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Conveyancing in Victoria Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 06/01/18

Noted Victoria interest

Brixton London Windmill, Jewel Tower English Heritage and Apsley House English Heritage are near to Victoria.

Victoria's nearest train station is London Victoria. Victoria's closest airport is London City Airport. Heathrow Terminals 1 2 3 Airport is 14 miles, London Heliport Airport is 3 miles, Heathrow Terminal 5 Airport is 15 miles, Gatwick South Terminal Airport is 24 miles, Gatwick North Terminal Airport is 24 miles, Heathrow Terminal 4 Airport is 14 miles, Northolt Jet Centre Airport is 12 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away.

Commuters are well catered for with Victoria situated with excellent road access within a couple of miles of the A40M.

The closest hospital for Victoria is Gordon Pimlico.

Q.

I am looking for a fixed rate conveyancing quote in Victoria. What do we need to consider?

A.

This matter catches out many buyers and sellers, and can leave them paying far more in fees than they budgeted. Many firms purport to offer so-called 'the cheapest conveyancing', but additional charges can inflate the final invoice.

Q.

Is there an authority that has any thorough public record on the upkeep of Victoria conservation areas?

A.

English Heritage have assembled records of the condition (poor to good) of conservation areas in England along with the exposure to deterioration. Local Victoria conservation area matters, for instance public spaces, removal of chimney stacks or traffic signs are governed by the local Westminster planning authority.

Q.

I am enquiring about council tax charges on a Forties mid-terrace house in Victoria, what are they?

A.

Customarily a conveyancing report on title will cover the Westminster council tax band. The latest tax charges for Victoria are tabled at the Westminster local authority site. At the time of authoring on 07 December 2012 rates are as follows:

  • Band A - £456.00
  • Band B - £533.00
  • Band C - £609.00
  • Band D - £685.00
  • Band E - £837.00
  • Band F - £989.00
  • Band G - £1,141.00
  • Band H - £1,369.00

Q.

I am purchasing a home in Stamford Hill St Thomas. Is a chancel search necessary?

A.

Your lawyer could recommend a chancel search. Chancel repair has the potential to be charged on current owners of a house where church councils may have not done so in the past, so indemnity insurance may be advisable even if liability is unlikely.

Q.

Do you need to get a chancel search if we are purchasing in Victoria?

A.

Owners of property proximate to nearby church land must pay for repairs, where chancel repair liability exists. A chancel search checks that such a liability exists. Liability is more common in some parts of the country. Your solicitor can provide more details.

Q.

When do I need to instruct a conveyancer?

A.

If you choose a conveyancing solicitor with 'no move, no fee' protection, the earlier in the process you can instruct a conveyancing solicitor, the better, as conveyancing involves several tasks that can be carried out immediately. Instructing your solicitor earlier can reduce any chance of your transaction falling through.

Q.

Which Victoria lenders do you work with?

A.

Of lenders with offices nearby Victoria, we alongside most. Lenders and mortgage specialists in Victoria include Bank Westminster, 45 Buckingham Gate, London, SW1E 6BS, St James's Place, Spencer House/27 St. James's Pl, London, SW1A 1NR, and Hirsch International Mortgage Services Ltd, 3 Park Pl, London, SW1A 1LP.

Q.

Do property searches matter?

A.

These searches are queries ordered by the conveyancing solicitor via local and national authorities, and only deal with the legal condition of the property's title.