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Transfer of Equity in Swansea

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Swansea

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Swansea clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Swansea Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/17

As reported in the most recent (2011) national census, Swansea's population is 730,232 spread over an area of 1,382,726 acres (559,570 hectares) meaning a residential population density 0.5 people per acre (1.3 per hectare).

Q.

Noted Swansea interest

A.

Mumbles Lighthouse, Swansea Castle Cadw and Swansea Pavilion Repertory Theatre Historic Building are situated in Swansea.

The nearest train station to Swansea is Swansea, approximately a mile away and Swansea's closest airport is Swansea Airport.

The nearest hospital is Sancta Maria Swansea.

Q.

We need to find discount conveyancing in Swansea. Can you assist?

A.

This catches out many homeowners, and can leave them paying far more in conveyancing fees than they budgeted, and many solicitors advertise theoretically 'the cheapest conveyancing quotes', but additional fees can increase the final invoice. Third party costs, termed disbursements, to be paid should also be clearly stated on a Swansea conveyancing quote. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

I plan to buy a house in the parish of Llangennith. Is a chancel search necessary?

A.

Regardless of the Swansea parish in which you are buying, the solicitor may suggest that a chancel search is taken out. In Swansea's much older areas, chancel repair dues can be collected on current owners of a property where church councils may have not done so in the past. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

I would like to know which Swansea lenders your conveyancing solicitors work with. Which panels are you on?

Homeward Legal can work with all the major lenders assisting Swansea home purchasers. Swansea lenders and mortgage specialists include Monmouthshire, 18 Union St, Swansea, SA1 3EH, Principality Building Society, Principality House/64-65 The Kingsway, Swansea, SA1 5HW, and Santander, 15 Union St, Swansea, SA1 3EQ.

Q.

We are buying on a ex-industrial use land. Is the soil likely to be contaminated by waste minerals like manganese?

A.

Most soils in Swansea have some degree of contamination, from industrial or agricultural. Land may also be contaminated by other sources, including groundwater contamination and acidic compounds.

Q.

When should you instruct a solicitor in Swansea?

A.

With a 'no move, no fee' guarantee, the sooner you instruct a conveyancing solicitor, the better. Instructing a solicitor early for a sale enables relevant information can be sourced sooner (this is particularly true for leasehold properties), whereas if you are buying you will the details of your Swansea solicitor ready when you make an offer.

Q.

How is Stamp Duty Land Tax measured, what will it be on a £589000 Swansea residential property?

A.

The Stamp Duty rate you pay depends on the property's value. On a £589000 property, stamp duty will be £23560.*

*Correct as of 01/03/2013

Q.

The current owner looks to have fitted unsightly removal of chimney stacks to the maisonette in Swansea which may violate local conservation area criteria

A.

A property lawyer will carry out searches verify whether the property is located within a designated conservation area, and if so whether any alterations have the essential permissions from the Swansea planning authority.Should no appropriate permissions be in evidence your solicitor will advise you of the alternatives such as getting covered by an indemnity insurance policy or requesting retrospective permission from the planning authority.

Q.

Are property searches significant?

A.

Searches are a set of enquiries raised by the property solicitor with several agencies, and will only cover legal considerations.

 
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