Is it easy to sell a house without using an estate agent?
It’s relatively straightforward to sell your own home without involving an estate agent, although you should be warned that it’s a time-consuming process (which is why agents set a certain fee to pay for their time in getting your home sold).
First you need to get a proper valuation of your home, which can be done by paying a chartered surveyor and registered valuer, or you can research the house prices in the area for similar properties to get an idea of how they are selling.
Once you are happy with the price, you can advertise the property (there are several free sites that allow you to do this). Legally, you’re required to obtain an Energy Performance Certificate for the property before putting it up for sale, so you’ll need to organize a registered energy assessor to create this for you. Then you can start arranging viewings and negotiate an agreed price with anyone who is interested.
We would recommend, however, that you sign up with an estate agent as they can do all the leg work for you. The key thing, though, is to understand their fees and rates before signing an agreement with them.
We are buying an extended flat within a Silverton conservation area, how does one find data about the standard of repair?
English Heritage, a government body, maintain records about the condition (poor to good) of conservation areas along with the vulnerability to the area falling into disrepair. Local Silverton conservation areas are set up by the local Mid Devon planning authority, who govern conservation area concerns from the upkeep of public spaces to the policing of poorly maintained public spaces.
Environmental searches are conveyancing protocol but with recent events e g the major flooding in Sept 2012 in South West England are they sufficient to confirm sufficient information about the evolving risk of flooding in Silverton?
A competent conveyancing solicitor in Silverton should also get flood searches if the standard search establishes a Silverton area flood risk
It could be worth trying to converse with a neighbour of the property for additional added confidence.
What amount of time may conveyancing require, in your experience? We are selling in Silverton.
The length of time taken to sell or purchase residential property does vary, with reference to potentially many legal considerations. Eight to twelve weeks is the industry-wide average, whereas our solicitors take a more proactive attitude, pushing a transaction to complete within 8 weeks if possible.
Can you give the reasons why sale conveyancing goes on for so long?
The legal work required to buy or sell a house or flat can suffer setbacks. Homeward Legal strive to reduce the impact of these delays by driving the sale or purchase forward.
OneSavings will be our mortgage lender, what do I need to know?
When taking out a mortgage to buy a property, legal work must be undertaken in relation to the mortgage. A small number of lenders have decreased the number of firms on their approved panel. For property buyers, this can result in significantly higher legal costs. Homeward Legal can act for most lenders.
If we are buying near Silverton, in the parish of Braunton with Saunton and Knowle, do we need a chancel search?
Regardless of the Silverton parish in which you are purchasing, the solicitor might recommend that a chancel search be taken out. Through some Parochial Church Councils have taken the decision to charge chancel repairs on owners, it is not possible to be certain that a parish which has not imposed liability will not be so in future. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.