For a lender, we have chosen The Woolwich, what do we need to be aware of?
When buying with a mortgage, legal work must be undertaken in relation to the mortgage. Over the last two years, some lenders have opted to reduce the size of their 'solicitor panel'. We can act for all large lenders in the UK.
The house in Whalley Range being purchased is on a brownfield land. Is the soil likely to remain contaminated by waste minerals like uranium (U)?
Whalley Range industry and natural causes can cause topsoil contamination. Metal contamination of topsoil in Whalley Range is more likely to occur near former industrial sites. Data on other contaminants, like industrial storage and water contaminants such as detergents, will also be included in an environmental search.
How does conveyancing for a purchase take such a long time?
The legal work needed to sell or purchase a house or flat will sometimes be delayed, we, however, aim to diminish the burden of these delays where viable. Delays include the time taken to return management information.
Is obtaining landlord's consent to assignment of lease passed on at cost?
All fees and disbursements should be clearly stated on a quote for your conveyancing. This cost is a fee not a disbursement. It should be included in your conveyancing quote.
Environmental searches are all well and good but with recent weather changes such as the extensive flooding in Sept 2012 in North West England are they actually good enough to advise on enough about the evolving Whalley Range flood risk area?
An experienced Whalley Range conveyancer will advise you to also get environmental searches if the standard searches flag up a risk of flooding in Whalley Range.
People sometimes try to get in touch with a next door neighbour for some added insight if you are still worried.
How much effort is it to sort out a house in multiple occupancy (HMO)?
A house in multiple occupancy is defined as a property where at least three tenants live forming more than one household (one person or more living together), but share kitchen and bathroom facilities.
As a landlord of an HMO, your responsibilities include ensuring proper fire safety measures are in place, gas safety checks are completed annually, the electric system is checked every five years, there are sufficient bathroom and kitchen facilities for everyone to comfortably use, communal areas are kept clean and safe to use, and waste disposal is managed effectively (provision of bins and bags).
This requires more effort than having a property to rent to one household, and you may wish to employ a solicitor to sort out the legal side of things in the first instance, and a property management company to handle the administration, disputes, etc. on a daily basis.
Homeward Legal's experienced solicitors have completed many different transactions including properties for HMOs. Why not give us a quick call now on 0800 038 6699 to get your conveyancing under way today?
Do you recommend that we get a chancel search when we are buying by a church built in around the 1500s in Whalley Range?
Chancel liability repair costs can run into £100,000s, which owners of affected property will be compelled to pay on demand to the Whalley Range Church council. Some names or words such as 'glebe' give an indication of a property's history, and thus whether chancel liability may apply. Whalley Range church lands include St Edmund's and St Margaret.