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Conveyancing in St Albans Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/07/17

As determined by the UK census St Albans has a residential population 250,427 spread over an area of 31,045 hectares giving a residential population density 8.1 people per hectare.

Motorists are well served with St Albans enjoying very convenient motorway access very close at 1 1/2m of the M10.

St Albans station is around 1 mile from St Albans. St Albans's closest airport is Elstree, Hogg Ln Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 21 mile s, Luton Airport is 9 miles, London City Airport is 24 miles, London Heliport Airport is 21 mile s, Heathrow Terminal 5 Airport is 21 mile s, Heathrow Terminal 4 Airport is 22 miles, Northolt Jet Centre Airport is 15 miles, Elstree Airport is 7 miles and Booker Airport is 23 miles away.

Q.

St Albans area information

A.

Colney Heath Herts Windmill, Gorhambury House Historic Houses Association and Old Gorhambury House English Heritage are around St Albans.

The most convenient hospital to St Albans is St Albans City.

Q.

How do I get fixed rate conveyancing in St Albans?

A.

Many conveyancers claim to offer so-called 'the cheapest conveyancing quotes'. However extra charges are often hiding in the solicitor's terms of engagement. Additional charges ought to be reasonable. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

How is Stamp Duty Land Tax calculated and what should we pay on a £60000 residence?

A.

Stamp Duty in St Albans will depend on the purchase price. Stamp duty will be £0 on a £60000 house.

Q.

Do we need to make use of the lawyer named by my local agent?

Both agents and mortgage brokers may suggest a conveyancer, however, these referrals should be compared against alternatives, as an agent may choose the solicitor willing to pay the highest referral fee, not a firm with local expertise and a solid reputation.

Q.

Monmouthshire Building Society is going to be our mortgage lender - what will I need to know?

A.

In some cases, lenders have opted to reduce the size of their 'solicitor panel'. For purchasers, this can result in significantly greater conveyancing costs. Homeward Legal are able to act on behalf of many mortgage lenders.

Q.

Where do I go about identify if the conservation area I am buying in is in a poor state?

A.

Conservation areas are set up by the local St Albans planning authority, who govern conservation area concerns from including things like ugly parking meters, rear extensions and whether trees can be cut down.

Following a campaign, English Heritage now maintain records about the condition (poor to good) of conservation areas in addition to the risk of deterioration.

Q.

Could my legal charges cover any hidden fees?

A.

Homeward Legal's solicitors never hide any hidden extra charges under any circumstances.

Q.

Which environmental factors can affect land in St Albans, and are they checked for comprehensively?

A.

St Albans property would be contaminated by numerous natural causes and human activities, like nearby electrical substations. An environmental search will give more detail. Contamination can be caused by local waste sites, including Coursers Road, London Colney, AL4 0RY.

Q.

Which St Albans lender panels are you on?

A.

The Homeward Legal partnership have worked alongside most lenders approved by the CML. A number of mortgage specialists operate in St Albans, like Commercial Property Finance, 77 Oakwood Rd, Bricket Wood, St. Albans, AL2 3QB, Independent Mortgage Advice Bureau, 24 Holywell Hill, St. Albans, AL1 1BZ, and JC Independent Financial Centre, Investment House/113 London Rd, St. Albans, AL1 1LR.

 
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