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Conveyancing in Suffolk Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 13/10/17

Stowmarket train station is around a mile from Suffolk. The closest airport to Suffolk is Elmsett, Whatfield Rd Airport (7 miles).

Stowmarket, Violet Hill Day is a nearby hospital for Suffolk.

Q.

How do I find the best conveyancing rates for a 149,000 home?

A.

Both high-street and online law firms claim to offer cheap conveyancing. Unfortunately extra costs are frequently hidden in the terms of engagement which home owners may have not read carefully A conveyancing quote ought to define third party costs, termed disbursements, to be paid. Any charges included in terms and conditions should be clearly defined.

Q.

To complete on our freehold property purchase ASAP, can we arrange fast conveyancing in Suffolk?

A.

As is often reported, finding a experienced solicitor is key a fast conveyancing transaction. Consider the following when selecting:

  • Do they use email?
  • Do they use email?
  • Did you experience any delays when requesting a quote?

Q.

We are buying a property where the seller has unfortunately installed roof aerials to the maisonette which I think might possibly contravene Haverhill Queen Street conservation area rules.

A.

A solicitor will always establish whether the property is within a conservation area, and if so, whether any alterations have requisite consent from the Mid Suffolk council.

Q.

How do you calculate Stamp Duty Land Tax rates, what will we need to pay on a £228000 property?

Stamp Duty will depend on the value of the home. On a £228000 Suffolk property, stamp duty will be £2280.*

*Correct November 2012

Q.

Are some of the conservation areas in Suffolk are in a vulnerable state?

A.

An up-to-date register of the state of conservation areas in Suffolk is chronicled by English Heritage and this data are currently viewable at their website - Haverhill Hamlet Road determined to be at risk with unknown vulnerability and deteriorating, Haverhill Queen Street determined to be at risk with unknown vulnerability and deteriorating, Felixstowe South determined to be very bad with medium vulnerability and no significant change, Lakenheath determined to be very bad with medium vulnerability and condition improving.

Q.

I would like to know which Suffolk lenders your conveyancing solicitors work with. Which panels are your solicitors members of?

A.

We have worked with all the major lenders financing Suffolk homebuyers. Suffolk lenders and mortgage specialists include Mortgages Direct, 145 High St, Colchester, CO1 1PG, Mortgage Bureau, High Baxter St, Bury St. Edmunds, IP33 1ES, and Mortgage 321, Lodge La, Langham, Colchester, CO4 5NE. Your conveyancing solicitors should be able to advise further.

Q.

How can the conveyancing solicitor in Suffolk advise us on the potential risk of possible flooding in the Suffolk area for a buy to let property I am wanting to buy?

A.

A qualified lawyer applies for formal environmental searches, which include Suffolk flood risk data. Depending on the results, a lawyer in Suffolk may advise an inexpensive additional detailed local flood risk search.

Q.

What will the council tax cost on a buy to let Band H maisonette in Suffolk?

A.

Your relevant band will, more often than not, be detailed in the title report, as well as by the local authority. The latest tax rates for homes in Suffolk are listed on the Mid Suffolk local authority site. At the time of authoring, 19 November 2012, rates for all bands are:

  • Band A - £1,000.00
  • Band B - £1,167.00
  • Band C - £1,333.00
  • Band D - £1,500.00
  • Band E - £1,833.00
  • Band F - £2,167.00
  • Band G - £2,500.00
  • Band H - £3,000.00