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Conveyancing in Whitehaven Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 12/10/17

The nearest station to Whitehaven is Whitehaven and Whitehaven's closest airport is Walney Aerodrome Airport (32 miles).

West Cumberland Whitehaven is the closest hospital for Whitehaven.

Q.

I am looking for the cheapest conveyancing quote. and what is included?

A.

Numerous firms promote so-called cheap conveyancing. Unfortunately extra fees are often hiding in the solicitor's terms. Extra fees included in terms of engagement should be clearly defined. They only be applied if the lawyer must perform additional tasks for you, which could not be anticipated at the start of the process. Any disbursements should also be included on your quote. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Which actual search enquiries should the property solicitor in Whitehaven carry out when instructed on a Whitehaven house?

A.

The normal procedure is to get Local Authority, Drainage and Water Search (CON29DW), Environment Search and Gypsum Mining as well as any unique particular e.g. a HS2 Search.

Q.

We are using a Cumbria lender, and need to know which Whitehaven lenders you work with. Whose panels are you on?

A.

Of lenders with branches in Whitehaven, Homeward Legal work with the bulk of them. Lenders and mortgage specialists in Whitehaven include Barclays Bank PLC, Strand St, Whitehaven, CA28 7LQ, Halifax, 40-41 King St, Whitehaven, CA28 7JN, and HSBC Bank, 69 Lowther St, Whitehaven, CA28 7AD.

Q.

Doing your own conveyancing without using a lawyer in Whitehaven is becoming possible when buying and selling a maisonette. Would it be insensible ?

A.

Hypothetically there is no argument why you cannot decide to do the bulk of the legal work unaided. However, a property solicitor takes care of a large number of jobs such as chasing outstanding papers and interpreting the lease most of which are better done by someone with training.

Q.

How will my lawyer in Whitehaven advise me on the risk and history of floods around Whitehaven on an Edwardian house we are purchasing?

A.

A residential property conveyancing solicitor conducts formal conveyancing searches that will include Whitehaven flood risk area information. Furthermore the conveyancing solicitor in Whitehaven could possibly propose an inexpensive (around twenty pounds) and more specialist local Whitehaven area flood risk search.

Q.

Why does conveyancing in Whitehaven go on for so long? Isn't it just filing paperwork?

A.

The legal work required to buy or sell property could be delayed. Homeward Legal understand how unnecessarily stressful these delays can be and endeavour to diminish the cost of these delays by, for example, ordering searches as early as possible.

Q.

Which local authority is responsible for Whitehaven?

A.

Whitehaven is located in Copeland Borough Council, The Copeland Centre, Catherine Street, Whitehaven, Cumbria, CA28 7SJ, contact: 0845 054 8600

Q.

Will my conveyancer in Whitehaven tell me about the cost of council tax for a Band D property prior to completion?

A.

A solicitor will speak to the council to ascertain the latest council tax charges which will be written in the title report. Council tax rates for homes in Whitehaven are detailed at the Copeland council website. At the time of authoring, 15 August 2012, rates are:

  • Band A - £1,042.00
  • Band B - £1,216.00
  • Band C - £1,390.00
  • Band D - £1,563.00
  • Band E - £1,911.00
  • Band F - £2,258.00
  • Band G - £2,606.00
  • Band H - £3,127.00