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Transfer of Equity in Tonteg

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Tonteg

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Tonteg clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Tonteg Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 30/11/16

The closest airport to Tonteg is Cardiff Airport. The closest train station to Tonteg is Trefforest Estate, almost 1 mile away.

Pontypridd Cottage is the most convenient hospital for Tonteg.

Q.

What are the best conveyancing rates for a £611,000 residence?

A.

Several conveyancers offer cheap conveyancing quotes. However extra costs will be included in the terms of engagement. These terms are often ignored by excited property buyers and sellers, eager to get underway. Additional charges found in terms of engagement should be fair and reasonable. The quote should also state third party costs, termed disbursements, to be paid.Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

We are intending to buy a property in Pentyrch. Will it be necessary to get a chancel search?

A.

A solicitor could advise a chancel search. In Tonteg's much older areas, chancel repair may be apportioned on the owners of a property where Parochial Church Councils may have not done so in the past. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

Would ordering a property survey be advisable when we are buying a property, irrespective of its condition?

A.

It is suggested that all buyers book a property surveyor to carry out a survey if you are planning to buy in Tonteg. Buyers should be aware that there are a range of issues that have a negative impact on a property, which are not included in your mortgage lender's valuation. These include cracks in walls.

Q.

How do you calculate stamp duty, how much do we need to budget for a £136000 house?

A.

The SDLT you must pay will rely on a small number of factors, primarily the value of the property. Stamp duty will be £1360 on a £136000 house or flat.*

*Source: www.hmrc.gov.uk, September 2012

Q.

Does Homeward Legal manage auction conveyancing in Tonteg?

A.

We are highly experienced with residential property auction protocols. Typically specialist lots e. g. structurally defective property, are sold in property auctions and these want more. Solicitors therefore suggest buyers at auction to instruct a residential lawyer before the actual auction so there is time for a full investigation of the documents.

Post auction day, your property conveyancing lawyer should be fully prepared to rapidly finalise the auction conveyancing process in under the usual 28 days, a requirement of terms and conditions of sale.

Q.

We need to know which Tonteg lenders you can work with. Whose panels are you on?

A.

Most lenders in Tonteg are on our Tonteg solicitors' panel. Local mortgage lenders and brokers include Nealon Jones, 1/Coronation Buildings, Ynysddu, Newport, NP11 7HP, Jones Ivor, 18 Gwaun Fro, Penpedairheol, Hengoed, CF82 8BN, and Mortgage Broker (Cardiff) Ltd, 73 Tatham Rd, Llanishen, Cardiff, CF14 5FD.

Q.

As a result of the major river flooding in Wales I am questioning whether conveyancing and environmental searches won't be sufficient?

A.

A qualified Tonteg solicitor will recommend that you include in depth flood risk searches if the first conveyancing searches determine a Tonteg flood risk area data

Sometimes home buyers to converse with a local resident for additional further assurance.

Q.

With a freehold house ready to buy, with no mortgage, how can we ensure a fast conveyancing transaction?

A.

Many buyers will, correctly, argue that fast conveyancing is essential to is to use a proactive conveyancer. Beyond that, there are numerous things you can also do to accelerate the process. These include:

  • contacting your conveyancer regularly
  • promptly completing and return any forms
  • clarifying your mortgage lender's requirements

 
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