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Transfer of Equity in Waltham Forest

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Waltham Forest

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Waltham Forest clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Waltham Forest Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Waltham Forest attractions and landmarks

Brixton London Windmill, London National Portrait Gallery Art Gallery and Temple Middle Temple Hall Historic Building are easily accessible from Waltham Forest.

Commuters are well catered for with Waltham Forest enjoying very good road access about a couple of miles of the A40M.

London City Airport is 7 miles from Waltham Forest. Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away and Waltham Forest's nearest station is Charing Cross at 1 mile s.

The nearest hospital to Waltham Forest is Royal London Homeopathic.

Q.

How do we get fixed rate conveyancing in Waltham Forest?

A.

The confusion over this issue catches out many sellers and buyers, and can leave them paying far more in fees than they budgeted. Many firms advertise so-called cheap conveyancing quotes. Unfortunately extra charges may be added into the solicitor's terms of engagement. These terms are often ignored by excited sellers and buyers, eager to get underway. Costs ought to be reasonable and only apply in cases where the conveyancer must perform additional tasks , which could not be anticipated at the start of the process. Your conveyancing quote should also state any disbursements to be paid.

Q.

We are buying a property where the seller has added inappropriate windows on the property in Waltham Forest which I think might break nearby conservation area criteria

A.

A solicitor will make enquiries to check if the property is within a conservation area, and if so whether any alterations have the appropriate permission from the Waltham Forest planning authority. In the event that no necessary permissions be supplied, your solicitor will inform you of all options which can include obtaining an indemnity insurance or seeking retrospective permission from the planning authority.

Q.

Will a conveyancing solicitor in Waltham Forest order any property on the London Edwardian end-of-terrace house we are buying?

If you are taking out a mortgage the lender mandates at least the following Local Authority Search, Drainage and Water Search and Environmental and perhaps specific searches for example Planning report.

Q.

If I am purchasing on the same street as a rectory in Waltham Forest, is it important to get a chancel search?

A.

Chancel repair liability can require Waltham Forest property owners to cover the cost of repairs to a church in the area. Owners who have bought property prior to 2003 may be totally unaware that a liability exists if a chancel search was not carried out. A conveyancing solicitor will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance.

Q.

Which elements are important to guarantee fast legal work?

A.

The key to fast Waltham Forest conveyancing is to use a experienced property lawyer. There are various jobs you could do to speed up the legal work. These include:

  • arranging your mortgage offer
  • encouraging your property lawyer to carry out searches promptly
  • answering any queries raised by the property lawyer as soon as possible

Q.

How is stamp duty tax measured and what will it be on a £744000 property?

A.

The Stamp Duty due will depend on the value of the property. For a property sold for £744000, stamp duty is £29760.

Q.

We are buying on a brownfield site. Is the soil potentially contaminated by waste minerals like uranium (U)?

A.

Policies and legislation are in place to control pollution, waste, water and chemical contamination. Metal contamination of soil in Waltham Forest is more likely to occur near landfill sites. Data on other contaminants, like acidic compounds and groundwater contamination, will also be included in an environmental search.

Q.

I am purchasing a 1930s investment flat in the middle of a conservation area. Where can I locate more information relating to the state of upkeep of the conservation area?

A.

English Heritage have produced details about the condition (poor to good) of conservation areas in England as well as the exposure to the area falling into disrepair.

Conservation areas are nominated by Waltham Forest who manage conservation area concerns from paths and footpaths to billboards.

 
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