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Transfer of Equity in Warwick

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Warwick

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Warwick clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Warwick Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 06/12/16

Warwick area info

Norton Linsey Wark Windmill, Warwick Warwick Castle Castle and Kenilworth Castle English Heritage are situated in Warwick.

The closest airport to Warwick is Coventry Airport (8 miles). Birmingham Airport is 14 miles and away. Warwick's nearest train station is Warwick.

Warwick is under a couple of miles off the M40 junction entry 14 Northbound.

The closest hospital to Warwick is St Michaels Warwick.

Q.

I need to find an affordable Warwick conveyancing quote, we are on a tight budget.

A.

Many online and high street firms advertise supposedly cheap conveyancing quotes, but additional charges may be added into the solicitor's terms which unwary home owners fail to check. Any disbursements ought to be defined on your quote. The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

ING Direct will be our lender - what do we need to check?

A.

Your mortgage lender will require legal work to be performed on their behalf. Buyers should know that, recently, a number of lenders have opted to reduce the size of their 'solicitor panel', resulting in greater conveyancing costs for home buyers if their chosen solicitor cannot act for the lender. Homeward Legal will act on behalf of all large lenders in the UK, keeping buyers' legal costs to a minimum.

Q.

What will affect land in Warwick. Are they an issue?

A.

Residential property is contaminated by many naturally-occurring factors, such as waste treatment sites in the area. An environmental search will offer more detail.

Q.

The Warwick house being bought is on a brownfield site. Could the soil be contaminated by industrial waste?

A.

Most soils in Warwick have some degree of contamination, from industry, agriculture and the natural environment . Metal contamination of soil in Warwick is more likely to occur near ex-industrial or waste handling sites. Data on other contaminants, like trichloroethylene, will also be included in an environmental search.

Q.

We are completing in November, what should be determined for stamp duty?

A.

Stamp Duty will depend on a small number of factors, including the purchase price. Stamp duty will be £23320 on a £583000 Warwick property.*

*This information accurate as of January 2013

Q.

What can a Warwick property solicitor do if the property I am intending to buy is in a registered conservation area and has unseemly satellite dishes installed?

A.

Your solicitor will see whether the property is located within a designated conservation area and whether any alterations have required consent. In the event that no appropriate permissions be supplied the solicitor will recommend all options which may include seeking cover from an indemnity insurance policy or seeking retrospective consent from the appropriate local authority.

Q.

Will we need a chancel search if I am purchasing in the parish of Marton?

A.

Whether you are buying a building in Warwick or elsewhere in the county, the Warwick conveyancing solicitor may suggest that a chancel search be taken out. In older areas of Warwick, chancel repair has the potential to be charged on owners of a building where parish councils have previously chosen not to do so. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

How long may we allow for conveyancing to sell property usually take?

A.

The amount of time needed to sell or purchase property does vary, influenced by potentially many considerations which can include if the property being bought or sold is leasehold. Homeward Legal work hard to ensure your transaction is handled as fast as possible, without compromising on service.

 
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