Conveyancing In Waterhouses Q & A's
For fast conveyancing to buy a £ 160,000 home, what should we do?
Essential to a fast transaction is to employing a proactive conveyancer. There are, however, various jobs you, as the purchaser, can do to speed up your conveyancing. These include:
- calling or emailing the conveyancer, and chase them if you suspect any delays
- answering any queries raised by your conveyancer as soon as possible
- confirming your mortgage offer
Do I have to be present at viewings?
No, you don’t. It used to be the case that estate agencies were happy to leave the homeowner to show prospective buyers around. However, this has now been dispensed with because they won’t necessarily have the property skills and experience of dealing with and selling to a buyer. Therefore, the preference is usually that you should not be present in the home at all, although this can obviously be difficult with infirmity, working from home, and childcare.
The best option is to discuss this with the estate agent when you appoint them, so that you are aware of their expectations for each viewing, and they will be able to work around you if you have to be present in the home. Whether you are present or not, you should still take care not to be too messy and tidy up as much as possible prior to the viewing appointment, so that good impressions are maintained.
Our fixed fees and the 'No Completion, No Fee' guarantee alongside our results-focused solicitors mean that Homeward Legal is your best choice for the conveyancing. Find out more on 0800 038 6699.
Our lender will be Bank of Scotland, what will we need to know?
When taking out a mortgage to buy a property, your lender will require legal work to be carried out on their behalf. Purchasers should consider that some lenders are now reducing the size of their 'solicitor panel'. This can mean increased conveyancing costs for property buyers. Homeward Legal can act for the majority of lenders.
What does a Waterhouses property lawyer recommend if the flat is in a conservation are in Staffordshire Moorlands council and has unsightly dormer windows added?
Staffordshire Moorlands planning authority enquiries carried out by a solicitor during the legal process should establish if the property is in a conservation area and evidence of permission for alterations will be asked for.
Are 'conveyancing searches' that significant?
These searches are a typical set of queries raised by the conveyancing lawyer. Searches are unrelated to a building survey.
If my family are buying in Waterhouses, should we get a chancel search?
In Waterhouses, where land was once owned by a lay impropriators, new owners of that property may be obliged to cover the cost of repairs to local churches. Liability has the potential to impact the value of a Waterhouses property, but an indemnity policy may be available to protect the new owners. Waterhouses Church of England properties where a chancel search may be appropriate include St Paul.
In what ways can the Waterhouses conveyancer investigate the risk and history of floods around Waterhouses for a residential house we are going to purchase?
A conveyancing solicitor will carry out formal conveyancing and environmental searches that should include Waterhouses flood risk area data. A more flood risk search (most likely a Landmark Database search) could be proposed by a Waterhouses lawyer, if in the event that the initial conveyancing searches reveal a flood risk.