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Conveyancing in Tamworth Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/10/17

Transport and public service information if you’re buying or selling residential property in Tamworth -

By road: Tamworth is served by the M42, A5, A51 and A513. By rail: The nearest train station is Tamworth. By air: Tamworth is closest to Birmingham Airport (16 miles), East Midlands Airport (24), and Coventry Airport (25 miles).

Hospital: Sir Robert Peel, Plantation Lane, Mile Oak, Tamworth, B78 3NG. Council: Tamworth Borough (www.tamworth.gov.uk).

Attractions: Drayton Manor Theme Park, Middleton Hall, Alvecote Priory, Church of St. Editha, Ash End House Children’s Farm, and Tamworth Castle.

Q.

At what point should you instruct a solicitor in Tamworth?

Whether you are buying or selling in Tamworth, you should appoint your solicitor as soon as possible. The legal work can then begin straight away. Instructing your solicitor sooner can limit the risk of your purchase or sale stalling. Because Homeward Legal provide a fixed-fee service, there will be no extra charge for starting the conveyancing early, even if you haven’t yet put in an offer or accepted one. For the best and clearest quote, why not try our quote calculator? Or, if you want to talk to someone, you could call our expert team on 0800 038 6699.

Q.

We are aiming to purchase a property in Tamworth, so should we have conveyancing searches ordered?

Conveyancing searches are legal enquiries requested by your solicitor and the bundle will include searches that are dependent on the property, the location and the requests of your mortgage-lender. Searches are very useful, whether buying with a mortgage or not, but cover solely legal-related matters; any structural issues should be covered by a building survey.

Q.

Do I need to opt for the conveyancing solicitor referred by my local agent in Tamworth?

Not if you don’t want to. Estate agent referrals are a common route for buyers to find a solicitor. However, if the agent is paid a fee by the solicitor, the agent may prefer to suggest the conveyancer who pays out the highest referral fee, not the best value for you. Call Homeward Legal’s waiting team of experts on 0800 038 6699 for your fixed-fee quote.

Q.

Solicitors in Tamworth order standard conveyancing searches when they are acting for a property buyer, but what are the actual searches?

When taking out a mortgage, the lender will insist that specific searches be ordered, including a Local Authority (personal or official) Search, a Drainage Search (Con29DW), and an Environmental Search, with less common searches occasionally requested, such as a Chancel Search.

Q.

Which Tamworth lender panels are your solicitors on?

The Homeward Legal group can work with the majority of lenders approved by the Council of Mortgage Lenders. This means that they will not pass on their legal bill on to you. A number of mortgage specialists operate in Tamworth, including:

  • Coventry Building Society, 31 Ankerside Shopping Centre, George Street, Tamworth, B79 7LG
  • Barclays Bank PLC, 24 Middle Entry, Tamworth, B79 7NJ
  • Crystal Specialist Finance, Unit A, Ventura Shopping Centre, Ventura Park Road, Tamworth, B78 3LZ
Q.

How long will the conveyancing work take in Tamworth?

The amount of time needed to sell or purchase a home varies, influenced by a number of issues which may affect the property (including if the property is leasehold, or someone in the chain is awaiting approval of a mortgage). Our solicitors at Homeward Legal ensure every sale is undertaken as quickly as possible, with a target of completing in under six weeks.

Q.

Unforeseen circumstances dictate that we must to get our skates on and complete on the legal process on our house in Tamworth as quickly as possible: Does Homeward Legal have any extra-fast home-moving solicitors in Tamworth?

Many property solicitors’ firms are sluggish in the conveyancing tasks, which can cause additional anguish to the already-stressful home-conveyancing process. At Homeward Legal, we introduce you to home-moving lawyers, who will always communicate through every part of the buyer and seller property-chain. Furthermore, our conveyancers are actually chosen because they have the latest productivity and IT systems to drive through the property sale in the shortest time. Try our online quote calculator. Or, if you want to talk to someone, our experts are waiting for your call on 0800 038 6699.

Q.

What is the council tax on a Forties, end-of-terrace, Band H property in Tamworth?

You should be given information your new property's council tax band with the title report. The correct charges for residents of Tamworth are published on the Tamworth local authority site (a link to which is at the head of these FAQs). For the 2017/2018 tax year, the rates for Tamworth were:

  • Band A - £1,041.34
  • Band B - £1,214.89
  • Band C - £1,388.45
  • Band D - £1,562.01
  • Band E - £1,909.13
  • Band F - £2,256.24
  • Band G - £2,603.35
  • Band H - £3,124.02

Retrieved on 5 April 2017

Q.

What makes the conveyancing process to go on for so long?

A.

The legal work undertaken to transfer a property in Tamworth can endure stressful setbacks for a variety of reasons. Some causes are out of the solicitors' hands. Homeward Legal work hard to curtail their effect by, for example, ordering searches as early as possible. Common delays can include a slow firm acting for the lender.

Q.

What type of local environmental checks into the risk and history of local flooding to properties in Staffordshire will the property lawyer in Tamworth be able to do on an investment property I am intending to purchase?

A.

A qualified lawyer applies for standard property environmental searches that will include Tamworth flood risk area data information.

Q.

Conveyancing solicitors in Tamworth order standard conveyancing searches when they are acting for a property buyer - what actual searches?

A.

When taking out a mortgage lender insist that at least specific searches, including the following Local Authority (personal or official), Drainage Search (Con29DW) and Environmental and occasionally less common searches for instance Chancel Search.

Q.

We are buying on a Tamworth brownfield land. What should we do regarding tin soil contamination?

A.

Measures are taken on a local and national level to resolve soil contamination. Environment search results will factor contaminants, including metals and others such as groundwater contaminants like organic compounds.

Q.

Are there any disadvantaged areas in Tamworth?

A.

Tamworth disadvantaged areas are identified by ward. Disadvantaged areas in the vicinity Tamworth currently include Glascote. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.

Q.

At what point should you instruct a solicitor?

A.

Whether you are buying or selling in Tamworth, as soon as possible. The legal work can then begin straight away. Instructing your solicitor sooner can limit the risk of your purchase or sale stalling.

Q.

What is the council tax on a Forties end of terrace Band H property in Tamworth?

A.

You should be give information your new property's council tax band with the title report. The correct charges for residents of Tamworth are published at the Tamworth local authority site. At the time of authoring (27 June 2012) rates for all bands are:

  • Band A - £949.00
  • Band B - £1,107.00
  • Band C - £1,265.00
  • Band D - £1,424.00
  • Band E - £1,740.00
  • Band F - £2,056.00
  • Band G - £2,373.00
  • Band H - £2,847.00