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Transfer of Equity in Talbot Green

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Talbot Green

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Talbot Green clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Talbot Green Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 29/11/16

Talbot Green's nearest station is Pontyclun and the closest airport to Talbot Green is Cardiff Airport.

Talbot Green is under 2 miles of Junction 34 Westbound of the M4.

Royal Glamorgan Pontyclun is the nearest hospital for Talbot Green.

Q.

I need low cost conveyancing in Talbot Green. because we are on a limited budget.

A.

Several firms advertise so-called 'the cheapest conveyancing', but additional charges will be included in the terms and conditions. Excited buyers, eager to get underway, often ignore this small print when they instruct. Extra fees which are listed in the solicitor's terms needs to be fair.

Q.

Is it important to get a chancel search if I am buying in Talbot Green by a priory built in the 12th Century?

A.

The outcome of a landmark case in 2003 confirmed that chancel repair liability could be enforced. Parochial Church Councils in Talbot Green must register their interest over property by October 2013, simplifying the chancel search process. Your solicitor will suggest an appropriate indemnity policy to address chancel liability.

Q.

How much is the council tax on a period terraced property in Talbot Green?

A.

Frequently the title report will give the Rhondda Cynon Taf council tax band. The correct rates for Talbot Green are tabled at the Rhondda Cynon Taf council site. At the time of writing (25/06/2012) rates are as follows:

  • Band A - £893.38
    >
  • Band B - £1,042.28
  • Band C - £1,191.17
  • Band D - £1,340.07
  • Band E - £1,637.86
  • Band F - £1,935.66
  • Band G - £2,233.45
  • Band H - £2,680.14

Q.

How is Stamp Duty Land Tax calculated and what should we budget for a £960000 property?

A.

Stamp Duty depends on the property's value. On a £960000 house or flat in Talbot Green, stamp duty will be £38400.

Q.

Is a home buyers survey advisable when buying a property in Talbot Green?

A.

Homeward Legal strongly recommend that you arrange a home surveyor to perform a survey. Buyers should be aware that there are a range of defects that have a negative impact on a property, which are not included in your mortgage lender's valuation, such as flat roof leaks.

Q.

I am intending to buy a property in the parish of Merthyr Tydfil. Do we need a chancel search?

A.

Whichever Talbot Green parish in which you are purchasing, a conveyancer could recommend a chancel search. Through some parish councils have opted to impose chancel repairs on the current owners of lay rectorships, a solicitor cannot state with certainty that a parish which has not been subject to chancel liability in the past will not automatically be the case for future owners, so it can be difficult to use this as a guide.

Q.

Do conveyancing searches make a difference?

A.

Conveyancing searches are a prescribed pack of queries carried out on your behalf, including a lead mining search, and cover solely legal-related matters.

Q.

Conveyancing solicitors in Talbot Green carry out a variety of conveyancing searches if acting for a buyer, which actual ones?

A.

If obtaining a mortgage the mortgage lender requires you to at least a specified set of searches, including the following Local Authority, Drainage Search and Environment Search as well as any area-specific searches, which may include a Official Search of Part with Priority (OS2).

 
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