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Transfer of Equity in Wadhurst

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Wadhurst

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Wadhurst clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Wadhurst Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 02/12/16

Wadhurst's closest train station is Wadhurst at 1 mile s. Wadhurst's nearest airport is Rochester, Maidstone Rd Airport. Gatwick South Terminal Airport is 23 miles, Gatwick North Terminal Airport is 24 miles, Rochester Airport is 22 miles and London Biggin Hill Airport is 23 miles away.

Nuffield Tunbridge Wells is the nearest hospital.

Q.

How do we identify a genuinely cheap fee? I need to find low cost conveyancing.

A.

Many homeowners seeking discount conveyancing are caught out by the lure of very low conveyancing rates, and many solicitors promote 'the cheapest conveyancing quotes'. Unfortunately additional charges are frequently hidden in the terms and conditions. These terms are often ignored by excited homeowners, eager to get underway. Your conveyancing quote ought to define any disbursements. Additional fees should be clearly defined.

Q.

I have read about doing your own conveyancing when selling a flat , Is it realistic to do the legal side on our own?

A.

There is no reason why a home seller should not conceivably take care of the greater majority of the legal work without the help of a qualified conveyancing solicitor in Wadhurst.

However, a lawyer handles a large number of tasks including chasing any missing replies/clarifications to enquiries or the Land Registry formalities most of which are better done by someone with adequate training.

Above all DIY lawyers will not have acceptable indemnity insurance which all legal firms are obligated to carry.

Q.

Can you confirm which Wadhurst lenders your solicitors work with. Which panels are you on?

A.

We are able to work with all the major lenders financing Wadhurst homebuyers. Wadhurst lenders and mortgage specialists include Finance Planning Ltd, 87 High St, Uckfield, TN22 1RJ, Whitecity Finance Ltd, Riverside Business Centre/River Lawn Rd, Tonbridge, TN9 1EP, and Personal Touch Kent, Streamlands/Vauxhall La, Tonbridge, TN11 0NE.

Q.

Do your property lawyers a lot of experience at residential property auction conveyancing in Wadhurst?

A.

Yes - Homeward Legal often do the legal conveyancing buyers and sellers at auction. We consistently advocate purchasers to formally instruct an auction experienced lawyer well before the property auction date for a thorough investigation of the legal documents. Following the date of the auction, a conveyancing lawyer will be geared up to quickly finish all of the legal work in under the 28 day time frame as typically required by the standard auction conditions.

Q.

We plan to buy a converted chapel in the parish of Willingdon. Will a chancel search be appropriate?

A.

Your solicitor is likely to recommend a chancel search. Although some church councils have decided to impose chancel repairs on the current owners of lay rectorships, a conveyancing solicitor cannot verify that a parish which has not been subject to chancel liability in the past will not be so in future. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

As a consequence of the fact that last year was second wettest year since records began we are concerned that flood risk searches won't be thorough enough?

A.

The property lawyer in Wadhurst will suggest that you carry out in depth conveyancing searches (environmental) if the initial search identifies any kind of Wadhurst flood risk area data

You could contact a future neighbour for some further assurance.

Q.

What can a Wadhurst conveyancing solicitor do if the property we are intending to buy is in a local authority conservation area and has unsanctioned windows added?

A.

Local authority LLC1 searches conducted by your Wadhurst property lawyer as part of the conveyancing will check if the Wadhurst property a conservation area proof of council approval for additions to the property will be asked for.Should no local authority consents be in evidence your solicitor will inform you of the best alternative like requesting an indemnity policy or seeking retrospective consent.

Q.

For our mortgage lender, we have chosen Topaz Finance, what will I need to consider?

A.

A small number of lenders are now reducing their 'solicitor panel'. For house purchasers, this can result in significantly higher conveyancing costs. Homeward Legal are able to act on behalf of most lenders.

 
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