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Conveyancing in The Borough Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/04/17

The Borough attractions

George Inn National Trust , Brixton London Windmill, Tate Modern Art Gallery and Imperial War Museum Aviation Museum are in The Borough.

The Borough's nearest train station is London Bridge. The nearest airport to The Borough is London City Airport (6 miles). Heathrow Terminals 1 2 3 Airport is 16 miles, London Heliport Airport is 5 miles, Heathrow Terminal 5 Airport is 18 miles, Gatwick South Terminal Airport is 24 miles, Gatwick North Terminal Airport is 24 miles, Heathrow Terminal 4 Airport is 16 miles, Northolt Jet Centre Airport is 15 miles, Elstree Airport is 15 miles and London Biggin Hill Airport is 13 miles away.

The nearest hospital is Guys Southwark.

Q.

What are the best conveyancing rates for a £557,000 property?

A.

Many conveyancers promote theoretically cheap conveyancing quotes, but extra charges may be added into small print. Extra costs ought to be reasonable and clear. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

When should I arrange a conveyancer to act on our purchase?

A.

Simply, as soon as possible, as the legal work can commence immediately. Some sources advocate postponing instruction until the offer is accepted, but delays can risk the other side pulling out, particularly in uncertain market conditions.

Q.

Do you recommend that I get a chancel search? We are purchasing in The Borough.

A.

In The Borough, where land was once owned by a lay rectors, new owners of that property may be obliged to subsidise upkeep of nearby church property. Insurance may be available to protect a buyer should a The Borough Parochial Church Council enforce liability.

Q.

We want very fast The Borough solicitors - is that you guys?

A.

Sometimes conveyancing lawyers are very passive which brings huge annoyance to the property selling process.

We always allocate you to conveyancing property lawyers who will communicate throughout the property chain (line of buyers and sellers) . Moreover , our panel of property lawyers are specifically chosen as they use new land registry integrated and technology systems meaning they can exchange on your home move to your preferred move date.

Q.

I am buying a church rectory in Littleton. Will a chancel search be specified?

A.

The solicitor should confirm that a chancel search be ordered, regardless of the parish in which the home being purchased is located. In older areas of The Borough, chancel repair may be apportioned on new owners of a home where Parochial Church Councils (PCCs) have not imposed the same liability on the last owners, so the solicitor will be unable to make any guarantees, and will recommend insurance.

Q.

Is there some info the status of the conservation areas in The Borough?

A.

English Heritage, a government body, keep a detailed list about the condition of conservation areas along with the risk of deterioration. Conservation are issues, like what can be demolished, addition of hard standings to the front of properties or plastic box signs are administered by the local authority (Southwark).

Q.

We are buying a The Borough home with Direct Line Mortgages - is there anything we need to check?

A.

Buyers should consider that a small number of lenders have reduced their 'solicitor panel', resulting in greater conveyancing costs for buyers if their preferred solicitor is unable to act both on their behalf, and for their lender. We will act on behalf of most UK mortgage lenders, keeping buyers' legal costs to a minimum.

Q.

How much does conveyancing searches usually cost?

A.

The cost of conveyancing searches considerably varies, depending on the searches required by your lender. They are disbursements paid to a third party, and are charged 'at cost'.

 
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