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Transfer of Equity in West Midlands

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors West Midlands

Homeward Legal's panel of solicitors carry out remortgage conveyancing for West Midlands clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in West Midlands Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 03/12/16

The nearest station to West Midlands is Stechford, around 1 mile away and Birmingham Airport is 5 miles from West Midlands. Coventry Airport is 17 miles and Wolverhampton Business Airport Airport is 19 miles away.

Drivers are well served with West Midlands having very convenient motorway access very close at under 3m of the M6 Junction 6 Southbound.

Heartlands , Birmingham is a nearby hospital to West Midlands.

Q.

Can you confirm your cheapest fee for a £170k house? We are trying to find an affordable conveyancing estimate.

A.

Many firms purport to offer cheap conveyancing. However additional charges can increase your final invoice. Additionals included in the solicitor's terms ought to be reasonable. A quote for conveyancing in West Midlands should state costs to be paid to third parties, like the local authority, (disbursments).We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

Is a Local Authority search a fee or a disbursement?

A.

Unscrupulous firms pass off extra costs as necessary disbursements. It may be unclear whether a cost is a disbursement or not, and if it ought to be included. This charge is a disbursement not a fee, meaning the conveyancing solicitor passes on the charge at cost.

Q.

Does the West Midlands include many designated conservation areas?

A.

Conservation areas qualify neighbourhoods registered as being of historical merit. Widemarsh Common, Fellows Street and Granville Road are among the conservation areas in the West Midlands. A conveyancing lawyer will address the consequences of purchasing property in a conservation area.

Q.

If we are buying in the West Midlands, do we need to get a chancel search?

Chancel liability repair costs can run into £100,000s, which owners of affected property will be compelled to pay on demand to the local Parochial Church Council. Owners who have bought property prior to 2003 may be totally unaware that a liability exists if a chancel search was not carried out. The solicitor acting on your behalf will confirm that a chancel search is appropriate.

Q.

What will the council tax cost for a new build Band F maisonette in West Midlands?

A.

Your pertinent band will in most cases be identified in the title report along with the local council. The latest tax rates for properties in West Midlands are listed online at the Shropshire local authority site. At the time of authoring (05 June 2012) rates are as follows:

  • Band A - £1,000.00
  • Band B - £1,167.00
  • Band C - £1,333.00
  • Band D - £1,500.00
  • Band E - £1,833.00
  • Band F - £2,167.00
  • Band G - £2,500.00
  • Band H - £3,000.00

Q.

I f I read up on handling the legal work as a buyer and seller of a home. Might it be practicable to take care of DIY conveyancing ourselves?

A.

Legally speaking there are absolutely no arguments why a home buyer shouldn't engage in the bulk of the legal and technical work unaided. That said, a lawyer inthe West Midlands handles a large array of assignments including liaising with the insolvency office for k15 entries or locating planning docs many of which are better done by someone with a qualified professional.

Q.

Is contaminated land a problem in the West Midlands?

A.

West Midlands property may be contaminated by a broad range of naturally-occurring factors, such as other sources of contaminated land. An environmental search will give more detail.

Q.

How can a West Midlands lawyer advise us on the risk of local flooding in the West Midlands area for a Sixties property I am wanting to purchase?

A.

A residential property conveyancer will carry out standard property conveyancing searches, which include West Midlands area flood risk data.

 
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