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Conveyancing in Walthamstow Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/10/17

Transport and public service information if you’re buying or selling residential property in Walthamstow -

By road: Walthamstow is served by the A406, A503 and A1006. By rail: The nearest train station is Walthamstow Central. By air: Being located in Greater London, there are several airports within reasonable distance of Walthamstow: London City Airport (11 miles), Elstree Aerodrome (18), London Heliport and Northolt Jet Centre (both 22 miles away), London Biggin Hill Airport (24), London Heathrow Airport (27), London Stansted Airport (29), London Luton Airport (36), Rochester Airport (38), Wycombe Air Park (40), and Southend Airport (41 miles).

Hospital: Whipps Cross University, Leytonstone, E11 1NR. Council: Waltham Forest (www.walthamforest.gov.uk).

Attractions: Walthamstow Pumphouse Museum, Walthamstow Market, William Morris Gallery, Vestry House Museum, Empire Walthamstow, and Wild Card Brewery.

Q.

Why does sale-conveyancing take so much time and effort in Walthamstow?

Even in the most ideal circumstances, the legal work required to buy or sell a property can suffer unpredicted setbacks, which unfortunately only serves to add further stress to you. The reasons for these delays may be out of a lawyer's control. At Homeward Legal, however, we strive to minimise their consequences by using fast search providers and proactive communication. Try our quote calculator, or call our team of conveyancing experts on 0800 038 6699 to obtain your fixed-fee quote backed up with our ‘No Move, No Fee’ guarantee.

Q.

Should I appoint a lawyer frequently used by the estate agent in Walthamstow?

Many agents based in Walthamstow will have a referral arrangement with local solicitors’ firms, where they recommend that their clients use them. However, if the agent is paid a fee for doing this by the solicitor, some will choose the lawyer firm willing to pay the highest referral fee, and not the most appropriate choice for you.

Q.

When do we need to instruct a conveyancing solicitor for a house we are buying in Walthamstow?

In almost all situations involving moving house, the sooner you instruct a solicitor, the better, because there are several conveyancing tasks that can begin immediately. Instructing a lawyer to handle your Walthamstow move early can limit the risk of your purchase or sale stalling. Our team at Homeward Legal is waiting for your call on 0800 038 6699.

Q.

We are preparing to move out of our house in Walthamstow into a home in Leytonstone. At what stage should we book a removals firm?

Homeward Legal usually advises that home-sellers delay the appointment of a removals company until such time as exchange of contracts is completed. Prior to this point, a moving date will not have been agreed, meaning that you may be subject to the removal firm’s rearrangement fee. Local information can be sought from:

  • A. C. E. Services, 63 Penrhyn Avenue, Walthamstow, E17 5BJ (Tel: 020 8257 5908)
  • D. G. Drivers, 107 Blenheim Road, Walthamstow, E17 6HT (Tel: 020 3488 1708)
Q.

Which lenders in Walthamstow do you work with?

Most mortgage lenders in Walthamstow are on Homeward Legal’s panels, and we regularly work with the majority of them, allowing us to represent them so that your legal bills for obtaining a mortgage are kept to a minimum. Lenders and mortgage specialists with offices in and around Walthamstow include:

  • Stonehouse Independent Mortgage Brokers, 17 Buxton Rd, Walthamstow, E17 7EH
  • Mortgage Minds, 375a Hoe Street, Walthamstow, E17 9AP
  • Co-operative Bank, 151-155 Hoe Street, Walthamstow, E17 3AN

The conveyancing solicitor managing the legal work for your move can advise further.

Q.

How much is the council tax on a residential, terraced, Band C property in Walthamstow?

