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Transfer of Equity in Totnes

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Totnes

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Totnes clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Totnes Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Totnes's closest station is Totnes, Station Rd. Plymouth City Airport is 19 miles from Totnes. Exeter International Airport is 24 miles away.

Totnes is a nearby hospital for Totnes.

Q.

How do I find a cheap solicitor quote to purchase a house?

A.

Many solicitors claim to offer cheap conveyancing, but extra charges are often hiding in the terms and conditions which homeowners may have not read carefully Extras which are listed in your solicitor's terms should be reasonable and clear.

Q.

Do you advise making the effort to hold off paying for stamp duty to the Revenue?

A.

Stamp duty is payable for residential property sold for over one hundred and twenty-five thousand pounds. Stamp duty reduction is not recommended, as such schemes are expensive and unreliable. There have been a range of government-sponsored schemes, such as for first-time buyers.

Q.

What will the council tax cost me for a new build Band G maisonette in Totnes?

A.

The council tax band will almost always be identified as part of the report on title along with the governing local authority Council tax charges for Totnes are detailed on the Torbay council site. At the time of writing, 16 March 2013, band rates are:

  • Band A - £999.00
  • Band B - £1,166.00
  • Band C - £1,332.00
  • Band D - £1,499.00
  • Band E - £1,832.00
  • Band F - £2,165.00
  • Band G - £2,498.00
  • Band H - £2,998.00

Q.

The web is full of a plethora of online publications about do it yourself conveyancing. Do I therefore need a conveyancer in Totnes ?

A.

There are absolutely no arguments why a seller cannot decide to undertake the your own conveyancing without the help of a dedicated conveyancer in Totnes. That said, a conveyancing solicitor takes care of a large array of actions e.g. chasing replies to enquiries or apportioning ground rents which require a qualified professional. Critically DIY

conveyancers will not be covered by applicable cover which every legal practices are required to carry.

Q.

Is homewardlegal.co.uk geared up for complete within 28 days of exchange on the conveyancing of residential property auction properties in Totnes?

A.

Indeed we prepare legal packs for vendors and commonly take instructions from bidders at auction. Our highly qualified solicitors have previously worked for many successful bidders at local property auctions that include Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London, Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions and Drivers Norris.

Wise purchasers will decide on a their chosen solicitor as soon as they can to allow time for a full investigation of the sellers legal pack before the property auction.

Subsequently, following the day of bidding, the conveyancing lawyer will need to be geared up to get through the purchase inside 28 days, a requirement of terms of sale.

Q.

How soon should you instruct a conveyancing solicitor in Totnes?

A.

The straightforward answer is, instructing as early as possible is better, as conveyancing involves several tasks that may be performed immediately. Prompt instruction of a conveyancing firm can reduce any chance of your sale or purchase aborting.

Q.

Do you recommend that we get searches for chancel liability? I am buying a Totnes home near rectory grounds.

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Totnes property likely to be affected. Liability has the potential to impact the value of a Totnes property, but an indemnity policy may be available to protect the new owners. Your solicitor can provide more details. Totnes churches include St Mary.

Q.

I am buying a 1930s house in the boundary of conservation area in Totnes, where can I lay my hands on more information on the state of repair?

A.

Conservation areas are created by the local Torbay planning authority, who regulate conservation area concerns from public spaces to the blockage of vacant buildings. Following a campaign, English Heritage have created a list about the state of conservation areas as well as the vulnerability to the area falling into disrepair.

 
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