What is the council tax on a Fifties end of terrace home in Swansea City?
Typically a title report should provide the Rhondda Cynon Taf council tax band. Up-to-date rates for homes in Swansea City are detailed online at the Rhondda Cynon Taf council site. As at, 06/10/2012, the rates are:
- Band A - £893.38
- Band B - £1,042.28
- Band C - £1,191.17
- Band D - £1,340.07
- Band E - £1,637.86
- Band F - £1,935.66
- Band G - £2,233.45
- Band H - £2,680.14
Our lender is Coventry Building Society, what do I need to consider?
Some lenders are now reducing the size of their 'solicitor panel'. This can mean increased conveyancing costs for buyers. Homeward Legal will act for most lenders.
What do I do if new and severe damage is found after moving in?
You should reasonably expect the home into which you’re moving to be cleared, clean and without additional damage. Of course, things can happen as removals can chip plaster, scratch or tear wallpaper, etc., but if there is significant damage that was not present before, it would be advisable to talk to your solicitor to see if there is any recourse for you on your seller.
You may also like to think about writing a clause into the contract that money will only be released after a cursory inspection of the premises to confirm that you are happy. This needs to be agreed with the seller’s solicitor, but the expectation is already raised. Beware that, in the chaos of the moving day, you can’t afford to delay things too much, so it’s a fine balance.
We are intending to buy a Victorian terraced house, should we have searches undertaken?
Searches are a standardised collection of enquiries ordered on behalf of the party intending to buy the property, and will only cover legal facets of the purchase.
Flood risk searches may be standard procedure but in light of recent flooding such as the flooding in 2012 are they sufficient to check enough about the ever changing Swansea City flood risk?
Flood searches handled by the Swansea City conveyancer will also include a far more specialist search (Landmark) if required.
Sometimes buyers get in touch with a close neighbour for more local history.
How much can the cost of the searches come to?
The cost of conveyancing searches in Swansea City will vary, depending on the particular searches ordered. Commonly ordered searches include an environmental search and a drainage search.