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Transfer of Equity in Warrington

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Warrington

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Warrington clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Warrington Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 01/12/16

As calculated by the most recent census (2011), Warrington's population is 616,180 spread over an area of 70,216 hectares (173,507 acres) meaning a density of population of 8.8 people per hectare (3.6 per acre).

Warrington's closest airport is Eccles, Barton Aerodrome Airport. Liverpool John Lennon Airport is 12 miles, Manchester Terminals 1 & 3 Airport is 14 miles, Manchester Terminal 2 Airport is 14 miles, Howarden Airport is 22 miles and Eccles Airport is 11 miles away and the closest train station to Warrington is Warrington Central, approximately 1 mile away.

Motorists are well served with Warrington ideally situated with excellent road access roughly a couple of miles of Junction 9 Westbound of the M62.

Warrington is a relatively close hospital.

Q.

There are lots of 'cheap' offers, but how do we find a good one? I am looking for a fixed rate conveyancing quote in Warrington.

A.

Many law firms offer 'the cheapest conveyancing quotes'. However extra charges will be included in the solicitor's terms, left unread by preoccupied home owners We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

Which property conveyancing searches does the property solicitor in Warrington do for a Warrington property?

A.

The conventional procedure will be to obtain Local Authority (personal or official), Drainage and Water Search (CON29DW or personal), Environment Search and Cheshire Brine Search and, depending on certain criteria, specific searches for instance SIM Search.

Q.

When my partner and I are purchasing in Warrington, will you need to get a chancel liability search?

A.

Property owners in Warrington may be subject to chancel repair liability. Some names or words such as 'rectory' give an indication of a property's history, and thus whether chancel liability may apply. Warrington churches include St Margaret & All Hallows, Holy Trinity, St Philip`s Ecumenical Church Westbrook and Holy Trinity.

Q.

Could my property legal fees hide any supplementary hidden charges?

A.

Unfortunately, sellers must read the terms of their conveyancing quote careful to identify any hidden fees. Homeward Legal's solicitors will not charge any extra, hidden costs. A Homeward Legal quote is an single, accurate fee.

Q.

If we are intending to buy in the parish of Lymm, should we order a chancel search?

A.

Your solicitor instructed to handle the transaction might recommend that a chancel search is ordered. Through some Parochial Church Councils have chosen to charge chancel repairs on owners of affected property, it cannot be guaranteed that a parish which has not been subject to chancel liability in the past will not automatically be the case for future owners. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

As a consequence of the widespread flooding in Sept 2012 in North West England we are anxious that conveyancing searches won't be sufficient?

A.

Flood searches carried out by the Warrington conveyancing solicitor will include the far more detailed Landmark flood search if the risk warrants it.

If you are still apprehensive you can always approach a neighbour of the property or local Cheshire flood repair builder, such as: Elite Property Services (NW) Ltd, 41 West Ave, Stockton Heath, Warrington, WA4 6HU Tel: 01925 670550.

Q.

Can you state how to avoid paying SDLT?

A.

Homeward Legal strongly advise against any form of stamp duty mitigation, because these schemes are highly expensive and HMRC may challenge a scheme up to six years later meaning that the full stamp duty amount, interest and additional fines will be imposed.

Q.

How much is the council tax on a period semi-detached building in Warrington?

A.

Typically the report on title will contain the relevant Warrington council tax band. The latest tax charges for Warrington are set out at the Warrington local authority website. At the time of writing (12 July 2012) rates for all bands are:

  • Band A - £917.00
  • Band B - £1,070.00
  • Band C - £1,222.00
  • Band D - £1,375.00
  • Band E - £1,681.00
  • Band F - £1,986.00
  • Band G - £2,292.00
  • Band H - £2,750.00

 
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