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Transfer of Equity in Whitehaven

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Whitehaven

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Whitehaven clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Whitehaven Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 03/12/16

The nearest station to Whitehaven is Whitehaven and Whitehaven's closest airport is Walney Aerodrome Airport (32 miles).

West Cumberland Whitehaven is the closest hospital for Whitehaven.

Q.

I am looking for the cheapest conveyancing quote. and what is included?

A.

Numerous firms promote so-called cheap conveyancing. Unfortunately extra fees are often hiding in the solicitor's terms. Extra fees included in terms of engagement should be clearly defined. They only be applied if the lawyer must perform additional tasks for you, which could not be anticipated at the start of the process. Any disbursements should also be included on your quote. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

How much can the conveyancing searches be?

A.

The cost of conveyancing searches will vary appreciably, depending on the searches required. Searches are paid out to a 3rd party, and are not included in the quoted conveyancing fees.

Q.

The owner appears to have fitted conspicuous windows to the property in Whitehaven which we think might breach conservation area rules

A.

Your instructed property solicitor to ascertain if the property is inside a conservation area, and if so, whether any modifications have required permissions from the local council.

Q.

Is a chancel repair liability search a disbursement or fee?

A.

Fees and disbursements ought to be clearly identified on your quote, without any hidden charges in the 'small print'. This charge is a disbursement not a fee, and is passed on at cost.

Q.

Which actual search enquiries should the property solicitor in Whitehaven carry out when instructed on a Whitehaven house?

A.

The normal procedure is to get Local Authority, Drainage and Water Search (CON29DW), Environment Search and Gypsum Mining as well as any unique particular e.g. a HS2 Search.

Q.

How will my lawyer in Whitehaven advise me on the risk and history of floods around Whitehaven on an Edwardian house we are purchasing?

A.

A residential property conveyancing solicitor conducts formal conveyancing searches that will include Whitehaven flood risk area information. Furthermore the conveyancing solicitor in Whitehaven could possibly propose an inexpensive (around twenty pounds) and more specialist local Whitehaven area flood risk search.

Q.

I am buying a property in one of the Whitehaven conservation area. Where can I find more data in relation to the state of repair?

A.

Conservation areas in Whitehaven are created by the local authority (Copeland) who preside over things like what can be developed to the impediment of street guard rails. English Heritage, a government body, now maintain a list about the condition (poor to good) of conservation areas in addition to the vulnerability to deterioration or improvement.

Q.

I am purchasing a £1119000 Whitehaven home. What will be calculated for stamp duty tax?

A.

SDLT will rely on the property's value. Stamp duty will be £55950 on a £1119000 home (information correct 15/01/2013).

 
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