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Transfer of Equity in Southampton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Southampton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Southampton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Southampton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 30/11/16

As determined by the most recent census (2011) Southampton has a residential population 665,193 spread over an area of 372,389 acres (150,701 hectares) which equals a population density of 1.8 people per acre (4.4 per hectare).

Southampton is under three miles off the M3 junction entry 14 Northbound.

The closest airport to Southampton is Southampton, Mitchell Way Airport. Southampton Airport is 4 miles, Bembridge IoW Airport is 21 mile s, Sandown IoW Airport is 21 mile and Bournemouth International Airport is 21 mile away and Southampton Central train station is almost a mile from Southampton.

Q.

Southampton points of interest

A.

Bursledon Hants Windmill, Medieval Merchants House English Heritage and Southamton Hall of Aviation Aviation Museum are in the vicinity of Southampton.

The nearest hospital for Southampton is Royal South Hants Southampton.

Q.

How do we find affordable conveyancing in Southampton?

A.

Both high-street and online law firms advertise 'the cheapest conveyancing quotes', but extra charges may be added into the small print. Busy, stressed sellers and buyers ignore these terms at their peril. Any additional charges listed in terms of engagement should be fair and clearly defined. They only apply in cases where the lawyer is required to complete unexpected extra work on your behalf, which could not be anticipated at the start of the process. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

What kind of environmental searches regarding the risk of flooding in the Hampshire region will the conveyancing solicitor in Southampton be able to apply for?

A.

A necessary component in the legal process involves the solicitor making an application for conveyancing and environmental searches that offer specific information with respect to the local Southampton flood risk.

Q.

How do you work out stamp duty, how much should it be on a £710k home?

A.

The Stamp Duty you will owe will depend on the purchase price of the home. For a house valued at £710k, the SDLT rate is £28400.

Q.

As a result of the fact that 2012 was second wettest year since on record I am worried that flood risk searches may not be sufficient?

A.

Flood searches handled by your property lawyer in Southampton will include a far more thorough search (Landmark) if required.

If you remain concerned you could try to contact a close neighbour or local Hampshire flooding repair expert - for example: G S Property Maintenance, 22a Atherley Road, Southampton, SO15 5DQ Tel: 01962 920550.

Q.

Does my Southampton conveyancer order any searches on the Hampshire Edwardian terraced property I am purchasing

A.

The common legal procedure is to get these searches - Local Authority (personal or official), Drainage and Water Search (CON29DW) and Environment Search, and possibly specific local Southampton searches, which may include a Bankruptcy Search (K16).

Q.

How do we bypass paying stamp duty?

A.

SDLT is usually payable for houses over £125,000. We strongly advise against any stamp duty avoidance, as such schemes are expensive and the HMRC can review a scheme up to 6 years after a sale is completed . There have been several legal initiatives, such as higher thresholds for first-time buyers. You will be able to confirm your eligibility for any such active initiatives with your solicitor..

Q.

Which lender panels in Southampton are you on?

A.

We can work alongside most lenders who are Council of Mortgage Lenders-approved. A number of mortgage specialists operate in Southampton, including Hayes Mortgage Advice, Flat 22 Carlton Court/Hulse Rd, Southampton, SO15 2JZ, Umbrella Financial Services, 7 London Rd, Southampton, SO15 2AE, and UK Personal Finance, Empress Ho/129-155 Empress Rd, Southampton, SO14 0JW. The solicitor handling your conveyancing transaction will be able to confirm additional costs or hurdles associated with your chosen lender.

Q.

How much will the conveyancing searches in Southampton be?

A.

With a Homeward Legal solicitor, you will be charged at most £249 for the standard search bundle. Searches are disbursements, and will be charged at cost.

 
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