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Transfer of Equity in Waterhouses

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Waterhouses.

Remortgage Solicitors Waterhouses

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Waterhouses clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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or call us: 0800 038 6699


The Conveyancing
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Conveyancing in Waterhouses Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/01/17

The nearest airport to Waterhouses is Manchester Terminals 1 & 3 Airport. and the nearest train station to Waterhouses is Blythe Bridge.

Leek Moorlands is the nearest hospital for Waterhouses.

Q.

We are trying to find an affordable Waterhouses conveyancing quote. What are the risks?

A.

Both high-street and online firms advertise theoretically 'the cheapest conveyancing quotes', however extra costs can inflate the final bill. Any extra costs included in the terms should be reasonable and clear. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

For fast conveyancing to buy a £ 160,000 home, what should we do?

A.

Essential to a fast transaction is to employing a proactive conveyancer. There are, however, various jobs you, as the purchaser, can do to speed up your conveyancing. These include:

  • calling or emailing the conveyancer, and chase them if you suspect any delays
  • answering any queries raised by your conveyancer as soon as possible
  • confirming your mortgage offer

Q.

How much is the council tax on a semi-detached Band E house in Waterhouses?

A.

You will find your new house's band within the title report.

The correct charges for residents of Waterhouses are listed online at the Staffordshire Moorlands local authority website. Currently (14 February 2013) rates for all bands are:

  • Band A - £970.00
  • Band B - £1,132.00
  • Band C - £1,293.00
  • Band D - £1,455.00
  • Band E - £1,778.00
  • Band F - £2,102.00
  • Band G - £2,425.00
  • Band H - £2,910.00

Q.

Our lender will be Bank of Scotland, what will we need to know?

A.

When taking out a mortgage to buy a property, your lender will require legal work to be carried out on their behalf. Purchasers should consider that some lenders are now reducing the size of their 'solicitor panel'. This can mean increased conveyancing costs for property buyers. Homeward Legal can act for the majority of lenders.

Q.

Is the Stamp Duty Land Tax fee a disbursement or fee?

A.

A good quote will clearly list all fees and disbursements. This charge is a fee not a disbursement, and should be included in your quote.

Q.

When do you need to instruct a solicitor?

A.

With a 'no move, no fee' guarantee, the sooner you instruct a conveyancing firm, the better. The legal work can then begin straight away. Promptly instructing a solicitor can reduce the likelihood of your sale or purchase falling though.

Q.

What does a Waterhouses property lawyer recommend if the flat is in a conservation are in Staffordshire Moorlands council and has unsightly dormer windows added?

A.

Staffordshire Moorlands planning authority enquiries carried out by a solicitor during the legal process should establish if the property is in a conservation area and evidence of permission for alterations will be asked for.

Q.

What is gazumping?

A.

This describes circumstances where a property seller approves an offer and later refuses it. Instead, they then go for another buyer's offer. The will be a chance of getting gazumped in any transaction, because offers are not binding until exchange of contracts. Instructing a law firm as soon as you can is a key first step to reducing this risk.

 
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