What factors can contaminate land in West Smithfield, and are they comprehensively investigated?
Property in West Smithfield could be contaminated by numerous natural and human-influenced issues. Contaminants including proximity to waste sites will be reported on in environmental search results.
What specific things do I need to look out for if I’m buying a house on the coast?
With worsening weather and floods now becoming increasingly commonplace, with the media remarking on it in depth, buying a property that has a likelihood of flooding is a difficult decision to make. Not only is there the issue of cleaning up if it does flood, but insurance premiums will be much higher (and perhaps even prohibitive).
For homes in coastal areas, there is also the problem of coastal erosion, where some properties have been seen to literally fall into the sea.
However, the good news is that picking a home in a coastal region doesn’t automatically mean that it’s going to be subject to flooding or that it’s eventually going to slip into the sea. The searches ordered by your conveyancing solicitor will identify the level of risk associated with the property and, based on this, your solicitor may recommend that you take out specialist reports (e.g. from Landmark or other organisations) to get a more in-depth description of the risks and options. These are in addition to the standard set and will be charged to you as a disbursement at cost.
Your surveyor will also be able to identify evidence of previous floods and other problems during their inspection and provide advice in their report. If the problems are considered sufficiently severe, the surveyor may also note the specifics for further investigation by your conveyancing solicitor.
Environmental searches are fine but when one considers recent weather changes such as the fact that last year was second wettest year since on record are they the best way to determine sufficient information about the evolving West Smithfield risk of flooding?
A good West Smithfield property lawyer should include conveyancing and environmental searches if the standard search establishes a West Smithfield flood risk.
Why not converse with a future neighbour to gain more assurance.
Should the fixtures and fittings form include things like central heating systems?
Chiefly, there is no strict definition of 'fixtures and fittings'. Conveyancing solicitors recommend a formal fixtures and fittings form to avoid later disagreements, saving heartache once the sale is completed.
May the charges for my conveyancing have any extra fees?
No. We do not charge any hidden charges under any circumstances.
In what ways does the property lawyer in West Smithfield report back on the risk of floods at West Smithfield on a buy to let property we are going to purchase?
A property lawyer conducts standard protocol environmental searches that should include West Smithfield flood risk data. A significantly more in-depth set of searches, such as the Landmark search, may be recommended by the West Smithfield solicitor if the results of the initial conveyancing searches suggest any risk of flooding.
If I’m renting out rooms in my house, do I need to appoint a solicitor?
No, you don’t, because there is no legal imperative for you to do so. However, it’s not as straightforward as simply leasing out a room to a renter because there are certain provisions that must be met in order to protect you as the renter and the person renting the room.
This depends on the room and where it is in the property, state of the plumbing, insurance, and a number of other factors. You’ll also need to draw up a tenancy agreement to ensure demarcation and rights for both parties. While you won’t necessarily need a solicitor involved, it’s worth contacting a letting agency who will have the experience and knowledge to ensure you have everything in place. Be aware that any advice you seek from professionals may come with a fee, so it would be worth shopping around first.
For our mortgage lender, we have chosen ITL Mortgages, what will we need to know?
Some lenders have reduced the number of firms able to act for them. Homeward Legal will act for many lenders, keeping buyers' legal costs to a minimum.