 miles). Tollerton Airport is 14 miles away and Loughborough train station is around 4 miles from Shepshed.

Shepshed is very close at a mile off the M1 junction entry 23 Northbound.

The closest hospital to Shepshed is Loughborough.

Q.

We need a cheap Shepshed solicitor to own a house. and what is included?

A.

Both high-street and online property lawyers claim to offer theoretically 'the cheapest conveyancing quotes'. Unfortunately additional fees are often hiding in the solicitor's terms, left unregarded by busy buyers Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

What is the council tax on a Fifties terraced Band A house in Shepshed?

A.

You should be include the homes council tax band within the title report.

The latest council tax rates for Shepshed are listed at the Charnwood council site. On, 16 January 2013, the different rates are:

  • Band A - £977.00
  • Band B - £1,139.00
  • Band C - £1,302.00
  • Band D - £1,465.00
  • Band E - £1,790.00
  • Band F - £2,116.00
  • Band G - £2,442.00
  • Band H - £2,930.00

Q.

For a lender, we have chosen Precise Mortgages - is there anything we need to check?

A.

Some lenders have opted to reduce the size of their 'solicitor panel'. This can mean greater conveyancing costs for property buyers. We can act for most mortgage lenders.

Q.

How is SDLT worked out and what will it be on a £1164000 home?

A.

Stamp Duty is calculated with reference to the purchase price. It is £58200 on a £1164000 house or flat in Shepshed.*

*(Source - www.gov.uk, December 2012)

Q.

Is it expensive to avoid paying SDLT?

A.

We do not advise property buyers risk any stamp duty reduction, as such schemes are costly and HMRC may challenge a scheme up to six years later meaning that the full stamp duty amount, interest and additional fines will be imposed. There have been several official schemes, however, such as relief for buyers in 'disadvantaged areas'.

Q.

The property in Shepshed being bought is on a former industrial site. Is the topsoil likely to be contaminated by waste minerals like iron (Fe)?

A.

Though the dangers are usually minor, an area will only be identified as 'contaminated land' if the risk to human life or the environment is deemed unacceptable. Land may also be contaminated by other sources, including groundwater contamination and trichloroethylene.

Q.

What are searches?

A.

Searches are a standard collection of questions requested by the buyer's solicitor through several agencies. Searches cannot be used in place of a survey.

Q.

May the conveyancing quote have any additional costs?

A.

No. Homeward Legal never charge any additional charges. Some solicitor do not give accurate quotes, only estimates. You may face a much greater total fee when you have completed.

 
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