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Transfer of Equity in St Albans

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors St Albans

Homeward Legal's panel of solicitors carry out remortgage conveyancing for St Albans clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in St Albans Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 02/12/16

As determined by the UK census St Albans has a residential population 250,427 spread over an area of 31,045 hectares giving a residential population density 8.1 people per hectare.

Motorists are well served with St Albans enjoying very convenient motorway access very close at 1 1/2m of the M10.

St Albans station is around 1 mile from St Albans. St Albans's closest airport is Elstree, Hogg Ln Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 21 mile s, Luton Airport is 9 miles, London City Airport is 24 miles, London Heliport Airport is 21 mile s, Heathrow Terminal 5 Airport is 21 mile s, Heathrow Terminal 4 Airport is 22 miles, Northolt Jet Centre Airport is 15 miles, Elstree Airport is 7 miles and Booker Airport is 23 miles away.

Q.

St Albans area information

A.

Colney Heath Herts Windmill, Gorhambury House Historic Houses Association and Old Gorhambury House English Heritage are around St Albans.

The most convenient hospital to St Albans is St Albans City.

Q.

How do I get fixed rate conveyancing in St Albans?

A.

Many conveyancers claim to offer so-called 'the cheapest conveyancing quotes'. However extra charges are often hiding in the solicitor's terms of engagement. Additional charges ought to be reasonable. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

Does 'fixtures and fittings' include things like tables?

A.

In the main, there is no absolute definition of fixtures and fittings. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction. This makes a fixtures and fittings form so necessary.

Q.

What can searches be?

A.

The cost of searches can vary, subject to the searches your lender requires. Searches are charged at cost.

Q.

Is gazumping accepted in St Albans?

A.

Gazumping arises when an offer is, following agreement, later rejected by the house seller, choosing instead a higher offer. The will be a danger of getting gazumped in

any transaction, because offers are not binding until exchange of contracts. Instructing your solicitor as soon as possible to handle your transaction should help to reduce the likelihood of gazumping.

Q.

As a result of the fact that 4 of the top 5 wettest years recorded were in last 10-12 years we are worried that property conveyancing searches may not be exacting enough?

A.

A thorough conveyancing solicitor in St Albans will suggest that you also get detailed environmental searches (Landmark database search) if the first conveyancing searches establishes a local St Albans flood risk.

It could be worth trying to get in touch with a next door neighbour to gain further comfort.

Q.

Does a conveyancing solicitor in St Albans order any searches on the Hertfordshire Fifties mid terrace bungalow I am purchasing

A.

The conventional conveyancing protocol will be to obtain Local Authority Search, Drainage Search and Environment Search and, depending on certain criteria, specific local St Albans searches such as HS2 Search.

Q.

We are intending to buy a home in Digswell. Is a chancel search important?

A.

Your conveyancing solicitor may suggest a chancel search. In St Albans's much older areas, chancel repair may be apportioned on owners of a building where Parochial Church Councils (PCCs) have previously chosen not to do so. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Bookshops have abundant resources on the subject of DIY conveyancing such as Bradshaw's Guide to Diy House Buying Selling and Conveyancing . Do I therefore have to use St Albans conveyancer for my move?

A.

There are no arguments why a home buyer cannot decide to reasonably conduct your own conveyancing without solicitor in St Albans. That said, a lawyer typically handles a long list of skilled tasks ranging from chasing deeds and checking for any restrictive covenants many of which require a qualified professional. Essentially do it yourself conveyancers do not have the appropriate insurance cover that every solicitors firm are legally obligated to have.

 
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