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Conveyancing in Stafford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/10/17

Stafford is about 1.5m of the M6 junction entry 14 Southbound.

The closest airport to Stafford is Wolverhampton Business Airport Airport. and Stafford train station is approximately 1 mile from Stafford.

The closest hospital for Stafford is St Georges Stafford.

Q.

What do you charge for the legal fees on a £277,000 property? I need to find a low cost conveyancing quote in Stafford.

A.

Both high-street and online law firms purport to offer cheap conveyancing quotes, but additional charges may be added into the solicitor's terms of engagement, left unregarded by busy buyers Any fees listed in your solicitor's terms ought to be fair. We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

Our estate agent has named the conveyancing who they generally use. Is it advisable to use this firm?

A.

Both agents and mortgage brokers will often endorse a law firm, however, these referrals should be compared against alternatives, as some agents may 'recommend' the solicitor willing to pay the highest referral fee, not the best value for you.

Q.

I am purchasing a 1950's property. Do we need property searches?

A.

Searches are a standardised set of questions raised by the purchaser's property solicitor. These do not relate to defects such as cracks in walls.

Q.

We have found an increasing number online explanatory studies about on the subject of DIY conveyancing. Do I really have to use Stafford solicitor ?

A.

There is no argument why a home seller should not take care of the legal work on your own.

That said, a property lawyer takes care of a significant number of actions e.g. chasing outstanding papers or checking the lease some of which are more safely handled with appropriate experience. Moreover solicitors practices are legally obligated to get cover to shield you from any professional errors.

Q.

What would the searches in Stafford on average cost?

A.

The cost of conveyancing searches substantially varies, subject to which searches have been ordered. Searches are paid out to a 3rd party.

Q.

I am intending to purchase with Godiva Mortgages - what do I need to know?

A.

Some lenders have limited the firms who can act for them. For buyers, this can result in significantly increased conveyancing costs. Homeward Legal are able to act for most mortgage lenders.

Q.

Should we get a chancel search if we are buying in the parish of Norbury, near Stafford?

A.

Whichever Stafford parish you are buying in, a Stafford conveyancing solicitor is likely to recommend a chancel search. Through some parish councils have determined to impose chancel repairs on the current owners of affected property, a conveyancing solicitor cannot verify that a parish in which lay rectors have not been expected to pay chancel repair dues recently will remain liability-free for new owners. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

In relation to the extensive flooding in 2012 in the Midlands I am anxious that flood searches won't be exacting enough?

A.

Flood searches carried out by your conveyancing solicitor in Stafford will include the more rigorous flood search if the risk warrants it.

It may be prudent to get in touch with a local resident for further information.