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Transfer of Equity in Staffordshire

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Staffordshire

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Staffordshire clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Staffordshire Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 01/12/16

Local points of interest in Staffordshire

Stafford: access Castle and Bury Ring Iron Age Hill Fort Archaeological Site are around Staffordshire.

Staffordshire is nearby at around 1/2 mile of junction entry 13 Northbound of the M6.

Staffordshire's nearest airport is Wolverhampton Business Airport Airport (19 miles). The closest station to Staffordshire is Stafford.

The most convenient hospital for Staffordshire is Rowley Hall Stafford.

Q.

We need a fixed rate conveyancing estimate in Staffordshire. Will I get a quote or and estimate?

A.

Several property lawyers advertise 'the cheapest conveyancing quotes', however additional fees may inflate your final invoice. A quote for conveyancing in Staffordshire must also state any disbursements. Extra charges ought to be clearly defined. They only be applied if your lawyer is required to complete unexpected extra work in your interest, which could not be anticipated at the start of the process. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

Doing ones own conveyancing without the aid of a Staffordshire property solicitor appears to be becoming possible as a seller of a home but would it really be a smart move ?

A.

There are no arguments why a home buyer should not conceivably take care of he majority of the legal work without an experienced Staffordshire conveyancer. However, a property lawyer in Staffordshire typically handles a large array of skilled tasks ranging from interpreting replies to enquiries and interpreting management accounts many of which are better done by someone with adequate training. Fundamentally have a go conveyancers will not be covered by suitable professional indemnity insurance which practicing solicitors firms are required by the SRA to obtain.

Q.

How do you calculate Stamp Duty Land Tax and how much do we need to budget for a £715000 Staffordshire property?

A.

The Stamp Duty rate owed depends on the valuation. Stamp duty will be £28600 on a £715000 home.*

*Correct as of March 2013

Q.

Do your lawyers deal with the conveyancing of property auction properties in Staffordshire?

A.

Yes - Our residential property lawyers frequently work for auction buyers and sellers. Our conveyancers have previously acted for numerous buyers at local Staffordshire property auctions, for example Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London, Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions and Drivers Norris.

Clever buyers at auction tend to decide on a SRA regulated conveyancing solicitor as ahead of time as they can to allow sufficient time for a full investigation of the lot prior to the property auction date.

Immediately following the property auction you are the lawyer needs to be prepared for complete the conveyancing in the 4 week time frame as required by the terms and conditions of sale.

Q.

What precautions can I take to avoid paying for HMRC stamp duty?

A.

Stamp duty mitigation should be treated with extreme caution in Staffordshire. These schemes are highly expensive and very risky.

Q.

We are buying a converted chapel in Tixall. Will a chancel search be required?

A.

The conveyancing lawyer could advise that a chancel search is taken out, regardless of the parish in which the building being purchased is found. Although some Parochial Church Councils have chosen to impose chancel repairs on the current owners of lay rectorships, a solicitor cannot state with certainty that a parish where dues have not recently been paid will remain liability-free for new owners, so indemnity insurance may be advisable even if liability is unlikely.

Q.

What will the council tax cost for a residential Band B flat in Staffordshire?

A.

The relevant band should as a rule be set out as part of the report on title along with the local council

Up-to-date rates for Staffordshire are published on the East Staffordshire local authority site. At the time of authoring (01 December 2012) rates are as follows:

  • Band A - £992.00
  • Band B - £1,157.00
  • Band C - £1,323.00
  • Band D - £1,488.00
  • Band E - £1,819.00
  • Band F - £2,149.00
  • Band G - £2,480.00
  • Band H - £2,976.00

Q.

Should I get a Homebuyer Report for this house purchase?

A.

It is heavily suggested that you book a RICS surveyor. There are a range of problems that affect a property. These include insect infestation or subsidence.

 
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