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Transfer of Equity in Whitehaven

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Whitehaven

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Whitehaven clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Whitehaven Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/01/17

The nearest station to Whitehaven is Whitehaven and Whitehaven's closest airport is Walney Aerodrome Airport (32 miles).

West Cumberland Whitehaven is the closest hospital for Whitehaven.

Q.

I am looking for the cheapest conveyancing quote. and what is included?

A.

Numerous firms promote so-called cheap conveyancing. Unfortunately extra fees are often hiding in the solicitor's terms. Extra fees included in terms of engagement should be clearly defined. They only be applied if the lawyer must perform additional tasks for you, which could not be anticipated at the start of the process. Any disbursements should also be included on your quote. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Is vanadium often sampled in Whitehaven soil?

A.

Though the dangers are usually minor, if significant harm could be caused to people or protected species by the contamination, it is likely to be labelled contaminated land. Data on many contaminants, such as chlorine and water contaminants such as sewage, will be included in an environmental search.

Q.

Our local agent has suggested a law firm. Will it be more cost-effective to instruct them?

A.

Agent recommendations are a common path for purchasers to get a solicitor, however, these referrals need to be weighed up against alternatives, as some agents may 'recommend' the firm which pays to the largest referral fee, not the most appropriate choice.

Q.

Do you have fast solicitors that look after auction conveyancing in Whitehaven?

A.

Yes - We are highly experienced with sellers at auction. Conventionally difficult to value properties are sold in auctions which tend to need extra due diligence. We therefore recommend that buyers formally appoint a good conveyancing solicitor prior to the actual auction to allow enough time for a thorough review of the legal papers for the lot. Q.

Should we get a house survey for our home purchase?

A.

We firmly recommend that all purchasers arrange a property surveyor. Buyers should be aware that there are many problems that can affect a property, such as dry rot. These will not be reported on by a solicitor.

Q.

I am buying a property in one of the Whitehaven conservation area. Where can I find more data in relation to the state of repair?

A.

Conservation areas in Whitehaven are created by the local authority (Copeland) who preside over things like what can be developed to the impediment of street guard rails. English Heritage, a government body, now maintain a list about the condition (poor to good) of conservation areas in addition to the vulnerability to deterioration or improvement.

Q.

I am purchasing a £1119000 Whitehaven home. What will be calculated for stamp duty tax?

A.

SDLT will rely on the property's value. Stamp duty will be £55950 on a £1119000 home (information correct 15/01/2013).

Q.

The owner appears to have fitted conspicuous windows to the property in Whitehaven which we think might breach conservation area rules

A.

Your instructed property solicitor to ascertain if the property is inside a conservation area, and if so, whether any modifications have required permissions from the local council.

 
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