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Conveyancing in Stalybridge Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/01/18

Stalybridge's nearest train station is Stalybridge and Stalybridge's nearest airport is Manchester Terminals 1 & 3 Airport. Manchester Terminal 2 Airport is 13 miles and Eccles Airport is 14 miles away.

Drivers are well served with Stalybridge being well placed with very good motorway access approximately 2 miles off the M67.

Tameside General Ashton under Lyne is a nearby hospital to Stalybridge.

Q.

On the purchase of a 352k home, what will be the fees? We need to find fixed rate Stalybridge conveyancing.

A.

Both high-street and online firms offer theoretically cheap conveyancing quotes. Often additional charges are often hiding in the solicitor's terms of engagement. Extra costs included in terms and conditions should be clearly defined and be applied only where your solicitor is required to perform tasks outside a normal transaction in your interest, which could not be anticipated at the start of the process. Your quote should also state costs to be paid to third parties, including search providers, (disbursments).The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

What is the council tax on a Sixties mid-terrace home in Stalybridge?

A.

Customarily the conveyancing report on title should supply the appropriate Tameside council tax band. The correct rates for Stalybridge are listed on the Tameside local authority website. Currently, 19 September 2012, rates are:

  • Band A - £911.00
  • Band B - £1,063.00
  • Band C - £1,214.00
  • Band D - £1,366.00
  • Band E - £1,670.00
  • Band F - £1,973.00
  • Band G - £2,277.00
  • Band H - £2,732.00

Q.

What length of time can I budget for conveyancing usually require in Stalybridge?

A.

Generally speaking, the time required to sell or purchase residential property does vary. This is based on several

issues. These may include whether either party has a mortgage. With our property specialists, every sale is handled as fast as possible, without compromising on service.

Q.

Our estate agent in Gorton has referred a property solicitor that they have used before. Is it risky to instruct this firm?

A.

Many estate agents have referral deals with solicitors where they refer conveyancing clients to them, however, such referrals need to be weighed up against alternatives, as the agent may recommend the solicitor willing to pay the highest referral fee, not a firm with local expertise and a solid reputation.

Q.

Which Stalybridge mortgage lenders do you work with?

A.

We have worked with all the major lenders financing home purchasers in Stalybridge. Stalybridge lenders and mortgage specialists include NatWest, 20 Melbourne St, Stalybridge, SK15 2JQ. The Stalybridge solicitor handling the work for your sale or purchase should be able to state specific lenders' requirements.

Q.

We are intending to buy in Stalybridge. Can I confirm that the building is in a designated conservation area?

A.

Areas considered to be of 'special architectural and historic interest', like historic transport links, may be defined as areas of conservation. You may wish to contact the council for more detail, but your conveyancing lawyer will address this during the house-buying process.

Q.

What search enquiries does the conveyancing solicitor in Stalybridge carry out when buying a Stalybridge property?

A.

The normal conveyancing procedure is to get Local Authority (personal or official), Drainage and Water Search, Environment Search and Coal Mining and occasionally area-specific searches e.g. a Utilities Search.

Q.

Direct Line Mortgages is our mortgage lender - is there anything we need to know?

A.

Over the last two years, some lenders have opted to reduce the size of their 'solicitor panel', resulting in increased conveyancing costs for buyers if the lender insists upon their own preferred solicitor . Homeward Legal are able to act for many UK mortgage lenders to ensure that you will not need to pay legal costs to your lender's solicitor.