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Conveyancing in Stalybridge Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 26/04/17

Stalybridge's nearest train station is Stalybridge and Stalybridge's nearest airport is Manchester Terminals 1 & 3 Airport. Manchester Terminal 2 Airport is 13 miles and Eccles Airport is 14 miles away.

Drivers are well served with Stalybridge being well placed with very good motorway access approximately 2 miles off the M67.

Tameside General Ashton under Lyne is a nearby hospital to Stalybridge.

Q.

On the purchase of a 352k home, what will be the fees? We need to find fixed rate Stalybridge conveyancing.

A.

Both high-street and online firms offer theoretically cheap conveyancing quotes. Often additional charges are often hiding in the solicitor's terms of engagement. Extra costs included in terms and conditions should be clearly defined and be applied only where your solicitor is required to perform tasks outside a normal transaction in your interest, which could not be anticipated at the start of the process. Your quote should also state costs to be paid to third parties, including search providers, (disbursments).The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

What is the council tax on a Sixties mid-terrace home in Stalybridge?

A.

Customarily the conveyancing report on title should supply the appropriate Tameside council tax band. The correct rates for Stalybridge are listed on the Tameside local authority website. Currently, 19 September 2012, rates are:

  • Band A - £911.00
  • Band B - £1,063.00
  • Band C - £1,214.00
  • Band D - £1,366.00
  • Band E - £1,670.00
  • Band F - £1,973.00
  • Band G - £2,277.00
  • Band H - £2,732.00

Q.

What search enquiries does the conveyancing solicitor in Stalybridge carry out when buying a Stalybridge property?

The normal conveyancing procedure is to get Local Authority (personal or official), Drainage and Water Search, Environment Search and Coal Mining and occasionally area-specific searches e.g. a Utilities Search.

Q.

What does 'fixtures and fittings' include?

A.

There is not a clear definition of fixtures and fittings, potentially leading to anger after a sale completes and some items are missing. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction. This can make the clarification of any difference of opinion so important.

Q.

In 3 months we are intending to be moving from our detached property near Stalybridge into a house in Salford , what is the optimum stage to instruct a home removal company?

A.

Best practice is for buyers to hold off booking a removal firm until such time as both sides have agreed a formal completion date which typically occurs once contracts have exchanged. Try Rapid4Removals, 21 The Cl, Stalybridge, SK15 1HU Tel: 0161 304 0462.

Q.

Direct Line Mortgages is our mortgage lender - is there anything we need to know?

A.

Over the last two years, some lenders have opted to reduce the size of their 'solicitor panel', resulting in increased conveyancing costs for buyers if the lender insists upon their own preferred solicitor . Homeward Legal are able to act for many UK mortgage lenders to ensure that you will not need to pay legal costs to your lender's solicitor.

Q.

Would you confirm making the effort to circumvent paying for stamp duty in Stalybridge?

A.

Homeward Legal do not recommend any stamp duty reduction. These schemes are often uneconomical and the HMRC can review a scheme up to 6 years after a sale is completed . There have been a range of legal initiatives, such as for first-time buyers. Your solicitor will advise as to your eligibility.

Q.

What length of time can I budget for conveyancing usually require in Stalybridge?

A.

Generally speaking, the time required to sell or purchase residential property does vary. This is based on several issues. These may include whether either party has a mortgage. With our property specialists, every sale is handled as fast as possible, without compromising on service.

 
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