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Transfer of Equity in Whitley Bay

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Whitley Bay.

Remortgage Solicitors Whitley Bay

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Whitley Bay clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Whitley Bay Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/01/17

Whitley Bay attractions

St Mary Lighthouse Lighthouse, Tynemouth Priory and Castle English Heritage and Rising Sun Country Park are close to Whitley Bay.

The closest airport to Whitley Bay is Newcastle Airport (10 miles). and the closest station to Whitley Bay is Cramlington, almost 6 miles away.

The nearest hospital is North Shields, North Tyneside General.

Q.

We need discount conveyancing, we are on a tight budget.

A.

Numerous firms purport to offer so-called 'the cheapest conveyancing quotes'. Unfortunately extra costs can increase your solicitor's invoice.

Q.

Will the fixtures and fittings list plugs and sockets?

A.

In the main, fixtures are fixed to walls, floors or ceilings securely and fixtures are free-standing. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction, and this makes a fixtures and fittings form so necessary.

Q.

The local agent has suggested a solicitor whom they usually use. Will it be cheaper to instruct them?

A.

It is common for agents to suggest a solicitor, however, these referrals need to be weighed up against alternatives, including online or local firms, as the agent may prefer to suggest the firm which pays to the largest referral fee, not the most appropriate choice.

Q.

Solicitors in Whitley Bay apply for a variety of searches if instructed by a buyer - which particular searches?

If buying and taking out a mortgage, your lender expects a solicitor to get particular searches, including the following Local Authority (personal or official), Drainage and Water Search and Environmental, and possibly less common searches such as Contaminated Land.

Q.

What is the council tax on a Thirties semi-detached Band F property in Whitley Bay?

A.

Your band should ordinarily be detailed in the conveyancer's title report, as well as by the local authority. The latest tax charges for properties in Whitley Bay are tabled online at the North Tyneside local authority site. At the time of authoring, 08 January 2013, rates for all bands are:

  • Band A - £990.00
  • Band B - £1,155.00
  • Band C - £1,320.00
  • Band D - £1,485.00
  • Band E - £1,815.00
  • Band F - £2,145.00
  • Band G - £2,475.00
  • Band H - £2,970.00

Q.

Which body has overall responsibility for checking the status of neglect Whitley Bay and Whitley Bay conservation areas?

A.

Following a campaign, English Heritage maintain a list of the state of conservation areas as well as the exposure to deterioration or improvement. Conservation areas are created by North Tyneside who oversee conservation area concerns from including things like traffic signs, coloured road surfaces and paths and footpaths.

Q.

How long may we allow for the legal work to buy a house usually take, in your experience?

A.

The number of weeks needed to transact a home is not wholly predictable, dependent on a handful of concerns. Our conveyancing solicitors work hard to ensure every purchase receives fast and efficient service.

Q.

Which Whitley Bay mortgage lenders do you work with?

A.

Most lenders in Whitley Bay are on our Whitley Bay solicitors' panel. Local mortgage lenders and brokers include Leeds Building Society, 104 Park View, Whitley Bay, NE26 3QL, Virgin Money, 303 Whitley Rd, Whitley Bay, NE26 2HU, and Lead The Way (UK) Ltd, Coliseum Building/248 Whitley Rd, Whitley Bay, NE26 2TE.

 
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