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Transfer of Equity in Sneinton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Sneinton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Sneinton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Sneinton Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 06/12/16

Sneinton's closest airport is Tollerton, Nottingham City Airport (3 miles). East Midlands Airport is 13 miles, Tollerton Airport is 3 miles and Gamston Airport is 24 miles away and the closest train station to Sneinton is Nottingham.

The Castle Consulting Centre is the most convenient hospital to Sneinton.

Q.

How do we find low cost conveyancing?

A.

This catches out many property buyers and sellers, and can leave them paying far more in fees than they budgeted, and many solicitors offer cheap conveyancing quotes, but additional fees are frequently hidden in the terms of engagement. Excited property buyers and sellers, eager to get underway, often ignore this small print when they instruct. Any disbursements ought to be listed on the conveyancing quote. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

What does the Sneinton property solicitor recommend if the property we are intending to buy is situated in a conservation area in Nottingham planning authority and has unsuitable PVC windows added?

A.

The local authority searches conducted by a solicitor during the conveyancing process should identify whether the property is within a conservation area proof of formal approval for alterations will be required. If no appropriate permissions be available the solicitor will advise you of the alternatives for example purchasing an indemnity insurance policy or requesting retrospective permission from the planning authority.

Q.

What are 'fixtures and fittings'?

A.

House purchasers in Sneinton are frequently confused by the vagueness surrounding fixtures and fittings. This is frequently not considered, making the completion and approval of a comprehensive fixtures and fittings form so important.

Q.

How many weeks may the conveyancing process generally take, in your experience? We are selling in Sneinton.

A.

The time taken to buy or sell a house is not wholly predictable. This is dependent on a range of considerations. These could include the tenure of the property. Homeward Legal strive to ensure every purchase is undertaken with the utmost care and speed.

Q.

Should I get a chancel search if you are purchasing in Sneinton?

A.

Repair costs resulting from chancel liability can total hundreds of thousands of pounds. A chancel search will confirm whether liability for Sneinton properties is likely to exist. Sneinton Church of England properties which may give rise to chancel liability include St Christopher, St Cyprian and St Stephen.

Q.

I've had a quote from you. Could there be any supplementary hidden costs?

A.

Unfortunately, it is common practice for some firms to hide fees in small print. Homeward Legal do not charge any hidden extra charges.

Q.

We are buying a £471000. How is stamp duty determined?

A.

The Stamp Duty you pay will rely on the value of the property. For a property purchased for £471000, SDLT will be £14130.

Q.

Does the title report prepared by the Sneinton conveyancer investigate the relevant rates of the council tax for a Band E house before completing on the purchase?

A.

The property solicitor will liaise with the Nottingham local council to reveal the applicable council tax band and rates, which will then be included in the title report. The latest tax charges for homes in Sneinton are set out in detail online at the Nottingham council website. At the time of writing on 23 December 2012 band rates are:

  • Band A - £1,076.00
  • Band B - £1,255.00
  • Band C - £1,434.00
  • Band D - £1,614.00
  • Band E - £1,972.00
  • Band F - £2,331.00
  • Band G - £2,689.00
  • Band H - £3,227.00

 
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