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Conveyancing in Welwyn Garden City Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/04/18

Transport and public service information if you’re buying or selling residential property in Welwyn Garden City -

By road: Welwyn Garden City is served by the A1(M) and A414. By rail: The nearest train station is Welwyn Garden City. By air: There are eight airports close to Welwyn Garden City: London Luton Airport (12 miles), Elstree Aerodrome (16 miles), London Stansted Airport (28 miles), Northolt Jet Centre (29 miles), London Heliport (32 miles), London Heathrow Airport (34 miles), London City Airport (42 miles), and Wycombe Air Park (43 miles).

Hospital: Queen Elizabeth II, Howlands, Welwyn Garden City, AL7 4HQ. Council: Welwyn Hatfield Borough Council (www.welhat.gov.uk).

Attractions: Sherrardspark Wood, Coronation Fountain, Commonswood Nature Reserve, New Maynard Gallery, and Digswell Park.

Q.

Do Homeward Legal get involved in the conveyancing of auction properties in Welwyn Garden City?

Yes, we do. Homeward Legal’s auction experts have frequently been instructed by both sellers and buyers for the conveyancing work on properties in both local and national auctions. For the best auction experience, it is critical that you appoint your solicitor as soon as is practical and far in advance of the auction day. This allows the legal work to be started, and, for sales, for sellers’ packs to be prepared, or, in the case of buying a property, for the paperwork on the prospective purchase to be reviewed. With your solicitor completely briefed, the conveyancing can then be completed well within the legally-stipulated four-week timeframe following the auction. Try our quote calculator, or call our team of auction experts on 0800 038 6699 to obtain your fixed-fee quote.

Q.

What steps can we take to avoid paying for stamp duty to H.M. Revenue?

Stamp duty avoidance schemes are very risky and uneconomic. Homeward Legal therefore strongly advises that you don’t get involved with any of them. If the scheme fails, you could be liable for a financial penalty of up to 100% of the stamp duty, plus the amount of the outstanding duty, which could run into thousands of pounds. The government occasionally runs legitimate schemes to assist home-buyers (such as relief for first-time purchasers). Your solicitor will be able to tell you if any such schemes are in operation, and, if so, whether you are eligible.

Q.

We are purchasing a mid-terrace house in Welwyn Garden City. How do I find out if the building is in a conservation area?

Buyers in Welwyn Garden City should be aware that there are several local conservation areas, which are regions deemed to be of architectural or historical significance. The council will be able to provide more details about them, and the solicitor handling your purchase should discuss what specific restrictions are in place. In addition, a search can be ordered to see if any unplanned and unauthorised work has been carried out at the property you want to buy.

Q.

What will the council tax cost me on a Sixties, Band B maisonette in Welwyn Garden City?

As a matter of course, your conveyancing solicitor will contact the council responsible for setting the rates for each council tax band (here it is Welwyn Hatfield Borough Council – see the head of these FAQs for a link to the website). The purpose of this enquiry to establish the precise band and its associated charge, which will then be put in the report on title. For the 2016/2017 tax year, the rates were:

  • Band A - £1,028.65
  • Band B - £1,200.10
  • Band C - £1,371.54
  • Band D - £1,542.98
  • Band E - £1,885.86
  • Band F - £2,228.75
  • Band G - £2,571.63
  • Band H - £3,085.96

Retrieved on 7 March 2017

Q.

Doing your own conveyancing without the aid of a solicitor in Welwyn Garden City seems to be an attractive way of saving costs, but would it really be a good idea?

There is absolutely no legal argument why you shouldn't engage in the conveyancing process without appointing a property lawyer. However, a Welwyn Garden City conveyancer carries out a huge array of tasks (ranging from chasing any outstanding documents to ensuring the seller is the rightful owner), which really need adequate training and experience. Even more importantly, do-it-yourself conveyancers do not have the relevant indemnity insurance cover which practising legal firms are legally-obligated to take out. Call our conveyancing team on 0800 038 6699 for a fixed-fee quote.

