Mortgage Agency Services is our lender - what do I need to check?
House buyers need to be aware that, recently, a number of lenders have reduced the number of firms on their approved panel. For property buyers, this can result in significantly greater conveyancing costs. Homeward Legal are able to act for the vast majority of lenders.
Is there something I can do to hold off paying SDLT?
Stamp duty mitigation is not recommended. Such schemes are expensive and can be very unlikely to succeed.
Can I agree a sale price without involving an estate agent or solicitor?
This depends on whether you have signed up with an estate agent and what agreement is already in place. While it might seem unfair if you’ve found a buyer outside of the estate agency process and you’re expected to still pay the agent their fees on sale, you should be very careful about stepping outside the agreed terms and conditions since this is legally binding and you may face penalties as a result. Therefore, if you want to follow this course, it’s worth checking the details with a solicitor to ensure you’re following the letter of the law.
If you’re not with an agent, you can publicise your house details with a number of publications and online sites (some are free, others require a fee), but you’ll need to do all the legwork and administration. For a legal standpoint, you don’t need to appoint a solicitor to perform the conveyancing, but it would be an unwise option to pursue as you will probably have neither the training or experience in some its complexities, and you won’t have the protective indemnity insurance in the event of a problem arising with your work.
What should I be aware of if we acquire a Sipson flat in a Hillingdon planning authority designated conservation area ?
An integral part of the due diligence for buyers involves the ordering of searches of Hillingdon council to confirm conservation area status and permission for changes. .
Is contaminated land in Sipson a concern?
Land will be contaminated by several environmental factors. Contaminants including landfill sites and hazardous substances in the ground will be considered as part of the environmental searches.
Which local authority is responsible for Sipson?
Sipson is located in London Borough of Hillingdon Council, Civic Centre, High Street, Uxbridge, Middlesex, UB8 1UW phone: 01895 250111