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Conveyancing in West Midlands Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/07/17

The nearest station to West Midlands is Stechford, around 1 mile away and Birmingham Airport is 5 miles from West Midlands. Coventry Airport is 17 miles and Wolverhampton Business Airport Airport is 19 miles away.

Drivers are well served with West Midlands having very convenient motorway access very close at under 3m of the M6 Junction 6 Southbound.

Heartlands , Birmingham is a nearby hospital to West Midlands.

Q.

Can you confirm your cheapest fee for a £170k house? We are trying to find an affordable conveyancing estimate.

A.

Many firms purport to offer cheap conveyancing. However additional charges can increase your final invoice. Additionals included in the solicitor's terms ought to be reasonable. A quote for conveyancing in West Midlands should state costs to be paid to third parties, like the local authority, (disbursments).We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

My mortgage lender will be Yorkshire Building Society - what do we need to check?

A.

Over the last two years, some lenders are now limiting the firms who can act for them, potentially creating greater legal costs for home buyers. Homeward Legal can act for most lenders, ensuring that an additional solicitor will not be required to act for your lender.

Q.

Are there many mortgage lenders with West Midlands offices?

A.

Most lenders in the West Midlands are on our panels. Local mortgage lenders and brokers include IMA, 13 Waterloo Rd, Wolverhampton, WV1 4DJ, Warndon Mortgage Services, 27 Lilac Rd, Dudley, DY1 4ER, and Goldthorn Mortgage & Insurance Service Ltd, 339A Rookery Rd, Handsworth, Birmingham, B21 9PR.

Q.

Property conveyancing searches may be fine but considering recent events e g the extensive flooding in 2012 in the Midlands are they comfort enough to ascertain enough about the West Midlands flood risk area?

A.

Flood risk searches handled by the lawyer in West Midlands should also include the more rigorous flood search if the risk is deemed significant.

If you remain still anxious you can approach a neighbour or local resident.

Q.

What will the council tax cost for a new build Band F maisonette in West Midlands?

A.

Your pertinent band will in most cases be identified in the title report along with the local council. The latest tax rates for properties in West Midlands are listed online at the Shropshire local authority site. At the time of authoring (05 June 2012) rates are as follows:

  • Band A - £1,000.00
  • Band B - £1,167.00
  • Band C - £1,333.00
  • Band D - £1,500.00
  • Band E - £1,833.00
  • Band F - £2,167.00
  • Band G - £2,500.00
  • Band H - £3,000.00

Q.

We are buying a property where the seller has installed unsightly cladding on the house which I think might infringe on the Fellows Street conservation area criteria.

A.

The conveyancing solicitor will carry out searches to check whether the property is located within a conservation area and whether any modifications have requisite permission.Should no appropriate consents be available the solicitor will recommend the best alternative e.g. obtaining an indemnity policy or obtaining retrospective approval from Shropshire local authority.

Q.

What length of time will conveyancing legal work usually need? The property is also local.

A.

The length of time required to sell or purchase a house varies, dependent on several considerations. These may include if the property is leasehold. With our property specialists, each client receives fast and efficient service.

Q.

Why does the conveyancing process in West Midlands need such a long time?

A.

Conveyancing could be exposed to significant delays, we, however, aim to lessen their impact by using fast search providers.

 
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