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Conveyancing in The Borough Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/07/17

The Borough attractions

George Inn National Trust , Brixton London Windmill, Tate Modern Art Gallery and Imperial War Museum Aviation Museum are in The Borough.

The Borough's nearest train station is London Bridge. The nearest airport to The Borough is London City Airport (6 miles). Heathrow Terminals 1 2 3 Airport is 16 miles, London Heliport Airport is 5 miles, Heathrow Terminal 5 Airport is 18 miles, Gatwick South Terminal Airport is 24 miles, Gatwick North Terminal Airport is 24 miles, Heathrow Terminal 4 Airport is 16 miles, Northolt Jet Centre Airport is 15 miles, Elstree Airport is 15 miles and London Biggin Hill Airport is 13 miles away.

The nearest hospital is Guys Southwark.

Q.

What are the best conveyancing rates for a £557,000 property?

A.

Many conveyancers promote theoretically cheap conveyancing quotes, but extra charges may be added into small print. Extra costs ought to be reasonable and clear. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Solicitors in The Borough carry out standard conveyancing searches when they are instructed to act for a home buyer - which specific ones?

A.

If purchasing and obtaining a mortgage, your lender insist that a solicitor to get at least specific searches, including the following Local Authority Search, Drainage and Water Search (CON29DW) and Environment Search and perhaps specific local The Borough searches, like a Subsidence report.

Q.

I am buying a church rectory in Littleton. Will a chancel search be specified?

A.

The solicitor should confirm that a chancel search be ordered, regardless of the parish in which the home being purchased is located. In older areas of The Borough, chancel repair may be apportioned on new owners of a home where Parochial Church Councils (PCCs) have not imposed the same liability on the last owners, so the solicitor will be unable to make any guarantees, and will recommend insurance.

Q.

Do you work with many mortgage lenders with The Borough branches?

A.

Of lenders with branches near The Borough, we with the vast majority. Local mortgage lenders and brokers include Cameron Charles & Associates Ltd, Three Tuns House/109 Borough High St, London, SE1 1NL.

Q.

Will the charges for my conveyancing cover any hidden charges?

A.

Our solicitors will not charge any hidden extra fees under any circumstances.

Q.

Are there any conservation areas in The Borough?

A.

Locales deemed to be of historic or architectural significance, such as mining villages, will be registered as conservation areas. A solicitor will confirm potential liability for unauthorised works.

Q.

We are buying a The Borough home with Direct Line Mortgages - is there anything we need to check?

A.

Buyers should consider that a small number of lenders have reduced their 'solicitor panel', resulting in greater conveyancing costs for buyers if their preferred solicitor is unable to act both on their behalf, and for their lender. We will act on behalf of most UK mortgage lenders, keeping buyers' legal costs to a minimum.

Q.

Do you recommend that I get a chancel search? We are purchasing in The Borough.

A.

In The Borough, where land was once owned by a lay rectors, new owners of that property may be obliged to subsidise upkeep of nearby church property. Insurance may be available to protect a buyer should a The Borough Parochial Church Council enforce liability.

 
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