Conveyancing In Swansea East Q & A's
Should we order a chancel search if I am purchasing in the parish of Penmark?
The conveyancer may suggest that a chancel search be taken out, whichever parish in which the house being purchased is found. In older areas of Swansea East, chancel repair can be imposed on new owners of a house where church councils have previously chosen not to do so. It is not safe to rely on the historical behaviour of the parish council alone as a guide.
What specific things do I need to look out for if I’m buying a house on the coast?
With worsening weather and floods now becoming increasingly commonplace, with the media remarking on it in depth, buying a property that has a likelihood of flooding is a difficult decision to make. Not only is there the issue of cleaning up if it does flood, but insurance premiums will be much higher (and perhaps even prohibitive).
For homes in coastal areas, there is also the problem of coastal erosion, where some properties have been seen to literally fall into the sea.
However, the good news is that picking a home in a coastal region doesn’t automatically mean that it’s going to be subject to flooding or that it’s eventually going to slip into the sea. The searches ordered by your conveyancing solicitor will identify the level of risk associated with the property and, based on this, your solicitor may recommend that you take out specialist reports (e.g. from Landmark or other organisations) to get a more in-depth description of the risks and options. These are in addition to the standard set and will be charged to you as a disbursement at cost.
Your surveyor will also be able to identify evidence of previous floods and other problems during their inspection and provide advice in their report. If the problems are considered sufficiently severe, the surveyor may also note the specifics for further investigation by your conveyancing solicitor.
When do you need to arrange a conveyancer?
If you use a conveyancing firm offering a 'no move, no fee' guarantee, instructing as early as possible is better. The legal work can then begin very early in the process. A number of sources suggest holding off instruction until a chain is completed, but opting to delay can jeopardise your sale or purchase.
How much is the council tax on a detached property in Swansea East?
Typically a report on title will cover the Bradford council tax band. Council tax charges for residents of Swansea East are published on the Bradford local authority website. At the time of authoring (02/07/2012) the different rates are:
- Band A - £855.00
- Band B - £998.00
- Band C - £1,141.00
- Band D - £1,283.00
- Band E - £1,568.00
- Band F - £1,854.00
- Band G - £2,139.00
- Band H - £2,566.00
Who do I give the appliance warranties to if they are being left at the property I’m selling?
If you are leaving what is generally termed ‘white goods’ at the property you are selling, which are still in warranty, the documentation should be given to your solicitor so that any warranties can be given to the buyer’s solicitor as part of the contract.
Note that, should you be leaving any electrical (or other) items at the property, this should be made clear on the Fixtures and Fittings Form (TA10) and agreed as early as possible between you and the buyers, particularly if you want financial recompense in so doing.
What would my conveyancing searches be?
Searches in Swansea East ranges in cost, subject to the searches your lender requires. They are will be charged at cost.