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Conveyancing in Stamford Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 24/07/17

Local Stamford attractions

Priest's House National Trust , Barnack Cambs Windmill, Stamford St John the Baptist Churches Conservation Trust and Burghley House Historic Houses Association are close at hand to Stamford.

The closest station to Stamford is Stamford, about 1 mile away and the nearest airport to Stamford is Tollerton, Nottingham City Airport.

The closest hospital for Stamford is Stamford & Rutland.

Q.

We need an affordable conveyancing quote. Will I get a quote or and estimate?

A.

Various firms purport to offer theoretically cheap conveyancing quotes, however additional costs are often hiding in small print which unwary sellers and buyers fail to check. Costslisted in the small print ought to be fair and be applicable if your solicitor is required to complete extra work in your interest, which could not be anticipated at the start of the process.

Q.

Will I need to get a chancel search? We are buying in Stamford.

A.

In Stamford, where land was once owned by a lay rectors, new owners of that property may be obliged to contribute towards upkeep of nearby church property. Terms used in a property's name, like 'abbeylands', may indicate chancel liability. The solicitor handling your conveyancing will be able to advise as to whether a chancel search is necessary. Stamford churches include All Saints' Parish Church, Christ Church, St George's and St Mary.

Q.

Would arranging a home buyers survey be advisable when buying a home?

A.

We firmly recommend that you arrange a home surveyor. It is a fact that there are a range of concerns that affect a property, that a lender's valuation survey, for example, will not cover, such as poor drainage or failed double glazing.

Q.

For a fast conveyancing process to buy a £ 560,000 house, what should we organise to accelerate the process?

A.

Firstly, finding a proactive conveyancer is the key to a fast completion. Beyond that, there are numerous things you can also do to accelerate the process, such as, asking for property searches to be ordered immediately, arranging your mortgage offer and promptly answering your conveyancer's questions.

Q.

Can aluminium contaminate Stamford top-soil?

A.

Soil contamination by industrial waste, including metals, will have occurred in parts of Stamford. Various bodies hold data on land contaminants affecting Stamford, including local authorities.

Q.

Which of the mortgage lender panels in Stamford are your solicitors members of?

A.

We are able to work with all the major lenders financing Stamford home purchasers. Stamford lenders and mortgage specialists include HSBC Bank, 1 High St, Stamford, PE9 2AL, NatWest, 52 High St, Stamford, PE9 2BD, and R Bullman, 24 Pierce Cr, Warmington, Peterborough, PE8 6UG.

Q.

Does 'fixtures and fittings' include things like the oven?

A.

Chiefly, there is no strict definition of 'fixtures and fittings'. To avoid misunderstandings, a fixtures and fittings form should be agreed, saving heartache once the sale is completed.

Q.

Are we advised to get a chancel search if I am buying in the parish of Weston?

A.

Your property lawyer may suggest a chancel search, whichever parish where the home being bought is located. Through some Parochial Church Councils (PCCs) have taken the decision to charge chancel repairs on the current owners, a conveyancing solicitor cannot verify that a parish which has not been subject to chancel liability in the past will continue to be free from liability. For property in the parish of Weston, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

 
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