The solicitor will consult with Waltham Forest council to ascertain the most up-to-date council tax rates and to confirm your property’s tax band, which will be detailed in the conveyancing

report on title. Council tax rates for properties in Walthamstow are tabled online at the council site. The 2017/2018 council tax rates were:

  • Band A - £1,025.33
  • Band B - £1,196.21
  • Band C - £1,367.10
  • Band D - £1,537.99
  • Band E - £1,879.77
  • Band F - £2,221.54
  • Band G - £2,563.32
  • Band H - £3,075.98

Retrieved on 20 March 2017

Q.

I have to find fast home-moving solicitors in Walthamstow; is that Homeward Legal?

To be honest, some house-buying conveyancers are unacceptably passive in the conveyancing process, which usually adds huge anxiety to moving house. Having invested in the latest conveyancing systems (integrated with various bodies such as local councils and the Land Registry), the fact-finding process for Homeward Legal’s lawyers is shortened considerably. Add to that the fact that we assign you a conveyancer who is trained to communicate with the entire buyer and seller chain to remove hurdles and issues, we can accomplish a far quicker completion. Give Homeward Legal’s team a call on 0800 038 6699 to discuss your conveyancing requirements and to obtain your free, fixed-fee quote.

Q.

Would organising a house-survey be necessary if we are buying property in Walthamstow?

Homeward Legal supports the position of the Royal Institution of Chartered Surveyors, which advises property-buyers to order a structural survey. There can be many unforeseen issues with a house that might affect the purchase, such as missing roof tiles, rising damp, damaged drainage, and so on. These are not part of the remit of the conveyancing process, so it makes sense to instruct a building surveyor for peace of mind.

Q.

How is contaminated land in Walthamstow investigated?

Property in Walthamstow may have been contaminated by a broad range of naturally-occurring factors, in addition to historical industrial use. Contaminants such as potentially contaminative use of nearby land or proximity to waste sites will be detailed in an environmental search carried out by your conveyancing solicitor. This information will appear in the report on title.

Q.

What do we do to calculate stamp duty, and how much do we need to pay on a £261000 property?

A.

Stamp Duty is calculated with reference to a small range of considerations, primarily the value of the house. For a property sold for £261000, stamp duty is £7830.*

*(Source - www.gov.uk, 01/03/2013)

Q.

Should I use a lawyer frequently used by the estate agent in Maidenbower?

A.

Many agents in Maidenbower will have a referral arrangement with solicitors where they refer clients to them. However, if the agent is paid a fee by the solicitor, some agents choose the solicitor willing to pay the highest referral fee, not the most appropriate choice.

Q.

Which local authority is responsible for Walthamstow?

A.

Walthamstow is located in London Borough of Waltham Forest Council, Town Hall, Forest Road, London, E17 4JF, contact: 020 8496 3000

Q.

Which lenders in Walthamstow do you work with?

A.

Most lenders in Walthamstow are on our panels. Walthamstow lenders and mortgage specialists include Stonehouse Independent Mortgage Brokers, 17 Buxton Rd, London, E17 7EH. The solicitor managing the legal work for your move can advise further.

Q.

Where can I uncover more information on the standard of the conservation areas in Walthamstow?

A.

English Heritage have put together records in relation to the state of repair of conservation areas in addition to the risk of a worsening of the condition of the area. Conservation area concerns, such as the upkeep of public spaces or derelict buildings are handled by the local authority (Waltham Forest).

Q.

What length of time should conveyancing to transfer a flat usually take, on average?

A.

The amount of time required to transact a residence varies, affected by potentially many factors which can include if it is a leasehold property being transferred. With Homeward Legal, every sale is undertaken as quickly as possible.

Q.

We are preparing to be finally moving out of our period building in Walthamstow into a home in Leyton . At what stage to book a removals firm?

A.

We usually advise that home sellers delay booking a removals company until such time as exchange of contracts as prior to this a date will not have been agreed.

Local information can be sought from A C E Services, 63 Penrhyn Av, London, E17 5BJ Call: 020 8257 5908 or D G Drivers, 107 Blenheim Rd, London, E17 6HT Telephone: 020 3488 1708.