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Conveyancing in Stroud Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/10/17

Transport and public service information if you’re buying or selling residential property in Stroud -

By road: Stroud is served by the M5, A46 and A419. By rail: The nearest train station is Stroud. By air: Stroud has two airports easily accessible: Gloucestershire Airport (14 miles), and Bristol Airport (42 miles).

Hospital: Stroud General, Trinity Road, Stroud, GL5 2HY. Council: Stroud District (www.stroud.gov.uk).

Attractions: Stratford Park, Thames and Severn Canal, Uley Long Barrow, Museum in the Park, and Woodchester Mansion and Park.

Q.

We are selling a house in Stroud, and have had a quote from you. Will there be any extra fees that we’re not aware of?

No. Homeward Legal will not charge any hidden extra costs – what you see in the fixed-fee quote is what you get. You should be aware that some websites offer unrealistically low 'quotes' that are in fact estimates. The bill you receive on completion can be much greater than you had planned for. Where Homeward Legal is concerned, if there is additional, unpredicted work, we will inform you as soon as it becomes apparent, so that you can manage your bill. Try our quote calculator, or call our team of conveyancing experts on 0800 038 6699 to obtain your fixed-fee quote backed up with our ‘No Move, No Fee’ guarantee.

Q.

What can I do to avoid paying for stamp duty to the Revenue?

Stamp-duty mitigation should not be considered when purchasing a property, because such schemes are costly. And, if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed. There have been a range of legal initiatives by the government, such as relief for buyers in 'disadvantaged areas', or a reduction for first-time buyers. Your appointed solicitor will be able to tell you what schemes are currently running and whether you are eligible to benefit from them.

Q.

If we are buying in Stroud, will we need to get a chancel search?

Some owners in Stroud may be required to cover the cost of maintenance of church property in the locality. As a result of the Land Registration Act 2002, the parochial church councils will have had to register their interest over any affected land. As such, the chancel search process becomes far simpler. However, if the church council has not charged previous owners of your property, this doesn’t necessarily mean that they won’t charge you. Personal indemnity insurance is available to cover the risk, and your solicitor will be able to advise further.

  • Holy Trinity, Trinity Road, Stroud, GL5 2HX
  • St. Alban Mission Church, Parliament Street, Stroud, GL5 1QH
  • St. Laurence, The Shambles, Stroud, GL5 1AP
  • St. Matthew's, Church Road, Cairnscross, Stroud, GL5 4JE
Q.

Doing one’s own conveyancing looks like an attractive way of reducing the costs of our move in Stroud, but is it actually a viable proposition?

Should you want to do so, you can certainly undertake the greater part of your own conveyancing without engaging a specialist conveyancer in Stroud. Naturally, solicitors’ firms would argue that this choice is risky since do-it-yourself conveyancers might fail badly without the relevant insurance cover that all legal practices are obligated by their regulator to take out to protect you. In addition, your inexperience may inject delays to the process and potentially put the whole transaction in jeopardy. Talk to us on 0800 038 6699 about your conveyancing needs, and for a ‘No Move, No Fee’ quote.

Q.

We are in a contract-race situation for a house-purchase in Stroud, and we need to get fast conveyancing. But what can we do to speed up the process?

Absolutely key to a fast completion on your Stroud property is employing an experienced and diligent, proactive lawyer. Consider the following questions when making your selection of law firm:

  • Do they use email as the preferred mode of communication?
  • Was there a delay in delivering a quote?
  • How soon will they order searches?

With Homeward Legal, all of our solicitors are chosen because of their speed-focused approach to communicating along the entire property chain, supported by leading-edge information management systems. Try our online quote calculator or call us on 0800 038 6699 for your fixed-fee quote.

Q.

What searches regarding the risk and history of floods around Gloucestershire will my lawyer apply for a Regency property in Stroud we are going to purchase?

A conveyancing solicitor will conduct standard protocol property environmental searches, which includes flood-risk data for the Stroud area. Should the results of the search indicate a significant risk of flooding, your lawyer can order a more detailed and in-depth flood-risk search. This is a disbursement and will be charged to you at cost.

Q.

How long should we plan for conveyancing to last in Stroud?

The number of weeks needed to buy or sell a home does vary, and this is influenced by a broad set of factors (for instance, if the mortgage-lender requires specific searches, or someone in the chain has been gazumped). The average for most law firms is between 8 and 10 weeks for completion, where Homeward Legal aim for at the most six weeks. Our lawyers work hard to ensure your move receives fast and efficient service, without compromising on the quality. Give us a call on 0800 038 6699 for a fixed-fee quote backed up by our ‘No Move’ No Fee’ guarantee.

Q.

Which lenders in Stroud do you work with?

The Homeward Legal partnership have solicitors with long experience of working beside many of the Stroud lenders registered with the Council of Mortgage Lenders. A number of mortgage specialists operate in Stroud, such as:

  • BDM Financial Consultants Ltd., 68 Peghouse Rise, Stroud, GL5 1UR
  • Santander, Merrywalks Centre, 19 Merrywalks, Stroud, GL5 1RY
  • Mortgage Wise Ltd., 9-10 Rowcroft, Stroud, GL5 3AZ
Q.

Will you need to get a chancel search? We are buying in Stroud.

A.

Some owners in Stroud can be required to cover the cost of maintenance of church property in the locality. As a result of the Land Registration Act 2002, interest over any affected land must be registered by October 2013. A solicitor will be able to advise further. Stroud Church of England properties where chancel liability may apply include Holy Trinity,, St Alban Mission Church, St Laurence and St Matthew's.

Q.

Which local authority looks after Stroud?

A.

Stroud is located in Stroud District Council, Ebley Mill, Westward Road, Stroud, Gloucestershire, GL5 4UB, Call: 01453 766 321

Q.

How is contaminated land in Stroud checked when buying a house?

A.

Many of contaminants caused by factors caused by man and by nature may impair property in Stroud, like hazardous substances in the ground or sand or clay quarries. An environmental search will give more detail.

Q.

Which lenders in Stroud do you work with?

A.

The Homeward Legal partnership have solicitors with experience working beside many lenders registered with the Council of Mortgage Lenders. A number of mortgage specialists operate in Stroud, like BDM Financial Consultants Ltd, Selsey View/68 Peghouse Rise, Stroud, GL5 1UR.

Q.

What type of conveyancing searches about the risk and history of floods around Gloucestershire will my property lawyer in Stroud apply for a Regency property we are going to purchase?

A.

A property solicitor will conduct standard protocol property environmental searches, which include Stroud flood risk area data information.

Q.

Would getting a building survey be necessary when buying a property, irrespective of its condition, in Stroud?

A.

It is recommended that buyers instruct a home surveyor to undertake a survey. Numerous defects have a negative impact on a property, which include subsidence or poor ventilation, and these will not be addressed by your conveyancing solicitor.

Q.

Do fixtures and fittings include things like door handles?

A.

Purchasers are frequently confused by the vagueness surrounding which fixtures and fittings ought to be included. In order to avoid later issues, a fixtures and fittings form should be completed, saving heartache once the sale is completed.