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Transfer of Equity in Swansea

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Swansea

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Swansea clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Swansea Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 07/12/16

As reported in the most recent (2011) national census, Swansea's population is 730,232 spread over an area of 1,382,726 acres (559,570 hectares) meaning a residential population density 0.5 people per acre (1.3 per hectare).

Q.

Noted Swansea interest

A.

Mumbles Lighthouse, Swansea Castle Cadw and Swansea Pavilion Repertory Theatre Historic Building are situated in Swansea.

The nearest train station to Swansea is Swansea, approximately a mile away and Swansea's closest airport is Swansea Airport.

The nearest hospital is Sancta Maria Swansea.

Q.

We need to find discount conveyancing in Swansea. Can you assist?

A.

This catches out many homeowners, and can leave them paying far more in conveyancing fees than they budgeted, and many solicitors advertise theoretically 'the cheapest conveyancing quotes', but additional fees can increase the final invoice. Third party costs, termed disbursements, to be paid should also be clearly stated on a Swansea conveyancing quote. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

How is contaminated land in Swansea investigated when buying a house?

A.

A broad range of contaminants caused by natural causes and human activities can spoil land, such as pollution incidents. An environmental search will give more detail.

Q.

We are buying on a ex-industrial use land. Is the soil likely to be contaminated by waste minerals like manganese?

A.

Most soils in Swansea have some degree of contamination, from industrial or agricultural. Land may also be contaminated by other sources, including groundwater contamination and acidic compounds.

Q.

I plan to buy a house in the parish of Llangennith. Is a chancel search necessary?

A.

Regardless of the Swansea parish in which you are buying, the solicitor may suggest that a chancel search is taken out. In Swansea's much older areas, chancel repair dues can be collected on current owners of a property where church councils may have not done so in the past. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

What causes the purchase conveyancing process in Swansea to take such a long time?

A.

The conveyancing process may be delayed. We do our best to minimise their consequences by chasing for prompt responses.

Q.

Is the SDLT fee a fee or a disbursement?

A.

Some solicitors may attempt to pass off fees which should be included as disbursements. It is not always obvious if a cost is a disbursement or not, and whether it should be included. This charge is a fee not a disbursement, and should be included in your quote.

Q.

Property environmental searches are standard procedure but in light of recent weather changes such as the extensive river flooding in Wales are they the best way to ascertain sufficient information about the ever changing Swansea flood risk?

A.

Flood searches conducted by a conveyancing solicitor in Swansea will also include the far more detailed search (Landmark) if it is felt necessary.

If you remain concerned you could try to contact a neighbour or local resident or local Wales flood damage builder, for example: Marv's Painting Services, 86 Phoebe Rd, Pentrechwyth, Swansea, SA1 7FF Tel: 07500 848257.

Q.

How long may I budget for the legal work to buy an apartment require?

A.

The number of weeks required to buy or sell a home does vary. This is according to a number of considerations which may include when a third party is slow to respond. For most firms in England and Wales, the average is between 8 to 12 weeks, we however work for a deadline of six weeks.

 
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