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Transfer of Equity in Skewen

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Skewen

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Skewen clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Skewen Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 13/01/17

Noted Skewen interest

Aberdulais Falls Waterfall, Neath Abbey and Gatehouse Cadw and Swansea Pavilion Repertory Theatre Historic Building are situated in Skewen.

Drivers are well served with Skewen ideally situated with very convenient motorway access nearby at under a miles of Junction 43 Westbound of the M4.

The nearest station to Skewen is Skewen and Swansea Airport is 10 miles from Skewen.

The nearest hospital to Skewen is Cimla.

Q.

I am trying to find an affordable Skewen conveyancing quote. How do we get a quote?

A.

Many online and high street firms promote supposedly cheap conveyancing, but additional fees are often hiding in the small print. The disbursements to be paid must also be stated on a conveyancing quote Any fees listed in terms and conditions should be clearly defined.

Q.

Our lender will be Direct Line Mortgages - what will we need to consider?

A.

Recently, a number of lenders have reduced their 'solicitor panel', which may result in increased legal costs for property buyers. Homeward Legal will act for most mortgage lenders.

Q.

The home being purchased is on a ex-industrial use land. Is vanadium (V) top-soil contamination likely?

There are regulations in place to manage soil contamination. Environment search results will factor contaminants, including metals and others such as water contaminants such as silage.

Q.

What are 'conveyancing searches' in regard to?

A.

Searches are common pack of enquiries ordered by the purchaser's conveyancing solicitor via local and national authorities. Conveyancing searches are very informative, but deal with issues with the property's title.

Q.

What does 'fixtures and fittings' refer to?

A.

There is no absolute definition of fixtures and fittings, resulting in considerable confusion once the buyer moves in and the seller has removed some items. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

Q.

Do you advise taking steps to get out of paying for stamp duty?

A.

Stamp Duty Land Tax (SDLT) is generally due on homes over 125,000 pounds. Stamp duty reduction should be treated with extreme caution, as such schemes are highly expensive and very risky.

Q.

How is stamp duty calculated and what will we need to pay on a £194000 property?

A.

SDLT will depend on the value of the home. Stamp duty will be £1940 on a £194000 house.*

*Correct March 2013

Q.

Lawyers in Skewen carry out a number of searches when they are instructed by a home purchase client, which specific ones?

A.

If you are getting a mortgage the lender requires you to at least specific searches, including the following for Skewen: Local Authority Search, Drainage and Water Search (CON29DW) and Environment Search, and, depending on certain criteria, specific local Skewen searches e.g. a Development reports.

 
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