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Conveyancing in Westminster Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/04/18

Westminster's nearest train station is Charing Cross and Westminster's nearest airport is London City Airport. Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 16 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away.

Motorists are well catered for with Westminster ideally situated with good major road access under 2m of the A40M.

Q.

Westminster area info

A.

Brixton London Windmill, London National Portrait Gallery Art Gallery and London The National Gallery Art Gallery are close to Westminster.

The nearest hospital to Westminster is St Thomas Lambeth.

Q.

What do you charge for the legal fees on a £782k property? We need to find a fixed rate conveyancing quote in Westminster.

A.

Various solicitors claim to offer cheap conveyancing quotes, but extra fees are often hiding in small print which unwary buyers fail to check. Any extra fees needs to be fair and clearly defined. They only be applied if your conveyancer is required to complete extra work in your interest, which could not be anticipated at the start of the process. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

We are intending to buy a sixties maisonette within a conservation area in Westminster, where does one find details on the state of repair?

Following a campaign, English Heritage have assembled details of the condition (poor to good) of conservation areas as well as the risk of standards slipping.

Local conservation areas are created by the local authority (Westminster) who police everything from what can be developed to the halting of neon signs.

Q.

What causes the purchase conveyancing process to require so much time and effort?

A.

The legal work needed to sell or purchase a home can suffer setbacks. We endeavour to minimise their impact whenever it is possible by, for example, ordering searches as early as possible.

Q.

Might fees for the conveyancing hide any hidden fees?

A.

Homeward Legal never charge any extra, hidden charges to transfer a property.

Q.

Northern Rock will be our lender, what will we need to check?

A.

Recently, a number of lenders are now reducing their 'solicitor panel', resulting in increased legal costs for purchasers if their solicitor is unable to act both on their behalf, and for their lender. We can act for many mortgage lenders, keeping buyers' legal costs to a minimum.

Q.

Is a purchase repossession fee a fee or a disbursement?

A.

Disbursements and fees should be clearly stated on your quote. This cost is a fee not a disbursement, and should be included in your conveyancing quote.

Q.

Are there any disadvantaged areas in Westminster?

A.

Disadvantaged areas in Westminster are identified by council ward. Disadvantaged areas in the vicinity Westminster are Queen's Park, Church Street, Harrow Road and Westbourne. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.

Q.

I am buying a church rectory in the parish of St Anne Soho. Will a chancel search be necessary?

A.

The solicitor may suggest that a chancel search be ordered, whichever parish in which the house being purchased is located. In Westminster's much older areas, chancel repair dues can be collected on owners of a house where Parochial Church Councils (PCCs) have previously chosen not to do so, so indemnity insurance may be advisable even if liability is unlikely.