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Transfer of Equity in Tonteg

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Tonteg

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Tonteg clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Tonteg Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 14/01/17

The closest airport to Tonteg is Cardiff Airport. The closest train station to Tonteg is Trefforest Estate, almost 1 mile away.

Pontypridd Cottage is the most convenient hospital for Tonteg.

Q.

What are the best conveyancing rates for a £611,000 residence?

A.

Several conveyancers offer cheap conveyancing quotes. However extra costs will be included in the terms of engagement. These terms are often ignored by excited property buyers and sellers, eager to get underway. Additional charges found in terms of engagement should be fair and reasonable. The quote should also state third party costs, termed disbursements, to be paid.Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

Would it be shrewd to do the conveyancing myself ourselves.

A.

There is no argument why a home seller shouldn't carry out the your own conveyancing without a proficient Tonteg conveyancer. In reality however, a conveyancing solicitor handles a large number of skilled tasks such as approving completion statements and interpreting planning contraventions most of which require a qualified solicitor. Even more importantly amateur lawyers do not have the appropriate indemnity cover that all legal firms need to be covered by.

Q.

Which individual searches does my conveyancing solicitor in Tonteg get when carrying out the conveyancing for a Tonteg property?

A.

Standard procedure will be to get Local Authority Search, Drainage Search and Environmental and perhaps unique particular e.g. a Chancel Repair Liability Search.

Q.

We are concerned about the council tax charges on a Forties detached property in Tonteg, what are they?

A.

Normally the title report should contain the Caerphilly council tax band. Up-to-date rates for residents of Tonteg are published on the Caerphilly local authority website. Currently, 08 December 2012, band rates are:

  • Band A - £733.65
  • Band B - £855.92
  • Band C - £978.20
  • Band D - £1,100.47
  • Band E - £1,345.02
  • Band F - £1,589.57
  • Band G - £1,834.12
  • Band H - £2,200.94

Q.

Would ordering a property survey be advisable when we are buying a property, irrespective of its condition?

A.

It is suggested that all buyers book a property surveyor to carry out a survey if you are planning to buy in Tonteg. Buyers should be aware that there are a range of issues that have a negative impact on a property, which are not included in your mortgage lender's valuation. These include cracks in walls.

Q.

We need to know which Tonteg lenders you can work with. Whose panels are you on?

A.

Most lenders in Tonteg are on our Tonteg solicitors' panel. Local mortgage lenders and brokers include Nealon Jones, 1/Coronation Buildings, Ynysddu, Newport, NP11 7HP, Jones Ivor, 18 Gwaun Fro, Penpedairheol, Hengoed, CF82 8BN, and Mortgage Broker (Cardiff) Ltd, 73 Tatham Rd, Llanishen, Cardiff, CF14 5FD.

Q.

Is contaminated land in Tonteg a concern for any homes?

A.

A broad range of contaminants may lessen the desirability property, like hazardous and regulated installations and nearby waste management facilities. An environmental search will give more information.

Q.

Please suggest how to get out of paying stamp duty to HM Revenue?

A.

Stamp Duty Land Tax usually must be paid for homes sold for more than 125,000 pounds. Stamp duty scheme is not recommended, because these schemes are expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

 
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