What are Stamford Bridge conveyancing searches?
These searches are queries ordered on your behalf, which may include a drainage search. Buyers in Stamford Bridge should consider that, searches cover solely legal-related matters.
In 1 month we are shortly going to move from our detached home near Stamford Bridge to a bigger property in Pocklington . At what stage to book a home removal company?
Homeward Legals advice is for buyers to hold off booking the removals company until such time as all parties have scheduled an absolute date that as a rule occurs once contracts are signed. For a local company Mitchell & Poklington Ltd, Full Sutton, York, YO41 1HS Phone: 01759 373747.
We are intending to purchase a chapel in Loftus. Will a chancel search be necessary?
The solicitor is likely to recommend a chancel search, regardless of the parish in which the property being purchased is found. In older areas of Stamford Bridge, chancel repair can be imposed on new owners of a property where Parochial Church Councils may have not done so in the past, so indemnity insurance may be advisable even if liability is unlikely.
Is it easy to sell a house without using an estate agent?
It’s relatively straightforward to sell your own home without involving an estate agent, although you should be warned that it’s a time-consuming process (which is why agents set a certain fee to pay for their time in getting your home sold).
First you need to get a proper valuation of your home, which can be done by paying a chartered surveyor and registered valuer, or you can research the house prices in the area for similar properties to get an idea of how they are selling.
Once you are happy with the price, you can advertise the property (there are several free sites that allow you to do this). Legally, you’re required to obtain an Energy Performance Certificate for the property before putting it up for sale, so you’ll need to organize a registered energy assessor to create this for you. Then you can start arranging viewings and negotiate an agreed price with anyone who is interested.
We would recommend, however, that you sign up with an estate agent as they can do all the leg work for you. The key thing, though, is to understand their fees and rates before signing an agreement with them.
The lender will be Bank of Scotland - what do I need to be aware of?
Buyers should know that some lenders have opted to reduce the size of their 'solicitor panel'. Homeward Legal are able to act for all major CML-approved lenders to ensure that you will not need to pay the lender's costs.
I am buying at auction and need organise a fast purchase, how could we speed up the transaction?
Crucial to a fast transaction is to use a communicative lawyer. There are a range of tasks you, as the purchaser, can also do. These include:
- calling or emailing your lawyer, and chase them if you suspect any delays
- promptly answering your lawyer's questions (by email if possible)
- getting your mortgage offer in place
Is it hard to sell a property located in a conservation area?
A conservation area is designated and managed by the local authority to ensure the unique nature of the location is maintained by placing restrictions on changes to the buildings, street furniture and green spaces to protect the architectural or historical interest of everything within the conservation area boundary.
Because of this resistance to change, this usually means homes in conservation areas are more attractive to buyers, and, as such, there may be a premium to pay over properties outside such areas. Because of the attraction of such property, they will usually sell well and quickly. However, there will need to be greater checks by the buyer’s solicitor to verify that your property conforms to the conservation area restrictions, which may add extra time to the duration of the conveyancing.
Homeward Legal's solicitors have a great deal of experience working with sales and purchases in conservation areas, so why not give our team a quick call on 0800 038 6699 right now to find out what we can do to help your plans?
The home I’m buying has been empty for two years; what questions should I be asking the solicitor, the estate agent, and the surveyor?
If a home has been empty for a considerable period (such as the two years mentioned here), there’s usually a reason for it. There is estimated to be around a quarter of a million properties in the country that have been empty for more than 6 months.
The primary reason is that the owner hasn’t the funds to renovate the property, or they’ve started gutting the place and run out of money to take it further, or perhaps there’s been a significant problem (e.g. fire or flood are common instances). Most likely, these properties will come up at auction.
Your estate agent will be aware of its history if the property is on their books, so you can find out a lot from them, the council will have an empty property officer, and the Land Registry will have information on the deeds. As far as the solicitor is concerned, they will establish the position on the property as part of the conveyancing, while the surveyor will have experience of checking out such properties, with the advice that you order a Building Survey (the most detailed of the options) to check out its structural integrity. Note that mortgage lenders will be more reluctant to offer a loan on such homes.
Ultimately, the ball is in your court and, if you want to pursue buying such a property, you need to be prepared to do the research, which can take up a lot of time.
The moving process can be bewildering and stressful. Let Homeward Legal look after the legal side of things for you and we'll guide you through the process from start to end. Call 0800 038 6699 to find out more.