Conveyancing In Whitby Q & A's
My mortgage lender will be Direct Line Mortgages, what will we need to consider?
Buyers should be aware that a small number of lenders have limited the firms who can act for them. This can mean higher legal costs for purchasers. Homeward Legal will act on behalf of all major mortgage lenders.
What sort of conveyancing searches as respects the potential risk of local flooding around Yorkshire, North Riding will a property solicitor in Whitby actually conduct for a Fifties property we are intending to buy?
A conveyancer applies for property environmental searches that will include Whitby flood risk information. Depending on the results, your Whitby lawyer may advocate a significantly more detailed search.
How much effort is it to sort out a house in multiple occupancy (HMO)?
A house in multiple occupancy is defined as a property where at least three tenants live forming more than one household (one person or more living together), but share kitchen and bathroom facilities.
As a landlord of an HMO, your responsibilities include ensuring proper fire safety measures are in place, gas safety checks are completed annually, the electric system is checked every five years, there are sufficient bathroom and kitchen facilities for everyone to comfortably use, communal areas are kept clean and safe to use, and waste disposal is managed effectively (provision of bins and bags).
This requires more effort than having a property to rent to one household, and you may wish to employ a solicitor to sort out the legal side of things in the first instance, and a property management company to handle the administration, disputes, etc. on a daily basis.
Homeward Legal's experienced solicitors have completed many different transactions including properties for HMOs. Why not give us a quick call now on 0800 038 6699 to get your conveyancing under way today?
How many lenders in Whitby do you work with?
The Homeward Legal partnership have worked with many lenders approved by the Council of Mortgage Lenders. A number of mortgage specialists operate in Whitby, including I2I Financial Planning Group Ltd, 25 Stratford Way, Huntington, York, YO32 9YW, Thomson Philip G, 29 Marine Pde, Saltburn-By-The-Sea, TS12 1DP, and D G Financial Services, 40 Station Rd, Redcar, TS10 1AG.
Which local authority is responsible for Whitby?
Whitby is located in Scarborough Borough Council, Town Hall, St Nicholas Street, Scarborough, North Yorkshire, YO11 2HG, Tel: 01723 232323
Our agent has referred a conveyancing solicitor whom they usually use. Will it be faster to instruct them?
It is common practice for estate agents to refer one or more conveyancing firms, however, such referrals should be thoroughly considered, as some agents choose whichever firm pays the most per referral, not the law firm with the best reputation.
I’ve lost my gas/electrical certificates; will that stop me moving?
There is no legal imperative for you to provide either the gas or electrical safety certificates as the seller; you are required to provide a gas safety certificate on an annual basis, however, if you are planning on letting the property out. The Institution of Electrical Engineers recommends that an electrical certificate be updated at least every ten years or when the property is transferred to a new owner (every 5 years if you are letting the property out).
However, this usually means that this is the responsibility of the buyer with the onus on organising an inspection for a new certificate falling on them.
Homeward Legal offers competitive, fixed-fee quotes, protected by our 'No Completion, No Fee' guarantee. Try our online quote calculator or call our team on 0800 038 6699 to see what we mean.
Is it hard to sell a property located in a conservation area?
A conservation area is designated and managed by the local authority to ensure the unique nature of the location is maintained by placing restrictions on changes to the buildings, street furniture and green spaces to protect the architectural or historical interest of everything within the conservation area boundary.
Because of this resistance to change, this usually means homes in conservation areas are more attractive to buyers, and, as such, there may be a premium to pay over properties outside such areas. Because of the attraction of such property, they will usually sell well and quickly. However, there will need to be greater checks by the buyer’s solicitor to verify that your property conforms to the conservation area restrictions, which may add extra time to the duration of the conveyancing.
Homeward Legal's solicitors have a great deal of experience working with sales and purchases in conservation areas, so why not give our team a quick call on 0800 038 6699 right now to find out what we can do to help your plans?