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Conveyancing in Waterlooville Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 12/10/17

Transport and public service information if you’re buying or selling residential property in Waterlooville -

By road: Waterlooville is served by the M27, A3(M) and A27. By rail: The nearest train station is Havant. By air: Waterlooville is closest to Goodwood Airport (18 miles), Southampton Airport (25), and TAG London Farnborough and Blackbushe Airports (both 39 miles).

Hospital: Elmleigh, 61A New Lane, Havant, PO9 2JJ. Council: Havant (www.havant.gov.uk).

Attractions: Queen Elizabeth Country Park, Fort Nelson, Portchester Castle, Creech Wood, and Charles Dickens Birthplace Museum.

Q.

When in the conveyancing process do we need to speak to a solicitor to act for us in a move to Waterlooville?

In the vast majority of cases, the earlier you instruct a conveyancer, the more preferable it is. The legal work can then begin immediately. Instructing a firm early can limit the risk of your transaction falling through. For the best and clearest quote, why not try our quote calculator? Or, if you want to talk to someone, you could call our expert team on 0800 038 6699. All our quotes are backed up with a ‘No Move, No Fee’ guarantee.

Q.

Will the solicitor get any searches on the Sixties, end-of-terrace property in Waterlooville I am purchasing?

The customary conveyancing protocol is to obtain a Local Authority Search (personal or official), a Water and Drainage Search (Con29DW or personal), and an Environmental Search. In addition, there may be some area-specific searches (for instance, a Land Charges Search (K15)).

Q.

How many mortgage lenders in Waterlooville do you work with?

Homeward Legal have worked in conjunction with most lenders listed with the Council of Mortgage Lenders in Waterlooville. This means that we can look after their legal needs with respect to furnishing you with a mortgage, and prevent them from passing on their costs to you. A number of mortgage specialists operate in Waterlooville:

  • Buzz Mortgages, 17 Gladys Avenue, Cowplain, Waterlooville, PO8 8HT
  • Key Mortgage Solutions, 2 Acorn Gardens, Waterlooville, PO8 9YT
  • A. S. K. Mortgage Services Ltd., 34 Hart Plain Avenue, Waterlooville, PO8 8RX
Q.

How long does the legal work take to purchase an apartment in Waterlooville?

The time taken to transfer property will vary, dependent on the length of the chain and a variety of issues, including if it is a leasehold property being transferred. Eight to twelve weeks is the average for many solicitors’ firms, but Homeward Legal delivers results within six weeks, if possible. Call our team of experts on 0800 038 6699 for your fixed-fee quote backed up with our ‘No Move, No Fee’ guarantee. Or you could try our online quote calculator.

Q.

How much will the searches cost on a flat in Waterlooville?

The cost of searches varies somewhat, depending on the searches required to establish the legal title and whether you are supplementing your financing of the purchase with a mortgage. At Homeward Legal, we expect a client to pay no more than £249 for the standard conveyancing bundle of searches.

Q.

What kind of exploration into the risk of possible flooding in the Hampshire region will the Waterlooville property solicitor look into?

A vital component in the legal due diligence procedure involves the conveyancing lawyer carrying out environmental searches that offer certain details about the Waterlooville area flood-risk. Furthermore, the conveyancer in Waterlooville will sometimes suggest a more involved (e.g. Landmark) local search, should the initial search deem the level of risk significant enough.

Q.

Is a home-buyer’s survey advisable when we are buying residential property in Waterlooville?

It is strongly advised that buyers arrange a survey through the Royal Institution of Chartered Surveyors, if purchasing in Waterlooville. It is a fact that there are a range of issues that will impact a property, regardless of the age or outward appearance of the building, such as poor drainage or evidence of damp, and issues such as these will not be investigated as part of the conveyancing itself.

Q.

We really need to complete on the legal process for our auctioned property in a very short time frame; are you fast solicitors in Waterlooville?

To be frank, some lawyers are very lackadaisical in their approach, which adds a lot of anxiety to the often painful process of moving home. Homeward Legal always works with conveyancing property lawyers who will always efficiently communicate through the whole of the buyer and seller chain. Also Homeward Legal’s property lawyers are chosen because they always employ the best legal software systems meaning they can exchange on the sale of your property to your preferred move date. Call our team of experts on 0800 038 6699 to discuss your preferences and needs for your planned move.

Q.

Could the fees for our conveyancing take into account any hidden charges?

A.

We will not charge any additional charges for your conveyancing legal work. You should be aware that some solicitors' firms will give a low estimate, not an accurate quote. You may face a much greater total fee when you have completed.

Q.

Will we need a chancel search? We are buying near a parson's close in Waterlooville.

A.

Owners of property in Waterlooville may be subject to chancel repair liability. As a consequence of a recent Act, interest over any affected land in Waterlooville must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Waterlooville ecclesiastical properties where a chancel search may be appropriate include Hart Plain Church, St George the Martyr, The Church of the Good Shepherd and Westbrook Church.

Q.

What amount of time does the legal work to purchase an apartment often need in Waterlooville?

A.

The time taken to transfer property will vary. This is influenced by several aspects, including if it is a leasehold property being transferred. 8 to 12 weeks is the average for many firms, but we deliver results within six weeks, if possible.

Q.

The local agent has put forward the property solicitor whom they usually use. Do we need to instruct this firm?

A.

Your agent will usually recommend a solicitor, however, these referrals should be considered carefully, as it may be the case that the agent recommends whichever firm pays the most per referral, not the most suitable for you.

Q.

What does a Waterlooville property solicitor do if the home I hope to invest in is situated in a registered conservation area and has incongruous cladding fitted?

A.

The lawyer will ascertain whether the property is located within a designated conservation area and whether any alterations have the requisite permissions from the Portsmouth council.

Q.

Myself and my partner are interested in purchasing a residence in Waterlooville. Are there any conservation areas?

A.

There are several areas of conservation located near Waterlooville. These restrictions adds to upkeep costs, but the benefits include protection against unsympathetic development. Your conveyancing lawyer will be able to advise further.

Q.

I am purchasing a home with Furness Building Society, is there anything we need to know?

A.

A small number of lenders are now reducing the size of their 'solicitor panel', which may result in higher conveyancing costs for buyers. Homeward Legal will act on behalf of the vast majority of UK mortgage lenders, ensuring that an additional preferred solicitor will not be required to act for your lender.