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Conveyancing in Topsham Q & A's

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By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 11/07/17

The closest train station to Topsham is Topsham. Topsham's closest airport is Exeter International Airport.

Topsham is approximately a mile and a half of Junction 30 Southbound of the M5.

Exeter, Royal Devon & Exeter hospital is relatively close to Topsham.

Q.

We need to find a cheap solicitor quote for buying a residence. as we are on a budget.

A.

The lack of clarity surrounding this issue catches out many home owners, and can leave them paying far more in fees than they budgeted. Many solicitors purport to offer so-called 'the cheapest conveyancing', but extra charges are frequently hidden in small print. Fees listed in your solicitor's terms needs to be fair. They only come into force where the solicitor must perform additional tasks , which could not be anticipated at the start of the process. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

We are on a deadline and need ensure a fast conveyancing transaction, what can we do to accelerate our move?

A.

Instructing a proactive, diligent lawyer is key a faster move. Beyond that, there are a range of tasks you, as the purchaser, can do, including, keeping in regular contact with your lawyer, quickly answering your lawyer's questions (by email if possible) and organising your finances, including arranging a mortgage.

Q.

How do I avoid paying out for stamp duty on our purchase?

A.

Stamp duty reduction scheme must be treated with caution, because these schemes are often uneconomical and HMRC may challenge a scheme up to six years later.

Q.

I would like to know which Topsham lenders your lawyers work with. Whose panels are your solicitors members of?

A.

We work with the majority of lenders assisting home buyers in Topsham. Local mortgage lenders and brokers include Devonshire Mortgage Consultants Ltd, The Mortgage Studio/37a Fore St, Topsham, Exeter, EX3 0HR.

Q.

I am buying in Topsham with Nationwide Building Society, is there anything we need to be aware of?

A.

When purchasing with a mortgage, your lender will require legal work to be carried out on their behalf. Buyers should consider that some lenders have reduced the number of firms on their approved panel. This can mean increased legal costs for buyers. We will act on behalf of all major mortgage lenders so that you will not be required to pay an additional fee for your lender's solicitor.

Q.

Which actual searches should a lawyer in Topsham conduct when acting on a Topsham home?

A.

The routine procedure will be to obtain the following Local Authority (personal or official), Drainage Search, Environment Search, Tin Mining Search and China Clay Search and, depending on certain criteria, special local Topsham searches, which may include a Chancel Search.

Q.

What is the council tax on a Thirties converted Band H home in Topsham?

A.

Your band will conventionally be given within the conveyancer's title report, as well as by the local council. The latest council tax rates for homes in Topsham are set out on the Exeter local authority website. At the time of writing on 12 August 2012 rates for all bands are:

  • Band A - £983.00
  • Band B - £1,147.00
  • Band C - £1,311.00
  • Band D - £1,475.00
  • Band E - £1,803.00
  • Band F - £2,130.00
  • Band G - £2,458.00
  • Band H - £2,950.00

Q.

Which local authority is responsible for Topsham?

A.

Topsham is located in Exeter City Council, Civic Centre, Paris Street, Exeter, Devon, EX1 1JN, Tel: 01392 277 888

 
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