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Conveyancing in Swindon Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/07/17

As corroborated by the 2011 census Swindon's population is 459,049 spread over an area of 216,573 hectares meaning a residential population density 2.1 people per hectare.

Swindon is approximately three miles off the M4 junction entry 15 Westbound.

Swindon's nearest airport is Kidlington, Oxford Airport (28 miles). The nearest train station to Swindon is Kemble.

Victoria Swindon is a nearby hospital.

Q.

How do we find the best conveyancing rates in Swindon for a £727,000 property?

A.

Both high-street and online solicitors advertise supposedly cheap conveyancing quotes, but extra charges are frequently hidden in the terms and conditions. Busy, stressed home owners ignore these terms at their peril. Any additional fees should be reasonable. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

Which lenders in Swindon do Homeward Legal work with?

A.

We work with the vast majority of lenders serving Swindon home purchasers, so can guarantee you a good solicitor who your lender approves of.

Local mortgage lenders and brokers in Swindon include:

  • Mortgage Advice Bureau, 89 Commercial Rd, Swindon, SN1 5PD
  • Primary Insurance & Finance Services, 101 Commercial Rd, Swindon, SN1 5PL
  • Mortgage Force, Unit 20 Ash, Kembrey Park, Swindon, SN2 8UN.

    Q.

    We are selling in Swindon, and have had a conveyancing quote from you. Could there be any hidden costs?

    A.

    Homeward Legal do not hide any additional charges whatsoever. You should be aware that some solicitors' firms will give a low estimate, not an accurate quote. You may face a much greater total fee when you have completed.

    Q.

    What is the council tax on a period terraced property in Swindon?

    A.

    More often than not a conveyancer's title report will give the relevant Swindon council tax band. The latest tax rates for homes in Swindon are listed on the Swindon council website. At the time of writing, 06 September 2012, the rates are:

    • Band A - £929.00
    • Band B - £1,083.00
    • Band C - £1,238.00
    • Band D - £1,393.00
    • Band E - £1,702.00
    • Band F - £2,012.00
    • Band G - £2,321.00
    • Band H - £2,786.00

    Q.

    What does the Swindon property solicitor do if the maisonette we hope to invest in is in a registered conservation area and has ugly doors added?

    A.

    Your property lawyer will make enquiries to determine if your proposed purchase is affected by a conservation area, and if so, whether any modifications have necessary consent from the local council.

    Q.

    We are buying on a ex-industrial use land. Is the soil potentially contaminated by waste minerals like aluminium?

    A.

    There are wide-ranging regulations imposed to restrict topsoil contamination. Other sources of contaminated land include groundwater contamination and herbicides.

    Q.

    Is it important to get a chancel search? We are buying near parsonage land in Swindon.

    A.

    Chancel repair liability can require some residential property owners to fund repairs to nearby church land. A number of sources are used to identify liability, including parish archives. Swindon Church of England properties include St Aldhelm, St Mary's Church, St Mark and Holy Rood at the Lawns.

    Q.

    We are considering purchasing in Whitworth, we will need to know if disadvantaged area relief is available.

    A.

    Disadvantaged areas are identified by council ward. Disadvantaged areas in Swindon are Park and Whitworth. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.

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