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Transfer of Equity in Waterhouses

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Waterhouses

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Waterhouses clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Waterhouses Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 01/12/16

The nearest airport to Waterhouses is Manchester Terminals 1 & 3 Airport. and the nearest train station to Waterhouses is Blythe Bridge.

Leek Moorlands is the nearest hospital for Waterhouses.

Q.

We are trying to find an affordable Waterhouses conveyancing quote. What are the risks?

A.

Both high-street and online firms advertise theoretically 'the cheapest conveyancing quotes', however extra costs can inflate the final bill. Any extra costs included in the terms should be reasonable and clear. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Should I get a survey for our Waterhouses property purchase?

A.

It is strongly advised that most purchasers book a property surveyor when buying in Waterhouses. Many defects will impact a property, including failed double glazing or dry rot, and these will not be addressed by your conveyancing solicitor.

Q.

Which government body is obliged for safeguarding the condition of conservation areas in Waterhouses and Waterhouses?

A.

Local conservation areas are set up by the local Staffordshire Moorlands planning authority, who administer everything from including things like plastic box signs, removal of existing windows and public spaces. Following a campaign, English Heritage have assembled records on the condition of conservation areas in England along with the vulnerability to standards slipping.

Q.

If I plan to buy in the parish of Burton upon Trent [St Modwen], should we order a chancel search?

A.

Your property solicitor may suggest that a chancel search be taken out, irrespective of the parish in which the residence being purchased is found. Chancel repair has the potential to be imposed on the current owners of a residence where parish councils may have not done so in the past, so indemnity insurance may be advisable even if liability is unlikely.

Q.

Is the Stamp Duty Land Tax fee a disbursement or fee?

A.

A good quote will clearly list all fees and disbursements. This charge is a fee not a disbursement, and should be included in your quote.

Q.

Can you confirm how I defer paying stamp duty tax?

A.

SDLT is payable for purchases priced at over 125,000 pounds. Stamp duty avoidance must be treated with caution by purchasers in Waterhouses. These schemes are expensive and the HMRC can review a scheme up to 6 years after a sale is completed meaning that the full stamp duty amount will then be due. There have been a small number of government-sponsored schemes, on the other hand, such as relief for buyers in 'disadvantaged areas'.

Q.

What length of time does conveyancing to sell an apartment generally take, in your experience?

A.

In general, the number of weeks required to sell or purchase a home does vary, based on numerous factors including whether there is a mortgage. Our conveyancing solicitors work hard to ensure each client is undertaken as quickly as possible.

Q.

How much is the council tax on a semi-detached Band E house in Waterhouses?

A.

You will find your new house's band within the title report.

The correct charges for residents of Waterhouses are listed online at the Staffordshire Moorlands local authority website. Currently (14 February 2013) rates for all bands are:

  • Band A - £970.00
  • Band B - £1,132.00
  • Band C - £1,293.00
  • Band D - £1,455.00
  • Band E - £1,778.00
  • Band F - £2,102.00
  • Band G - £2,425.00
  • Band H - £2,910.00

 
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