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Transfer of Equity in Swindon

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Swindon

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Swindon clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Swindon Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/17

As corroborated by the 2011 census Swindon's population is 459,049 spread over an area of 216,573 hectares meaning a residential population density 2.1 people per hectare.

Swindon is approximately three miles off the M4 junction entry 15 Westbound.

Swindon's nearest airport is Kidlington, Oxford Airport (28 miles). The nearest train station to Swindon is Kemble.

Victoria Swindon is a nearby hospital.

Q.

How do we find the best conveyancing rates in Swindon for a £727,000 property?

A.

Both high-street and online solicitors advertise supposedly cheap conveyancing quotes, but extra charges are frequently hidden in the terms and conditions. Busy, stressed home owners ignore these terms at their peril. Any additional fees should be reasonable. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

What is the council tax on a period terraced property in Swindon?

A.

More often than not a conveyancer's title report will give the relevant Swindon council tax band. The latest tax rates for homes in Swindon are listed on the Swindon council website. At the time of writing, 06 September 2012, the rates are:

  • Band A - £929.00
  • Band B - £1,083.00
  • Band C - £1,238.00
  • Band D - £1,393.00
  • Band E - £1,702.00
  • Band F - £2,012.00
  • Band G - £2,321.00
  • Band H - £2,786.00

Q.

We are selling in Swindon, when is a good time to create a fixtures and fittings form?

A.

Start as soon as you can. Fixtures and fittings forms often get left till the last minute, causing confusion for the buyer who needs to know what will be included in the property. Usually things that are removable are included, such as lighting.

Q.

How many weeks is our Swindon conveyancing supposed to take?

A.

Usually, between eight and twelve weeks, but this is an average and it can vary. Your solicitor will have many legal documents to create and a great deal of enquiries to chase up, this is why it takes a while. Also, there is the other party to remember, sometimes they might delay completion for some reason, and this cannot be helped. To ensure your end of the conveyancing runs smoothly, try one of these tips.

Q.

If Swindon contaminated land is found in an environmental search, can we have the soil remediated?

A.

Remediation can often be possible. For additional information, contact Green Acres Turf Ltd, Rowborough Farm/Rowborough La, South Marston, Swindon, SN3 4SU.

Q.

We are considering purchasing in Whitworth, we will need to know if disadvantaged area relief is available.

A.

Disadvantaged areas are identified by council ward. Disadvantaged areas in Swindon are Park and Whitworth. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.

Q.

In Swindon, is it likely we will get gazumped on our home purchase?

A.

It doesn’t matter where you are, you will always have a slight chance of getting gazumped.

If you take too long with your paperwork, someone else could submit a higher offer, meaning you lose out on the deal, or have to increase your offer on the property.

There are a few things you can do to help your solicitor avoid gazumping, read them here.

Q.

Is there anything we can do to avoid paying for stamp duty land tax?

A.

Stamp Duty Land Tax (SDLT) usually must be paid for purchases priced at over £125,000. Homeward Legal do not advise clients arrange any stamp duty reduction scheme, as such schemes are expensive and often likely to fail. There have been a range of government initiatives, such as for first-time buyers. Your solicitor will advise as to your eligibility.

 
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