By Lorraine Imhoff
Ask Lorraine a question lorraine@homewardlegal.co.uk
Updated: 18/07/17
Stowmarket train station is around a mile from Suffolk. The closest airport to Suffolk is Elmsett, Whatfield Rd Airport (7 miles).
Stowmarket, Violet Hill Day is a nearby hospital for Suffolk.
Q.How do I find the best conveyancing rates for a 149,000 home?
A.Both high-street and online law firms claim to offer cheap conveyancing. Unfortunately extra costs are frequently hidden in the terms of engagement which home owners may have not read carefully A conveyancing quote ought to define third party costs, termed disbursements, to be paid. Any charges included in terms and conditions should be clearly defined.
Q.What environmental concerns can affect land in Suffolk. Are these properly investigated?
A.Many of contaminants can lessen the desirability residential property in Suffolk, and factors like infilled land will be considered as part of the environmental searches.
Q.For our mortgage lender, we have chosen Principality Building Society - what do I need to be aware of?
A.House buyers should be aware that, over the last two years, some lenders are now reducing their 'solicitor panel', resulting in greater legal costs for buyers if their chosen solicitor is unable to act both on their behalf, and for their lender. We, however, can act for most CML-approved lenders to ensure that you will not need to pay legal fees for your lender's solicitor.
Q.May my conveyancing introduce any additional charges?
A.Our solicitors do not charge any hidden fees. Some solicitors' firms will give a low estimate, not an accurate quote, which they will not be required to adhere to.
Q.How do you calculate Stamp Duty Land Tax rates, what will we need to pay on a £228000 property?
A.Stamp Duty will depend on the value of the home. On a £228000 Suffolk property, stamp duty will be £2280.*
*Correct November 2012
Q.Which local authority is responsible for Suffolk?
- Suffolk intersects with the following local authorities: Babergh District Council, Corks Lane, Hadleigh, Suffolk, IP7 6SJ, phone: 01473 826 622
Ipswich Borough Council, Grafton House, 15- 17 Russell Road, Ipswich, Suffolk, IP1 2DE, phone: 01473 432 000Mid Suffolk District Council, Council Offices, 131 High Street, Needham Market, Suffolk, IP6 8DL, phone: 01449 724 500St Edmundsbury Borough Council, West Suffolk House, Western Way, Bury St Edmunds, Suffolk, IP33 3YU, phone: 01284 763 233Suffolk Coastal District Council, Melton Hill, Woodbridge, Suffolk, IP12 1AU, phone: 01394 383 789Elmbridge Borough Council, Civic Centre, High Street, Esher, Surrey, KT10 9SD, phone: 01372 474 474Epsom & Ewell Borough Council, Town Hall, The Parade, Epson, Surrey KT18 5BY phone: 01372 732 000Mole Valley District Council, Pippbrook, Dorking, Surrey, RH4 1SJ phone: 01306 885 001Reigate and Banstead Borough Council, Reigate Town Hall, Castlefield Road, Reigate, Surrey, RH2 OSH, phone: 01737 276 000Surrey County Council, Contact Centre, County Hall, Penrhyn Road, Kingston upon Thames, KT1 2DN, phone: 03456 009 009Waverley Borough Council, The Burys, Godalming, Surrey, GU7 1HR, phone: 01483 523 333Woking Borough Council, Civic Offices, Gloucester Square, Woking, Surrey, GU21 6YL, phone: 01483 755 855City and County of Swansea, Civic Centre, Oystermouth Road, Swansea, SA1 3SN, phone: 01792 636 000City and County of Swansea, Civic Centre, Oystermouth Road, Swansea, SA1 3SN phone: 01792 636000London Borough of Brent Council, One Stop Service, Town Hall, Forty Lane, Wembley, HA9 9HD, phone: 36 8937 1200Torfaen County Borough Council, Civic Centre, Pontypool, Torfaen, NP4 6YB, phone: 01495 762 200North Tyneside Metropolitan Borough Council, Quadrant The Silverlink North, Cobalt Business Park, North Tyneside, NE27 0BY, phone: 0345 2000 101South Tyneside Metropolitan Borough Council, Town Hall and Civic Offices, Westoe Road, South Shields, Tyne and Wear, NE33 2RL, phone: 0191 427 7000South Tyneside Metropolitan Borough Council, Town Hall and Civic Offices, Westoe Road, South Shields, Tyne and Wear, NE33 2RL, phone: 0191 427 7001South Tyneside Metropolitan Borough Council, Town Hall and Civic Offices, Westoe Road, South Shields, Tyne and Wear, NE33 2RL, phone: 0191 427 7002South Tyneside Metropolitan Borough Council, Town Hall and Civic Offices, Westoe Road, South Shields, Tyne and Wear, NE33 2RL, phone: 0191 427 7003South Tyneside Metropolitan Borough Council, Town Hall and Civic Offices, Westoe Road, South Shields, Tyne and Wear, NE33 2RL, phone: 0191 427 7004Sunderland City Council, Civic Centre, Burdon Road, Sunderland, SR2 7DN, phone: 01915 205 555North Warwickshire Borough Council, South Street, Atherstone, Warwickshire, CV9 1DE, phone: 01827 715 341Rugby Borough Council, Town Hall, Evreux Way, Rugby, Warwickshire, CV21 2RR, phone: 01788 533 533Solihull Metropolitan Borough Council, PO Box 18Council House, Solihull, West Midlands, B91 3QS, phone: 0121 704 6000Stratford on Avon District Council, Elizabeth House, Church Street, Stratford- upon- Avon, Warwickshire, CV37 6HX, phone: 01789 267 575Stratford on Avon District Council, Elizabeth House, Church Street, Stratford- upon- Avon, Warwickshire, CV37 6HX, phone: 01789 267 576Stratford on Avon District Council, Elizabeth House, Church Street, Stratford- upon- Avon, Warwickshire, CV37 6HX, phone: 01789 267 577Stratford on Avon District Council, Elizabeth House, Church Street, Stratford- upon- Avon, Warwickshire, CV37 6HX, phone: 01789 267 578Warwick District Council, Riverside House, Milverton Hill, Leamington Spa, Warwickshire, CV32 5HZ, phone: 01926 410 410Bromsgrove District Council, The Council House, Burcot Lane, Bromsgrove, Worcestershire, B60 1AA, phone: 01527 881 288Coventry City Council, Council House, Earl Street, Coventry CV1 5RR phone: 02476 833 333Dudley Metropolitan Borough Council, Council House, Priory Road, Dudley, West Midlands, DY1 1HF, phone: 0300 555 2345Sandwell Metropolitan Borough Council, Sandwell Council House, PO Box 2374Oldbury, West Midlands, B69 3DE, phone: 0845 358 2200Q.To complete on our freehold property purchase ASAP, can we arrange fast conveyancing in Suffolk?
A.As is often reported, finding a experienced solicitor is key a fast conveyancing transaction. Consider the following when selecting:
- Do they use email?
- Do they use email?
- Did you experience any delays when requesting a quote?
Q.We are buying on a new-build brownfield site. Can the top-soil still be contaminated?
A.Policies and legislation are in place to control pollution, waste, water and chemical contamination. Other sources of contaminated land include groundwater contaminants like phenols and acidic compounds.
