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Transfer of Equity in Tower Hill

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Tower Hill

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Tower Hill clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Tower Hill Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/01/17

Things to do in Tower Hill

George Inn National Trust , Trinity Buoy Wharf Lighthouse, Tate Modern Art Gallery and Temple Middle Temple Hall Historic Building are near to Tower Hill.

Commuters are well served with Tower Hill being well placed with very convenient road access close at less than 3 miles of the A102M.

Fenchurch Street train station is about 1 mile from Tower Hill and Tower Hill's nearest airport is London City Airport (5 miles). Heathrow Terminals 1 2 3 Airport is 17 miles, London Heliport Airport is 6 miles, Heathrow Terminal 5 Airport is 18 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 17 miles, Northolt Jet Centre Airport is 15 miles, Elstree Airport is 15 miles and London Biggin Hill Airport is 14 miles away.

The nearest hospital is London Bridge.

Q.

How do we identify a genuinely cheap fee? I am looking for affordable conveyancing.

A.

Various firms offer theoretically cheap conveyancing quotes, but extra costs are frequently hidden in the terms, left unread by preoccupied homeowners Any extra costs found in the small print needs to be reasonable. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Will the Tower Hill solicitor carry out any searches on the London Edwardian terraced townhouse I am buying?

A.

If buying and getting a mortgage the lender expects at least the following Local Authority, Drainage Search (Con29DW) and Environmental as well as any area-specific searches e.g. a Company Searches.

Q.

We are buying a £221000, what will be worked out for stamp duty rates?

A.

The Stamp Duty rate that will be due is calculated with reference to the purchase price of the property. Stamp duty will be £2210 on a £221000 house.

Q.

In the next month we are expecting to move out of our semi detached house in Tower Hill into our new building in Clerkenwell , at what stage to select a home removal company?

A.

Most conveyancers usually recommend that you hold off organising removals until after exchange of contracts as a home moving date wont have been firmed up. Speak to Home & Office Removers, 66 Parkers Row, London, SE1 2DQ Call: 020 8617 1477.

Q.

Do we need a chancel search if I am intending to buy in the parish of Spelsbury?

A.

Whichever Tower Hill parish you are purchasing in, a conveyancer could advise a chancel search. Chancel repair has the potential to be imposed on owners of a building where Parochial Church Councils may have not done so in the past. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

Can you suggest how to avoid paying SDLT rates?

A.

Stamp Duty Land Tax (SDLT) usually must be paid on property purchases priced at over £125,000. Stamp duty reduction scheme should be treated with extreme caution in Tower Hill, as such schemes are highly expensive and the HMRC can review a scheme up to 6 years after a sale is completed and the total stamp duty tax may be payable.

Q.

I am buying in Tower Hill, and have had a quote from you. Are there any hidden fees?

A.

Homeward Legal's solicitors will not charge any hidden charges to transact a property. While comparing quotes, be aware that some firms only provide estimates disguised as quotes, which they will not be required to adhere to.

Q.

We are enquiring about council tax charges on a Fifties semi-detached home in Tower Hill, what are they?

A.

Ordinarily, the conveyancer's title report should give detail the relevant City of London council tax band. The correct charges for residents of Tower Hill are published online at the City of London council site. At the time of authoring, 28 June 2012, the different rates are:

  • Band A - £624.00
  • Band B - £728.00
  • Band C - £832.00
  • Band D - £936.00
  • Band E - £1,144.00
  • Band F - £1,352.00
  • Band G - £1,560.00
  • Band H - £1,872.00

 
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