Q.

Do I need to get a home-surveyor to check for defects affecting my purchase of a new-build house in Welwyn Garden City?

Regardless of the age of the property, it really makes sound sense for you to get a surveyor to check the property and provide a report on the structural status of the building. There are so many issues that can affect a property (e.g. rewiring requirements, evidence of subsidence, rotten timbers, and so on), but these will not be picked up in the conveyancing process.

Q.

How long should I plan for the conveyancing work in Welwyn Garden City?

The number of weeks required to sell or buy residential property will vary, and this is entirely based on a number of concerns, such as whether the property is leasehold or how swift the people and lawyers are in answering questions. 8 to 12 weeks is the average for many firms, whereas Homeward Legal’s solicitors work for a deadline of six weeks. Give us a call on 0800 038 6699 to find out more and to obtain your fixed-fee quote.

Q.

Which of the Welwyn Garden City lender panels are you on?

Our solicitors have experience working alongside most lenders in the area. A number of mortgage specialists operate in Welwyn Garden City, including:

  • Ashley Price Associates, 16 Prospect Place, Welwyn Garden City, AL6 9EN
  • Nationwide Building Society, 21 Stonehills, Welwyn Garden City, AL8 6NA
  • First Union Mortgages Ltd., Garnell Business Park, Alban House, Brownfields, Welwyn Garden City, AL7 1AY

Your solicitor can carry out any relevant lender-imposed searches or checks, and advise you of the associated costs and hurdles.

Q.

Do I need to get a home surveyor to check for defects affecting this property purchase?

A.

Homeward Legal strongly recommend that all purchasers in Welwyn Garden City order a survey if buying in Welwyn Garden City. A wide range of defects affect a property, which include chimney defects or cracks around door frames. These will not be reported on by a solicitor.

Q.

What will the council tax cost me on a Sixties Band B maisonette in Welwyn Garden City?

A.

The respective council tax band should, more often than not, be detailed within the report on title, and by the local council Council tax rates for residents of Welwyn Garden City are tabled online at the Welwyn Hatfield council site. At the time of writing on 31 January 2013 rates are:

  • Band A - £1,000.00
  • Band B - £1,166.00
  • Band C - £1,333.00
  • Band D - £1,500.00
  • Band E - £1,833.00
  • Band F - £2,166.00
  • Band G - £2,499.00
  • Band H - £2,999.00

Q.

When in the conveyancing process do we need to instruct a conveyancer in Welwyn Garden City?

A.

Simply, the faster you instruct the better, as there are several tasks which may be performed straight away. Prompt instruction of a conveyancing solicitor to act for you on your Welwyn Garden City transaction can reduce the likelihood of the transaction falling through.

Q.

To complete on our property purchase ASAP, how can we get a fast conveyancing process in Welwyn Garden City?

A.

Many buyers will, correctly, argue that a fast transaction is the key to instruct a proactive and experienced property lawyer. When finding a suitable a property lawyer, consider these points: Are phone, fax and email their preferred methods of contact Will they work on a 'no sale, no fee' basis? Was there a delay delivering a quote?

Q.

My mortgage lender is Britannia - what will we need to be aware of?

A.

Some lenders have opted to reduce the size of their 'solicitor panel'. We will act for many mortgage lenders so that the buyer will not have to pay an additional fee for your lender's solicitor.

Q.

Which of the Welwyn Garden City lender panels are you on?

A.

Our solicitors have experience working alongside most lenders. A number of mortgage specialists operate in Welwyn Garden City, like Price Ashley & Associates, 29 Mill La, Welwyn, AL6 9EU. Your solicitor can carry out any relevant lender-imposed searches or checks.

Q.

What do we do to calculate stamp duty and how much should it be on a £631000 home?

A.

The Stamp Duty that is payable is calculated based on the purchase price. For a house or flat worth £631000, the rate will be £25240.